Ma Qianzhuo asked: "Is there too much dotting?" How much manpower is going to be invested in this! ”

"Not much. Yan Ming said, "Our jihua is to use the local indigenous people as much as possible, and it is enough to send one or two people for activities." Appears only as a merchant. ”

Of course, it takes a lot of capital to go deep into the heart of the Ming Dynasty to deploy it, and at the moment, the crossing people do not have the strength. So the current plan is to open a bank in Guangzhou.

"It's generally not easy for people to accept new things," Yan Ming explained, "At first, you can directly put it under the Guangzhou station system, and first absorb deposits through Zizhenzhai - this house already has a relatively high credit, and it will be easier to pull deposits." It is estimated that it will not be long before Zicheng Ji can also absorb deposits. The deposits absorbed by these two companies will be allocated and used in the Bank of Guangzhou. The financial transactions of the merchants under the Guangzhou Railway Station are also handled by the bank after the funds are in and out. Slowly build up the credit. ”

In this way, it is tantamount to taking back the financial rights of Guangzhou Station. The members of the Executive Committee are well aware of the benefits. Guangzhou's Zishi Group's business is getting better and better, and its business scope is expanding day by day, and there are more and more local merchants. The various financial problems are very prominent. First of all, the Guangzhou station only fills in the payment list, registers the purpose of expenditure, and spends directly from the accounts of Guangzhou; Secondly, cash is completely self-financed. Lack of supervision. Although there is a quarterly financial audit, it only checks the accounts in and out. As for the various temporary costs, it is impossible to verify them at all.

"Power without supervision will inevitably lead to corruption", and for the Executive Committee, Guangzhou Station is now a large state-owned enterprise lacking supervision. In the past, the situation was small. It doesn't matter if you get in and out a little bit, but now that the situation is getting bigger and bigger, you need to pay more attention to this aspect. If the four people at the Guangzhou station join forces to make trouble, it will be difficult for the Lingao Finance Committee to detect it.

Thinking that there will be more and more expatriate agencies in the future, Guangzhou Station is just a place now, and there will be more places in the future, isn't it more and more chaotic. Moreover, once a chain of interests is formed in the embezzlement of public funds, it will be extremely complicated to clean up, in case someone comes to the executive committee again, or if the masses use inducements to buy votes or something...... I really can't sleep the princes of the executive committee when I think about it.

Now that such a bank has been set up, all subordinate enterprises and affiliated enterprises must open corporate accounts in the bank, and various special funds can also set up separate accounts, and every capital flow must be recorded in the accounts, thus avoiding the disadvantage of a big pot of rice and a pot of stew.

Thinking about it this way, there are indeed many advantages to running a bank, not to mention things like foreign exchange, at least in terms of internal control.

"Will this cause too many constraints on the enterprise? The person in charge will inevitably hold back. ”

"No, it won't." Cheng Dong explained that the establishment of a bank and the requirement for all current transactions to be posted are only part of a sound financial system, and have nothing to do with who uses the money and how much money is used, let alone interfere with specific operations.

"The financial rights of the enterprise are still autonomous. This will not change. Cheng Dong said.

"In this way, in fact, Lingao should also set up a branch."

"Lingao now has Delong Grain Bank in charge, and then it will be divided into a part-time operation. All enterprises and institutions, including those that have been set up now, must gradually establish a financial system, open public accounts, and strive to complete the comprehensive billing and institutionalization of financial work within the year. ”

So the proposal to set up a bank was passed. In order to avoid too many brands and difficult management, Jihua's location in Guangzhou is called Delong Bank. It is directly under the command of the Financial Commission in terms of management.

"Is there a suitable person to send?"

"Yes, Meng Xian can."

Everyone knows Meng Xian, but it is not his financial talent, but his impression when he was a shooting instructor when he was training in the new army. I remember that he shot extremely accurately, and he deserved to be a sports school shooting student.

"He studied finance and accounting in the United States, and he is a bank."

Wen Deji thought for a while: "But this person's image is not very suitable. ”

This person is 180 tall, weighs 90KG, has a beard, curly hair and small eyes, and is muscular.

"It's not in the way, I think his appearance is very exotic, and it's a good cover in a place like Guangzhou." Cheng Dong strongly recommended, "And he can use half of the agent." There is a lot of experience with firearms. ”

Such a conspicuous figure, no matter how good his marksmanship is, he can be an operative at most, and it is obviously inappropriate to engage in intelligence. But since Cheng Dong strongly recommended it, everyone no longer objected.

