"If you save it for thirty years, this old man's head must be broken."

In the lounge behind the bank, Zhu Houzhao and Liu Jin witnessed the birth of this first deposit, and Zhu Houzhao couldn't help but shake his head when he saw that Wang Shirui had really saved for thirty years.

"Actually, he didn't know this, but he didn't have a choice, his son was really not angry, and he didn't exist in the bank, and the money would definitely be lost."

Liu Jin said with a smile.

"It's really rich enough, 300,000 taels of silver, just a small businessman, the whole Ming Dynasty doesn't know how many merchants like him, and the famous Hui merchants don't know how much silver."

Zhu Houzhao nodded, and then began to sigh again, there are so many rich people in Daming.

Today is a long insight, a small businessman, he is worth 300,000 taels of silver, and this is just silver, he must have a lot of land, real estate, etc., these are also silver, calculated that this Wang Lao's worth is really extraordinary.

This also let Zhu Houzhao know how pitiful his father was before, and it took ten years to accumulate a million taels of silver, and the whole Ming Dynasty was richer than Emperor Hongzhi I don't know how much, the key is that Emperor Hongzhi is still stared at by the ministers of the Manchu Dynasty every day, shouting that you should be diligent and thrifty.

Emperor Hongzhi also realized this, so he also supported Zhu Houzhao to do business with Liu Jin, and now he is also involved.

You must know that Emperor Hongzhi can receive a lot of notes every day, saying that Emperor Hongzhi and His Royal Highness the Crown Prince are competing with the people for profit, and the king is engaged in the way of business, and there is a loss of physique, etc.

For these ministers, Emperor Hongzhi is getting more and more out of their control, and away from the holy monarch in their minds, which makes countless people can't help but feel heartbroken, and they can't wait to die to Emperor Hongzhi.

But Emperor Hongzhi is not the Emperor Hongzhi in history, he now has factory guards as his eyes and ears, and he has clearly investigated the civil and military ministers of the Manchu Dynasty, and has seen the faces of countless people clearly, and he simply ignores them.

On the surface, some ministers are upright and upright, but behind the scenes, they live a different life, living extravagantly and corrupt.

There are also some ministers, stupid, brainless, unreasonable, and only focused on the so-called sage advocated by Confucianism in their heads, like stubborn cows, who insist on pulling Emperor Hongzhi back.

"We still have a lot of rich people in the Ming Dynasty, and we don't know how much silver there is underground."

Liu Jin smiled and said, the really rich are the salt merchants and Hui merchants in the Jiangnan area, all of whom can be rich and rival the country, this is definitely not a joke.

Soon, Liu Jin and Zhu Houzhao left the bank and continued to wander around the capital.

……

Nanjing, the nominal capital of the Ming Dynasty, the birthplace of Comrade Zhu Yuanzhang.

Because of its special status, Nanjing City has always been the economic center of the Ming Dynasty, because it is located in the south of the Yangtze River, it is a gathering of wealthy businessmen from all over the world, making the whole Nanjing City extremely prosperous and lively.

The land south of the Yangtze River has been a famous place of wind and snow since ancient times, and Yangzhou thin horses are famous all over the world.

Nanjing City, as the center of the Jiangnan region, has a long historical tradition in this regard, playing all kinds of tricks, what to compete for the Oiran competition, Qinglou Chu Pavilion is just the most ordinary, the real rich and powerful people prefer to go to the flower boat to play.

A flower boat here is a gold cave, casually spending thousands or tens of thousands of taels of silver a night, it is very ordinary, and some high-level flower boats have spent hundreds of thousands of taels of silver in one night.

At this time, one of the most famous flower boats in Nanjing, Yanyu Jiangnan, this flower boat is very large, it is transformed from a lucky boat, and it has always been the leader of the flower boat industry in Nanjing, and it takes thousands of taels of silver to drink a cup of tea and listen to a song on it.

Today, the Yanyu Jiangnan was contracted by a big businessman, and the whole ship was slowly sailing on the Yangtze River, and a group of businessmen on the ship gathered together to discuss something with each other.

"Ladies and gentlemen, I have called you here today because there is a major matter to discuss related to the financial future of our people."

Sitting on the throne was a middle-aged man with a dignified appearance, very elegant, who looked less like a businessman and more like a Confucian scholar.

His name is Cheng Bo'an, he is the largest salt merchant in the Jiangnan region, and he is also the representative of the Hui merchants, and the Cheng family behind him is the leader among the ten major families of the Hui merchants.

Hearing Cheng Bo'an's words, everyone also cheered up, and at the same time, the girls in everyone's arms also left here one by one with great interest, so that they could discuss important matters quietly.

"What's the big deal with our finances?"

"That's related to salt, is the imperial court going to reform the salt policy again?"

