Chapter 227 Strategies of the Merchant Bank
The next day, early in the morning.? Follow? Dream?. lā
Taifu Mansion.
There are many courtyards in the house, the front yard is the main hall, the middle courtyard is the main courtyard, and the third courtyard is on the left side, it is from the main gate, after the left corridor, through an arc arch, you can see the hanging door plaque 'Jingping'.
This is Keihei-in, which is the main courtyard where Maki-jing is located.
The light of the morning sun shines in from the outside, like a thin layer of gold, gently paved on top, making these quaint wooden buildings appear lifelike.
"We meet the treasurer!" In the courtyard, the three of them saluted to Mu Jing.
The three of them are the three giants of Jingping Commercial Bank, Zhang Heng, Xu Lin, Sun Hao, they entered Beijing yesterday evening, when they visited Mu Jing, it was night, it was late, Mu Jing did not meet them, but left them in the house to rest for a night, and after today's freshening up, they rushed to discuss major matters with Mu Jing.
"The three of you don't have to be polite, let's all sit down!"
Mu Jing was dressed in a white robe and sat cross-legged.
Looking at the three of them, he felt a little like a world away.
At the beginning, he tried his best to bring the three of them under his banner in Wuyin, but he didn't expect that the three of them would achieve what they are today.
Nowadays, Jingping Commercial Bank is no longer the two or three kittens of the past, and as the three giants in charge of the commercial bank, the three of them are different from a few years ago.
But now, Jingping Commercial Bank is enough to dominate Nanyang in just over a year, and it has also penetrated into the counties of Jingzhou, and there is already a prototype of a behemoth, and their net worth has also risen, and there is a trend of wealthy businessmen.
As long as they are given a little more chance, they will become a wealthy merchant in the late Han Dynasty.
"No!"
When the three of them heard this, they hurriedly found a place to sit down.
"Serve tea!" Mu Jing waved his hand, and a few little girls came up to make tea for a few people.
There are four maidservants in the courtyard of Mujing, named after spring, summer, autumn and winter, these four girls are about thirteen or fourteen years old, they are all descendants of Taiping, basically Zhang Ning taught the henchmen, not only loyal to Mujing, but also versatile, piano, chess, calligraphy and painting, there will be a while, and each of them has martial arts, this is the most important thing, it is Zhang Ning to Mujing to cultivate a stand-in maid.
"Tea?" Zhang Heng looked at the pale green tea and said, "Big shopkeeper, this thing is rare!" ”
"This tea is a tribute!"
Mu Jing said: "Some tributes sent from Dongzhi, sweet and mellow tea, are good things that many scholars in the whole of Luoyang dream of, taste it!" ”
In this day and age, there is more wine than tea.
In fact, the tea ceremony has not yet risen, but it is also quite popular among some literati and elegant guests.
"It tastes good!"
Xu Lin took a sip and said, "Sweet, don't have a taste!" ”
"Maybe we can expand the tea business!" Sun Hao did not leave the line in three sentences, and said pointedly.
"Hahaha!"
Mu Jing laughed: "Or the shopkeeper Sun has a strong sense of doing business, as long as it is a sale, it can be done, and the trading of this tea can also be done, but whether you can let Jingping Commercial Bank do it, then you need to negotiate it yourself, cost, channel, sales direction, are very important!" ”
"Huh!" Sun Hao smiled a little embarrassedly, scratched his head, and said: "Acting in front of the big shopkeeper makes the big shopkeeper laugh!" ”
They respect Mu Jing as the big treasurer, but since Mu Jing entered Beijing, he rarely manages the affairs of the firm, but they believe in Mu Jing as always, because Mu Jing not only gives them direction in the decision-making of the business bank, but also teaches them the power of capital.
The business is getting bigger and bigger, and their understanding of capital is getting clearer and clearer, which makes them have a transcendent realm for ordinary businessmen, and all of this is taught to them by Mu Jing.
"No problem!" Mu Jing waved his hand: "What I want is your kind of showmanship, at least let me see that you are improving!" ”
"Thank you for the exaggeration!" Sun Hao was a little proud.
"Big shopkeeper, this is some of the accounts of Jingping Commercial Bank in the past two years, please take a look!"
Zhang Heng is a very responsible executive shopkeeper, Mu Jing has been in the capital for many years, he is in charge of Jingping Commercial Bank, but he is comprehensive, and there is never a point of criticism in the accounts, which is already his success.
What he let people bring in was a large box of ledgers, which were still written in ancient times with 'Yi Er Yi Xuan', and Mu Jing just turned a leaf, and there was a hint of shuddering.
"Zhang Heng, are you going to let me finish reading them?" Mu Jing glanced at Zhang Heng, his eyes were lit up, and he had the heart to kill him.
"The big shopkeeper, you are the head of our Jingping firm, how can you not know the account of Jingping, my Jingping firm now has two hundred and thirty-three merchants to join, countless businesses in all aspects, involving countless treasures, the accumulated financial resources, it is conceivable that these need to be seen by the big shopkeeper himself!"
Zhang Heng stood up, bowed his hand, and then said in a deep voice: "Up and down our firm, only the head of the big shopkeeper is the leader!" ”
He's showing faithfulness.