"Well, that's it."

As for the suggestion of placing a high-interest borrowing position in Guangzhou into the sugar market in Leizhou. The Executive Committee also approved it - although the risk is greater, but it is a safe deal. Immediately telegraphed to Guangzhou to approve the loan.

When Guangzhou received the information here, they immediately got busy, and everyone acted separately to absorb the deposits, and asked Shen Fan to step up the matter, and absorb as many as they wanted first. Guo Yi and others were busy with borrowing first. Guo Yi had already discussed with Zhang Xin and Yan Maoda, although Lingao had not yet allowed the letter to come, but the matter was urgent and he had to follow the power. So I have already connected with the people who may have transferred their positions. As soon as the approved message arrived, everyone immediately started to move.

But things didn't go as smoothly as expected. The reason is simple, the monsoon is coming, the foreign ships will soon set sail, and the bulk export cargo will require a large amount of silver. Now the whole city is tense. Even if such a big businessman is exalted, the current monetary base is also tight. After negotiation, the position that Gao Ju promised to be able to adjust at any time was only 30,000 taels, which was still asked to be raised after someone put the accounts on and out, and delayed a few payments. Guo Yi knew that in the matter of Leizhou, in addition to the 50,000 yuan that was transported, at least 150,000 taels of silver would be needed to win the battle.

150,000 taels is really not the same thing in Guangzhou City, but now it is a hero who is hard to die for a penny. Although there is a way for Shen Fan to absorb deposits, it is difficult to save the fire from far water. Moreover, Zichengji has always shown its strength and strength, and if it appears too impatient in lending, it will inevitably "fall in weight". A few people in Guangzhou have been in the business world for a few months, and they have quite a good understanding of the traditional business circle - no matter what your real situation is, there must be a scene, even if you borrow money, you must maintain it. Once a little fatigue appears. Things immediately became difficult to manage.

However, today's matter, if it can be done, will have a great turnaround.

This sedan chair was specially ordered for him by Shen Fan recently, and it was used to go out to pay respects. It stands to reason that Bai Ding like him can't sit in a four-person sedan chair, but Guangzhou has been open for a long time, and it is common for people to take utensils beyond the system, and four-person sedan chairs are all over the street. It's not the same thing anymore. It's just that the green is not used for a little while. The sedan chair is very exquisite, and the glass windows transported from Lingao are inlaid on three sides -- the transparent flat glass is quietly entering the life of the wealthy businessmen and gentlemen in Guangzhou, and the curtains of colored silk are hung, and the sedan bars are wrapped in copper, and they are polished brightly. In the sedan chair, there are bowls, fruits, food, and a hookah, all available, if you are walking a long way, you will not be lonely on the way, and you will have all the pastime. The inside of the sedan chair is very large, even if it is more than enough for two people to sit.

Guo Yi was a little hesitant at first, thinking that this sedan chair was too stylish, but Shen Fan persuaded him to do jewelry and toys. The owner is not arrogant, which inevitably makes people look down on their status, and even the store has also fallen. So it's also appropriate to be luxurious.

Originally, Guo Yi wanted to propose a vehicle factory in Lingao to produce a batch of high-end carriages for the Guangzhou market, but after seeing the price of horses in the Guangzhou market, he knew that it was difficult to have a market for this kind of commodity - horses were incredibly expensive. Carriages will definitely sell a few, but not much.

"Carriage, carriage, just a carriage without a horse is not enough-" Guo Yi muttered. The body rose and fell with the rhythm of the sedan chair, it was not the first time he had sat in a sedan chair, he had long been accustomed to this kind of bumpiness, and he thought about how to move when he saw these gold owners.

Such a fragmentary position that can be borrowed. It will probably not exceed 30,000 taels, and there is still a difference of 100,000 without the figure of 150,000. Where can I find the hundred thousand taels of silver? Guo Yi pondered for a long time, and discussed with everyone, but no one came up with a specific idea.

However, today's events, if things go well, may turn around.

The sedan chair stopped suddenly, and the attendant opened the sedan curtain and asked in a low voice: "Ziminglou is in front, do you want to carry it in-"

"Not necessarily!" Guo Yi knew that this Ziming Building was now a first-class Fengyue place in Guangzhou, and there were many high-ranking officials and nobles, and the sedan chair was too conspicuous to carry in. He's not here to show off.

"Go through the back door."

