This small group of pirates who are also fishing and stealing. There are several around, and the ancient family is a bit shili. This kind of small group of pirates is a problem in Leizhou, but for Haiyitang, it is nothing. Haiyitang organizes its own group training, and every time the sugar boat goes to sea, it is in groups, and the sailor group practices hundreds, which is not something that such a small group of pirates can gnaw at all. Not only can it not be moved, but there is also a danger of broken teeth.

Haiyitang is taboo, naturally it is a big gang like Liu Xiang and Zhu Cailao, so he bribes him heavily to buy a peace. But such a small group of pirates is also inevitably embellished in order to avoid harassment. Otherwise, no matter how much team training there is, you will be exhausted.

However, the so-called embellishment is also very limited, because although a small group of pirates act on the sea, they inevitably have to go ashore to rest, repair ships, buy rice, and settle the sick and wounded. Therefore, it is also necessary to make friends with the local heroes along the coast.

Zhu Sanye took advantage of this, using both soft and hard. An agreement was reached with several small groups of nearby maritime shili, and the other party promised not to rob the sugar boat sailing out of Hai'an and not to disturb Hai'an Street. In return: Haiyitang facilitated the activities of these pirates on Xu Wen's shore. This kind of entertainment doesn't cost a lot of money, and sometimes it can be used by them.

For a long time, although the small group of pirates in the vicinity rose and fell, sometimes suppressed, sometimes caressed, sometimes scattered, and the ups and downs were not necessarily, but Haiyitang and these small shili around it have always been able to maintain a good relationship. Kao has to take what he needs.

As the leader of the gang, Gu Dachun is quite righteous, although he and Haiyitang are just using each other, but once Zhu Sanye himself encountered a storm at sea with a fleet, he happened to be sheltered from the shore, so he drove the boat out to sea regardless of the risk, and led most of the sugar boats to the shore to shelter from the wind. Zhu Sanye felt that this person was trustworthy and righteous, and he was a good target, so he worshipped him and became brothers of the opposite sex. After a few years of getting along, the friendship gradually became stronger, and Gu Dachun married his newly widowed sister to Zhu Sanye as the sixth aunt.

In a sense, this is a political marriage. Zhu Sanye originally also had such an idea: a bride is a remnant flower of Zai Jiao; Second, he was born in a fisherman's family, so how many looks can he have. I think it's just that my brother feels sorry for my sister and gives her a stable home. I married back and arranged a place to live, and I took care of it without worrying about food and clothing.

I didn't expect to marry her, but it was not, although the sixth aunt was born as a fisherman, her appearance was not bad. There is no appearance of a sea person at all. It is rare to serve people and be considerate, and the female workers are good at cooking. When I asked, I found out that this girl was sold to a local wealthy family as a maid in her early years and took over the house. The head of the house died and could not be expelled from the eldest woman. I wish the third master, who is over half a hundred years old, comfortable to serve.

Since there is the line of Gu Dachun, weishenme does not simply use it, which is a great benefit to himself and others. He made up his mind: take the medicine!

This fierce medicine, if you use it, you will naturally obey it immediately, in his words, it is a salary from the bottom of the kettle, and how much strength you have in South China has to be trapped in Leizhou.

"Qiu Han!" He shouted, this name is the name of the sixth aunt when she was a maid, and the old woman was nameless, even when she was a maid, the name was still used.

"What's the matter, sir?" The woman answered.

"How is your brother?"

Qiu Han was a little surprised, her brother, the lord rarely mentioned it in front of her, because her brother did something that violated the king's law, in order to avoid causing trouble, she didn't mention that she had a brother in front of people.

"Okay. I forgot, I forgot, someone came to deliver something a few days ago. ”

"Uh-huh, yes." Zhu Sanye thought about it.

"Days of brothers. How are you doing? ”

"Where can we talk about good and bad! It's just getting by. "When it comes to his own family, Qiu Han can't help but sigh a little bitterly, the so-called pirates, the big gang and the small gang are very different. Like the pirates of the Gu family, no one even wants to join the KAO gang to form a joint venture -- three or four dhows, not even a cannon, saying that they are robbing along the coast, and the only ones who can harm them with limited strength are some small shipowners who sail along the coast. Naturally, you can't grab anything good.

"Right now, there is a way to make money, I don't know if your brother is willing to take it?"