After all, Mu Jing has not been in Jingping Commercial Bank for many years these days, and there are some impatient people in the commercial house, and he is quite suspicious of his big shopkeeper, Zhang Heng is a smart person, he knows a truth deeply, once Jingping Commercial Bank leaves Mujing, it is nothing, not to mention Mujing's current background, just Mujing's business talent, it is not in the former pre-Qin era as a businessman to achieve the position of prime minister Lu Buwei.
So he can't let Mu Jing misunderstand himself, he will never do this kind of thing that outweighs the losses.
"Up and down our firms, only the big shopkeeper is looking forward!"
Xu Lin and Sun Hao also hurriedly said.
"That's it!"
Mu Jing waved his hand: "Between us, there is no need to be like this, since I trust you, I will not doubt you, in the future, this kind of thing does not have to be done, be careful, it is difficult to achieve great things, let go of your concerns, I will not be intolerant!" ”
"Thank you for your trust!"
The trio breathed a sigh of relief.
Mu Jing has been away all these years, and their authority is indeed a little bigger, but they are afraid that Mu Jing will be jealous of them, but Mu Jing's attitude has made them a lot easier.
"I won't look at these, but the firm is a firm after all, the rules are unbreakable, you let me check the accounts, I will naturally check it, I will arrange some account gentlemen, check the accounts!"
Mu Jing asked people to carry these accounts down, and then said to the three of them: "You can tell me roughly, in the past two years, the development of the commercial bank, after all, I have been marching for too long, and I have forgotten my roots!" ”
The genius businessman Mu Longtu, the merchant is the old business.
"No!"
Zhang Heng nodded, he first said: "In the past, Lord Taifu lived in Nanyang County and was in charge of the whole county, Jingping Commercial Bank naturally took advantage of its power and entered Wancheng, the center of Nanyang, and encountered a lot of obstacles, but our teachings of the emergency shopkeeper opened the way with capital, and it took a full year for us to gain a foothold in Wancheng, and then expand the entire counties of Nanyang, at present, we monopolize the silk market in Nanyang, the Nanyang teahouse market, most of the markets in Nanyang are under our control, but only the grain market, after all, it must be divided equally with the scholars!" ”
Jingping Commercial Bank is rich and wealthy, and relies on the Taishou Mansion to open up many markets, but only the grain market, the world's land, six or seven out of ten, are in the hands of the gentry, the supply is restricted, and this aspect is still pressed by the gentry.
But for Zhang Heng and them, this is already the best result, in the past, they didn't even dare to compete with the Shi clan, but now they can make the Shi clan jealous in the grain market, this is the progress of capital.
"Food is fundamental after all!"
Mu Jing squinted: "If the business house wants to compete with the scholar clan in capital, this must be controlled!" ”
In troubled times, food is better than yellow turbans.
Whoever is in charge of the grain will be able to rise in the war and gain a foothold in the troubled times.
"I will find a way to control the grain in Nanyang as much as possible in the name of the Chamber of Commerce!"
Zhang Heng nodded.
"Big shopkeeper, the Jingping Exchange we have established in Wuyin is currently gradually becoming large, and there are far more caravans coming and going in Wuyin than in Wancheng, and a trading market has been formed from south to north!"
Sun Hao succeeded Zhang Heng and began to report that he was responsible for running this exchange in Wuyin, which seemed to be a single project, but only the people of their Jingping Commercial Bank knew how much benefit this exchange was currently bringing to them: "At present, the exchange balances the prices of all parties, attracting a lot of caravans from Xichuan, Central Plains, and Xuzhou, and even some caravans from Youzhou, Hebei Province who are going south and are going to Xichuan are also passing by here, and even get the goods they want to buy from Xichuan here, thus saving travel expenses. Therefore, to attract more and more merchants, the scale is getting bigger and bigger, and the land of dancing yin, although the geographical location is okay, may not be able to load it recently, so I want to ask the big shopkeeper to split another region and rebuild the exchange! ”
"Wuyin does Wuyin, you can build one in the west of Nanyang!"
Mu Jing thought for a while and said: "Maybe the establishment of a waterway in Jingzhou, the Yangtze River waterway, is very important, in Wuyin, the terrain is a little lacking after all!" ”
"Jingzhou?" Sun Hao said: "I'm afraid we won't exclude!" ”
"It is the scholars who are excluded, and there are also businessmen in Jingzhou!" Mu Jing said in a deep voice: "Learn to cooperate with them, the business is different, you don't need to be dominant, you just need a win-win situation!" ”
"Win-win?"
Sun Hao somewhat understood what Mu Jing meant.
"Big shopkeeper, at present, we have established four papermaking and printing workshops in Nanyang, one in Wancheng, one in Wuyin, one in Xi'e, and one in Xinye, and the four major workshops are in accordance with the proposal of the big shopkeeper, which is full of five hundred long workers!"
Xu Lin is in charge of the workshop, he is better at ordnance manufacturing, the printing workshop is only one of them, more in the cover of the military factory: "In addition, the funds I used from the commercial bank to establish two large-scale workshops for manufacturing weapons and armor, but it still takes time, what we lack the most is craftsmen, the craftsmen of the Xu family can't even support half of the workshop, whether it is the printing workshop or the Xu family's ordnance workshop, there is a lack of craftsmen!" ”
"There is a shortage of craftsmen everywhere!"
Mu Jing smiled bitterly: "If you look for me, I can't give you any craftsmen!" ”