The back door is secluded, and there is also a dedicated car hall. Guo Yi's sedan chair was carried directly in, and the steward of Ziming Building here was already waiting.

"The guests have arrived?" At the beginning of getting off the sedan chair, it was this sentence, which shows that the owner attaches great importance to this matter, and the steward replied busily: "If you go back to the owner, you haven't come yet." ”

"Lead me to Miss Pei." He hesitated a little when he used this title, and then thought that he would show people in women's clothes anyway, so he simply agreed to it, so as not to cause any problems at the time.

PEPI's boudoir is located in a small courtyard in the back building, and the flowers and trees in the courtyard are sparse, but it is a quiet place in the middle of noisy. This place Guo Yi also came in for the first time, and when he entered the house, he didn't see the maid, but a handsome young man came to ask him to say goodbye and serve him to change his clothes.

A year ago, Guo Yi would definitely be uncomfortable and unwilling to ask others to serve. However, he has been in Guangzhou for a long time, and his cover identity is the big proprietor, so he is naturally different from ordinary people in terms of living. The so-called living in the easy body, raising the easy qi, following the old shopkeeper Shen Lao, the old connoisseur of the shopping mall, ran around, and the people he came into contact with were either rich or expensive, and he slowly developed the demeanor of a wealthy businessman, even if the Cantonese official dialect came out, it slowly lost the taste of the 20th century. began to slowly integrate into his role.

Calmly asked the servant to help him change into household clothes, and wiped his face with a hot towel that he had wrung up. Sit down in the great room. Someone brought clear tea and four dishes of tea fruit.

Looking around, this room is also luxurious enough, the whole hall of Guangdong sour branch wood furniture, this set of things in another time and space, I'm afraid there is no one hundred thousand can't take it, there are a lot of celebrity calligraphy and paintings hanging on the four walls, about all of them are given by people. The most conspicuous thing is a floor-to-ceiling mahogany clock, which is the only thing in the city of Guangzhou. The "internal organs" of this large bell were all brought from another time and space, and only the outer shell was made by local craftsmen.

What is not very harmonious is the kerosene lamp placed on the table, although a beautiful lampshade is added, but the shape does not match the whole room. As for the row of rattan shell hot water bottles lined up on the Fujian carved lacquer low cabinet, it is even more confusing in time and space.

The servant went to the curtain and said softly, "Master Guo has arrived." ”

PEPI, who is known as Pei Lixiu, opened the curtain in person and walked out gracefully, only to see that these days because of the many affairs of presiding over Ziming Building, he has lost a lot of weight, which is more in line with the aesthetic taste of this time and space. The face is lightly powdered, the eyebrows are picturesque, and the eye waves are flowing, which has a different kind of taste.

When he came out, he was blessed first: "Lixiu has seen the proprietor." ”

This blessing can be regarded as recognizing Guo Yi as her proprietor on the scene, although it is acting, it is very necessary. Otherwise, a single woman of unknown origin will inevitably cause endless trouble when she opens such a big restaurant.

When the servant and the maid saw the arrival of the master, they naturally had some intimate words to discuss, and they withdrew without waiting for orders.

Guo Yi was not polite, went straight to the point, and said in a low voice: "Who is it that you are dating?" ”

"It's a few gentlemen." Seeing that there was no one around, PEPI put away his graceful appearance, and simply sat with his feet crossed, "I'm tired!" ”

"Pay attention to your image!" Guo Yi saw that PEPI was in its original form and hurriedly reminded her.

"It's okay, I don't greet here, they don't dare to come in!" PEPI STRETCHED, "IS THERE ANY SMOKE?" ”

"I'll go and get you a cigarette. You have to pay attention to this business, the smell of smoke on your body is not good-"

"Huh, what did I do?" PEPI turned his body back, "Ziminglou is an innocent and well-behaved business, you actually said such hurtful words......"

Sweat, Guo Yi couldn't bear it anymore, and goosebumps suddenly appeared all over his body.

"Okay, I didn't say anything, I didn't have cigarettes, let's get down to business."

"Hmm." PEPI wiped his eyes with a linen handkerchief - a recent addition to the Lingao Textile Mill, made from a blend of local linen and high-staple cotton, light and breathable, with more feel than silk haode.

Most of the luxury goods and consumer goods developed by Lingao first came to Guangzhou, and many of them were given priority to Ziminglou to make a brand. When the rich like it, the whole market opens up - no matter what era, the rich always lead the fashion consumption trend. (！ )