"Really?" Qiu Han was pleasantly surprised, although he wished the third master to take good care of his family, it was the first time he said such words.

"When did the lord lie to you." Zhu Sanye said with a smile.

"Thank you, sir." Qiu Han was blessed.

"Yan Mo-" I just wanted to write a letter, but I felt that it was inappropriate, and once this letter fell into the hands of outsiders, it would be a great trouble. It's better to have someone say it in person.

"You go back to your mother's house-" Zhu Sanye said in a low voice, "Tell your brother that there has been a lot of money near Hai'an Street recently." "I said that the South China factory will have a sugar ship out of the port recently.

"Haiyitang will not have a ship out of the port recently, tell your brother, as long as you see the name of South China clearly, just do it!"

"Is there such a good thing?" Qiu Han said in surprise, while lighting a cigarette on his silver hookah,

"That's right. I'll buy all the sugar after I get it! Don't bother him. ”

"Thank you, sir!" Qiu Han is a blessing again, this time it is completely joyful.

"Whoever calls him my brother-in-law, don't help him help anyone." Grinning and touching Qiu Han's face, but he made a calculation in his heart, because the bulk goods robbed by the pirates were difficult to transport and store, the price was extremely cheap when he dragged his hands, and it was estimated that one stone would not be worth two or three dollars of silver, and this wealth was very big.

"However," Zhu Sanye changed his words. "These boats are not vegetarian, your brother may not be able to eat a group of people, ask him to pull more people to work together, this is a lot of money! Don't be stingy."

"Yes, the slave knows. I'll be back early tomorrow morning! ”

"Don't worry, wait a few days." He stroked Qiu Han's hand, "There may be a ship carrying silver in Guangzhou!" However, this is a matter of long-term consideration......"

The South China Factory got 50,000 silver and turned it over, while Haiyitang made another calculation. The undercurrent of small Xuwen County is surging, and all parties are preparing a big gamble, and the gambling plate is this South China candy of four or five hundred thousand taels of silver every year. At this moment, Guangzhou and Lingao, the two important bases of the crossing group, are also intensively strategizing.

After Wu De rushed back to Lingao, he demanded that a meeting of the executive committee be convened immediately. At the meeting, the proposal put forward by the Guangzhou station to absorb retail investors' deposits was approved -- the current Leizhou sugar industry incident made them deeply understand the significance of "cash is king." Without a large amount of cash, there will be many similar troubles in the future to expand the market.

Cheng Dong suggested that it would be better to simply set up a financial institution in Guangzhou to be responsible for absorbing deposits, raising commercial liquidity, and conducting foreign exchange business. Financial infiltration of the Ming Dynasty.

"Do you mean to open a bank in Guangzhou?" Ma Qianzhu became nervous.

"Not bad. Bank. Cheng Dong nodded, "Of course, the one we opened can only be regarded as a money bank or ticket number in the strict sense, and it can't be called a bank." ”

"How?" Everyone was a little excited, after all, the word bank is more magnificent than the nondescript grain bank.

"According to the investigation of Guangzhou Station, there are no financial institutions of this kind in this time and space," Cheng Dong said unhurriedly and took out a rough "Holy Boat" brand notebook, "Some are just money shops, that is, shops that operate silver money exchange." According to the investigation of the intelligence department, in addition to exchanging, this kind of money shop also involves small amount of money lending business, but does not take deposits. Basically, it is the profit of the rise and fall of KAO silver coins. The overall size of the capital is not large. ”

The Financial and Financial Commission is interested in the exchange business. Simple exchange business, in Daming also exists, mainly between the shops in order to reduce the trouble of cash transportation, the joint number of foreign exchange, but the scale is not large, to meet the needs of their own shops, the industry-based, such as the ticket number of the bill exchange business industry has not yet appeared. So this piece is blank, and there is a lot to be done.

"The focus of our bank is on exchange, which is similar to the business of ticket numbers. After a few years, put up the credit, and the silver ticket will be able to be remitted to the world. ”

Ma Qianzhuo shook his head: "Daming doesn't seem to have a great demand for exchange!" According to what they have seen and heard, the commodity economy of the Ming Dynasty is also like this, although it is not necessarily very primitive, but it is not very clever, and the so-called entry into the primary stage of capitalism is far from being like that.