A middle-aged man with a big belly stood up and asked, his name is Feng Xiang, and he is also a big salt merchant, and the Feng family behind him is also a big Hui merchant family.

"If the imperial court reforms the salt administration, I don't have to worry about anything, we also have people in the court, and if this is changed, we can also have policies and countermeasures."

Cheng Boan shook his head slightly and said.

"What the hell is that?"

Feng Xiang hurriedly asked.

"Yes, Lao Cheng, don't sell it, just say it if you have something to say."

"Is there any news?"

The others also nodded their heads and said.

"Do you remember the new thing from the imperial court about allowing private salt farms?"

Cheng Boan nodded, thought about it and asked.

"Remember, of course remember, it's the thing that needs to pay two million taels of silver to the imperial court every year to run a salt farm, right?"

Feng Xiang nodded and said.

"I also remember this, we got together once at that time, and we talked about it, and we said at the time, whoever goes to run this salt farm will be a fool, and after paying two million taels of silver in a salt farm, he will not want to earn a penny of silver at all, and he will have to lose blood."

Someone stood up and said, this person's name is Zhu Benduan, and he is also a big salt merchant, and the Zhu family is a big family in the Jiangnan region, monopolizing the salt of five salt farms, and the financial resources are extremely strong.

"That's right, a salt farm, even those salt workers are exhausted to death, and they can't produce much salt a year, two million taels of silver, so a fool will run this private salt farm."

Feng Xiang nodded with a smile and said.

"What I'm telling you is that not only are people going to set up salt works, but they're starting to take over our business."

Cheng Bo'an looked at everyone, to be honest, he didn't expect that someone would really go to a private salt farm at first, and it would be able to pose a threat to them.

You must know that they take salt from the salt farm, which is basically zero cost, only one salt citation is needed, this thing is also a piece of paper, they have already opened up the salt government from the court to every small official in the salt field.

They only need to pay a small amount of silver to the imperial court every year, and they can get an endless supply of salt, and the only thing they need to worry about is that the salt production of the salt field is really limited, even if they are squeezing the dead stove households, the salt production is always so much.

"Who?"

Zhu Benduan hurriedly asked.

"You mean that Liu Jin?"

Feng Xiang quickly remembered something, and immediately hurriedly asked.

"Yes, it's him, this year's new champion~"

Cheng Bo'an nodded, and then said: "The imperial court allowed private individuals to open salt farms, and he was the first to come out and run a Changlu salt farm in Tianjin. ”

"At first, I didn't pay too much attention to it, we all played badly with the salt, and we all felt that no one could pay another two million taels of silver and only make money, unless his salt was sold at a sky-high price."

"But we all underestimate this Liu Jin, and we are all too arrogant, now the salt of Changlu Salt Farm has begun to flow into the market on a large scale, and in the northern region, Beizhili, Shandong, Shanxi, Shaanxi, and Henan have begun to have salt from Changlu Salt Farm, and our salt sales in this region have plummeted since last month, and this month's sales volume is almost zero."

Cheng Boan explained the situation in detail, and when everyone heard it, their faces suddenly changed greatly.

"Is there so much salt in this Changlu salt field?"

"How many provincial markets can be seized at once?"

Zhu Benduan thought about it and asked.

"Yes, and it's definitely beyond your imagination, the amount of salt produced is amazing, and more importantly, their salt is not only of high quality, but also sold very cheaply, which is why they can seize the market in the northern provinces in a very short period of time."

Cheng Boan nodded and said.

"Let's look at this salt, this is the salt produced by the Changlu Salt Farm, and they only sell it for 30 to 50 wen a catty."

As Cheng Bo'an spoke, someone brought a plate of salt up and put it in front of the salt merchants present, and the salt merchants took a look at the salt in the plate, rubbed it carefully, and then tasted it gently, and suddenly their eyes widened, and they immediately understood why Cheng Bo'an was so nervous.

These salt merchants have their own territories, Cheng Bo'an's territory is mainly for several provinces in the north, so it was also the first to be hit by the Changlu salt field, and sales plummeted last month, which made him stunned all of a sudden, and he found someone to investigate carefully, and then he understood the situation.

"With such a high-quality salt, they only sell it for less than fifty wen?"

Zhu Benduan asked in disbelief, they are all engaged in salt trading, and they know very well that this kind of salt is definitely the best salt, and if it is in their hands, they will sell it for at least a few hundred wen a catty.

"How is it possible, such a high-quality salt, only the pond salt in Shanxi and the well salt in Sichuan can be compared, but the salt production in both places is very small, how can it impact our salt?"

Feng Xiang read it carefully, thought about it, and shook his head again and again and said, such good salt, it is sold very expensive, the output is small, only the rich can afford it, and it will not have an impact on their sea salt.