That's right to fail.

Su Lu casually fooled Zhao Zhongjun to open a shop, not because he thought he would make money, but because he knew that he would definitely lose money.

Things in the business field are much more cruel than reading, no matter how small the business is, you have to learn to deal with the test from peers, customers, suppliers and relevant departments!

If your business needs long-term transportation, you also have to consider whether there will be natural and man-made disasters during the transportation process, such as the boat suddenly capsized or unfortunately ran into a green forest hero who came out to rush the performance.

Most of the people in the court are scholars, and if you are a scholar, you still have to be cheeky when you do things, and people outside may not necessarily reason with you.

Or rather, most people won't reason with you!

Su Lu said: "Then what are you going to do now, is this going to be closed?" ”

Zhao Zhongjun looked sad: "I have invested all my savings over the years, and I have no money in hand." ”

Su Lu actively instigated: "Think about what else you can do, if you have money, I still have a little on hand, I can borrow you." ”

"How can this be?" Zhao Zhongjun was apprehensive. He didn't think he could revitalize the charcoal store now, and he was already beginning to doubt his abilities.

"What is the use of brothers, brothers are to help each other when the other party is in need." Su Yiyi said solemnly, "I watched my teacher's various initiatives in Yinxian last time, and I think the lending method is particularly wonderful!" In this way, now I will lend you the money, you can directly use your shop as collateral, and then let my senior brother be your guarantor? I won't charge you much interest, so I'll charge you the lowest two cents. ”

Zhao Zhongjun heard that Su Lu had arranged it so clearly, and nodded in confusion and said, "Then, I'll borrow money from you when I think about it." ”

Wang Yan next to him was listening to their discussion, when suddenly a guarantor messenger fell from the sky, and he was stunned.

He has also seen Wang Anshi's move, but he didn't think that he could be moved out by Su Lu to lend money to Zhao Zhongjiao.

Seeing Wang Yan's brows furrowed, Su Lu immediately said with relief: "Senior brother, don't worry, you, the guarantor, will go through the motions, is it possible that you are still afraid that Brother Zhao will run away?" ”

Zhao Zhongjun also said with righteousness: "Don't worry, I definitely won't run, if I lose my money again, I will directly transfer the shop to Brother Su Xian!" ”

Wang Yan is not worried about this, Wang Yan is worried that Zhao Zhongyan will lose his capital again, and will he doubt his father's method of borrowing in the future.

Zhao Zhongjun was taken to the palace by Empress Cao to teach, and everyone thought that Zhao Zhongjun's father, Zhao Zongshi, was very promising to become the prince.

To put it mildly, once Zhao Zongshi succeeds to the throne in the future, Zhao Zhongjun will be the crown prince!

If Zhao Zhongjun was suspicious of these measures, would he approve of them in the future?

Wang Yan couldn't help but glance at Su Yan more.

Su Lu smiled at him very innocently.

At this time, Sima Guang came.

The three of them didn't speak again.

After leaving school, Wang Yan returned home and told Wang Anshi about it.

Wang Anshi listened? How could you not know that Su Lu actually just said that he thought it was wonderful? In my heart, I still felt that his method of borrowing was not feasible.

Wang Anshi was a little angry, but he couldn't do anything about it? After all, Su Yan didn't avoid Wang Yan at all? even pulled Wang Yan as a guarantor, basically according to his method? There's nothing wrong with that.

At most, Zhao Zhongjun looks likely to lose money.

Knowing that others will lose money, but also encouraging others to borrow money to lose? This kid has bad intentions!

Thinking that he had been discussing the method of evaluation with Sima Guang fiercely for more than two months? So far, no plan that can be accepted by both of them has been discussed, and Wang Anshi feels that Su Lu is holding his stomach full of bad water all day long!

He had already heard from Zhang Fangping that it was Su Lu who suggested that he be in charge of this matter with Sima Guang!

You must know that Sima Guang has an excellent reputation, and he also supported the Qingli New Deal earlier? Wang Anshi originally felt that he and he should have a lot in common, right?

As a result, after contact, Wang Anshi knew that Sima Guang was a person with unparalleled eloquence, and he made a suggestion, Sima Guang could refute 3,000 words, so angry that he wrote 3,000 words overnight to refute it.

Anyway, the two of them went back and forth to have a heated discussion on every small point, and no one was convinced.

It's all winter? The results of the new printed paper calendar have not yet been discussed, and this year will definitely not catch up!

It's infuriating!

Wang Anshi said: "This kid is not well-intentioned! ”

The next day, Su came over to hand in his homework? What I saw was that Lao Wang's face was as dark as the first time they met.