"Not really. Although the scale of capital flow is not large, it still exists. Sugar in Leizhou is an example of this. We believe that there was at least a large-scale flow of money in the cloth of Songjiang, tea and porcelain in Jiangxi, silk in Jiangnan, and indigo in Fujian. He sighed, "Actually, it's the border of Hainan, according to the investigation of the Ministry of Intelligence, the annual betel nut and copra trade is also worth tens of thousands of taels, which is not small in terms of scale." ”

Most of the products he listed were particularly seasonal, and the products were often produced in a dispersed manner, so that during the season, trafficking merchants needed a lot of money to buy them. There will be a great demand for the circulation of funds.

Exchange business: one is to earn foreign exchange, that is, the handling fee, the other is to obtain the profit of discount according to the rise and fall of silver prices in various places, the tightness of the silver root to obtain the profit of discounting, as long as the cash silver can be turned, the tricks inside can also turn out a lot, and make money out of nothing.

As for the other purpose of the Financial Commission's establishment of a bank, it is to be able to build up its own bank credit as soon as possible. In the future, the economic, political, and military activities of the people will spread throughout the country, and no matter the military, businessmen, or intelligence personnel, they will not be able to walk with a large amount of silver on their backs. In contrast, silver tickets are carried or used. It's all very convenient.

"Isn't that the same as issuing a new currency?" Some people questioned, "With Lingao negotiable coupons, it is too troublesome to make a kind of silver ticket." ”

"That's a misunderstanding. A silver bill is not a currency, at most it can only be considered a bill of exchange. Although in the late Qing Dynasty, there were often people who took out silver tickets to circulate directly, but there was absolutely no such thing as in film and television dramas and taking out a handful of silver tickets to pay the bill. ”

Because there is a difference between the size of the silver ticket. It is different from copper coins and silver ingots, the former is the credit of the government, the latter is a real precious metal, whether the silver ticket can be stiff on the market, how much can be effective, to a large extent, it depends on the strength of the invoice number, how credit. Therefore, some silver tickets can only be circulated in one place, while others can be transferred to all directions. There are so many tricks here, Cheng Dong will not explain them one by one, and he also pointed out that if the credit of the silver ticket can be established, it will be of great benefit in the future in terms of fund mobilization and fundraising.

Wu Nanhai still objected: "Soon, the Central Plains will be in chaos, and the exchange of ticket numbers will definitely involve the problem of setting up bureaus and locations. ”

"No," Yan Ming said, "we are not running a modern bank. There's no need to be dotted around. You can choose a few places where business is prosperous and officials are gathered. When necessary, you can also make exchange with local powerful shops. ”

The idea of distribution is to open up several key lines. The southwest, northwest, and Central Plains are either barren or will be in turmoil in the future, so they are naturally not places to be distributed. The most important thing is the north-south route. Especially when Jingshi went to Jiangnan, everyone understands this truth: in the late Ming Dynasty, Jiangnan was the richest and most peaceful place. The officials of the capital division will inevitably transport a large amount of silver to this blessed place to store it for future blessings. It is also a large production area of cloth, silk and tea, and commercial activities are frequent.

"The specific distribution of cities, first of all, is Nanzhili." Yan Ming said, "Nanjing, Suzhou, and Songjiang were stabilized and distributed from south to north to Qingjiangpu and Beijing. ”

Suzhou and Songjiang are the richest in the south of Zhili, and the two capitals in the north and south are the capitals, and there are many officials, so they naturally have to be taken care of first. As for Qingjiangpu, although it was just a small county town with no name in the 20th century, it was a large wharf where the north-south traffic converged in the Ming and Qing dynasties.

During the Ming and Qing dynasties, it was difficult to communicate the north and south canals through the locks, and the Yellow River was dangerous. Therefore, in addition to the grain boats, most of the pedestrians who come from the south to the north have to land in boats when they arrive at Qingjiangpu, go north through the "thoroughfare wharf of nine provinces", cross the Yellow River and come to Wangjiaying to ride horses or hire cars to go north. This place is not only a transportation hub between the north and the south, but also a prosperous place for business. There are also warehouses under the management of the Ministry of Household and Cao Shipyard under the management of the Ministry of Industry, and many important officials such as the governor of Nanhe are stationed. Every year, the imperial court will have a large amount of money to control the river, and the officials on the river are also famous all over the world. There are many officials and businessmen, and the flow of money is frequent, which is a treasure land for foreign exchange business. (！ )