Su Lu spoke boldly: "Don't you want to wash your face recently?" ”

Wang Anshi was furious: "Leave the manuscript, you can go." ”

Someone else takes students? The students follow the teacher's footsteps, and they will wave their flags and shout whatever the teacher does.

This bastard kid is different!

This bastard kid doesn't support his idea, forget it? Still stumbling behind your back!

Su Lu is not stunned at all? spontaneously moved a chair and sat next to Wang Anshi? said: "Don't be angry, anger hurts the liver, it's not good for your health." They all say 'a teacher for a day, a father for life', I respect you very much, if you have anything to say, if you think I have done something wrong, just tell me! ”

Wang Anshi looked at him coldly: "You said that you would change?" ”

Su Lu thought he was a caring and good student, and said honestly: "It may not necessarily change, but you will definitely feel a lot more comfortable after you finish speaking!" ”

Wang Anshi is angry.

Wang Anshi turned over the matter of Su Lu coaxing Zhao Zhonglian, and directly asked Su Lu if he intended to target the loan method he had implemented in Yin County.

Su Lu said: "No, I just think your method is very good, think about what the people think, be anxious about what the people are anxious about, ordinary people will not think about the people so much!" ”

Wang Anshi believes that he is strange.

Su Lu moved his chair closer and began to talk about the benefits of loans, which are something that almost everyone will come into contact with in the future, and the benefits are naturally innumerable.

If you don't let you borrow others, people will be anxious with you!

It's just that there are advantages to loans, and naturally there are also disadvantages.

For example, if it accidentally develops into a high-interest loan, ordinary people can't afford to pay back the money, and the better case is to go bankrupt to compensate, and the almost case is to take their lives to compensate!

Although there is no naked-loan play in this era, if the farmer can't afford to pay back the money and loses the land, the livelihood of the family will be lost, and even the children will be enslaved or sold their bodies to pay off their debts.

Originally, Wang Anshi was blown by Su Lu's loan benefits, and he felt that Su Lu's kid still had some vision, but when he heard it, he was not happy again. He retorted: "I only need two cents of interest on this initiative, which is not the kind of high-interest loan you are talking about. What's more, if the people don't borrow and squander it indiscriminately, how can they not be able to repay the money? ”

Su Lu nodded again and again, and came to parrot: "Senior Brother Zhao, he didn't borrow money to squander it indiscriminately, how could he not be able to repay the money?" ”

Wang Anshi glared at Su Lu.

Su Lu looked back at Wang Anshi.

Frank, not dodging, not evading.

Wang Anshi snorted coldly: "Businessmen all say that wealth and wealth are sought in danger, and there are always risks in doing business, and new people are especially risky, how can this be the same as how people can borrow money from young seedlings?" ”

Su Lu said: "It's different, I'm just borrowing some money for Senior Brother Zhao to tide over the difficulties." It's Senior Brother Zhao who has lost money, can it still affect your effective borrowing method? Why do you and Senior Brother Wang think so badly of me? It makes me so sad! ”

For Su Lu's behavior of beating up on the spot, Wang Anshi could only ask him to get out of here immediately, and it was best to get away before he couldn't help but beat people.

Su Lu rolled off like a stream.

Su Lu left the Wang family, let King Kong lead the way in front, sighed and clicked one button to follow, and paced back with his hands behind his back.

With Wang Anshi's temper, Su Lu always felt that he would be expelled from the division sooner or later.

Su Lu has a vision of more than a thousand years, and he can easily find many loopholes in Wang Anshi's measures, but he also has to admire Wang Anshi's advance in these measures.

For example, this green seedling money is actually a small loan for ordinary people. During the period when the people are in a state of scarcity, they can pay back the money from the government when there is a harvest in the field.

In this way, the people are not afraid of not being able to eat, and the government can also sit and collect two percent of the profits, if the operation is in place, it can be said to be a win-win good thing!

The difficulty is that how to operate the law in place?

It's so hard to put into practice!

Even in the future, how many people will be willing to take out a loan from the government to eat?

At home, it really reached the point where I couldn't open the pot, and I borrowed some rice and grain directly from relatives and friends. Friends and relatives won't charge that 20% interest!

If Wang Anshi fully implements this measure after taking office, it is estimated that there are four options in front of the magistrate -

Option one, refuse to execute, refuse to participate, and quit the game at the beginning.

Option 2, implement according to the regulations, put it in place, borrow or not borrow is all voluntary.

Option 3, enforce it, forcibly apportion it, and you have to borrow it from me if you don't borrow it.

Option 4, over-execution, raise interest rates to make money, and can't afford to pay back the land to me!

These four options will correspond to four different development routes in the short term -

Degraded officials.

Promotion.

Get promoted quickly.

Earn a lot of money and get promoted quickly.

In this case, how many people will consistently choose option two?

Human nature cannot stand the test!