Chapter 192: Short board

The pillars are spliced with painted glass plates, the mountains and rivers are on the top, the sun and the moon are the five stars on the top, and the white clouds are flowing in the middle, and the whole is the boneless lamp shape that the Great Song Dynasty has.

The inner rotating part, Shijia provides the bracket, bearings, fan blades and other metal parts, with brass, plus the alcohol blowtorch provided by Su oil, the brightness will definitely be compared to all the lamps in the current Da Song Dynasty, and the heat on the lampshade is also enough, which can provide enough power.

With a big light, the music box can be made very large and can arrange a long song.

This Su oil can't help, Banniang came up with an idea, to be auspicious, to have no problems, then choose a ready-made one from the finished song, "Qinggong Chun" This song card is the most festive and auspicious.

Everyone couldn't help but applaud again and again.

In addition to the lamp body, it is also necessary to decorate the tassels, so you have to trouble the Su family to provide weaving and embroidery.

As for the patterns, the marquee lanterns are generally made by craftsmen, and they are basically generals and immortals.

Su You suggested not to use this, I am the hometown of Meishan poetry, and things must be elegant.

On the landscape, the clear waves on the river and the white sails, the cars and horses on the road, the birds and clouds in the sky, the officials prefer to see, I am afraid that it is their own beautiful rivers and mountains.

In order to enrich the movement route, a mechanism should be added to the lamp, and the inner cylinder is divided into three layers of socketing, corresponding to the sky, water and ground.

At the same time of rotation, each layer can also carry out different rules of vertical reciprocating movement up and down, so that the characters, cars, boats, and birds are not translational, but also out of a relatively complex route, creating a cartoon effect.

The whole design is mainly exquisitely conceived, and the difficulty of completion is not great for the current technical reserves of the company.

As for the rest of the bits and pieces, then there is no need for Su You to talk too much.

Su You is ready to take advantage of this opportunity to raise the machining level of the Shi family to a higher level, and there will be many fine small components, such as the involute meshing gear that he has been thinking about.

It is quite difficult for the craftsmen to understand the technique, but it is not difficult to draw the finished product and let them draw the scoop according to the gourd, with the level of today's craftsmen in the Great Song Dynasty.

After the discussion, each family received the task, and then turned back to the silkworm market.

Last year's 360,000 guan was basically delivered, and now Su You, the property of Sitong firm, is as high as 120,000 guan!

And that's not even counting his stake in Inoue!

Except for the people in this room, no one knows that in terms of cash alone, the title of the richest man in Meishan City has been transferred from Cheng Wenying, the old man, to Su You's head silently.

After settling the accounts, Su You said: "All families are now planning development plans, there is a shortage of money everywhere, and I want to go to school, it is useless to take so much money, and the arrears of those people in Lingjing will come out of my income, and you can pay it back slowly." ”

Cheng Wenying said: "That's not so much, a family of five guan settlement fee is basically enough, Lingjing has now recruited 2,000 households, and that is only 10,000." Virtuous nephew, it is rare for several families to encounter such an opportunity now, so we discussed it, and you borrowed 100,000 yuan, with an annual interest rate of three cents, what do you think? ”

Su You said: "Three points of profit, too high, short-term dismantling is OK, long-term investment, the burden of each family is too heavy, is not conducive to future development." Uncle in-law, in fact, there is still a way to go. ”

Cheng Wenying said: "Oh? The virtuous nephew hurried over, if it was feasible, but it would solve the urgency of a few families! ”

Su You said with a smile: "Actually, Sitong Qianzhuang is already doing it, but it is not clarified. ”

"Sitong Bank, there are many merchants now, and they all deposit money, right?"

Cheng Wenying nodded yes.

Su You said: "In this case, we might as well do things more detailed, now the quality of printing has also come up, the new accounting method has been used for a year, everyone is also familiar with it, Sanskrit numbers, in the business has also been circulated, so can we print a thin small fold for each one?" ”

"This small fold is called a passbook, which corresponds to the funds deposited by each company in the firm, which we can call an account."

"In this way, the account funds are refined to the capitation account, which is more refined and more convenient to manage."

"After this method is recognized, we can absorb Meishan's idle funds and help ordinary people manage their assets!"

The four families were shocked, I'll go! How much does that have to be?!

Su You snapped his fingers: "Just give a few examples, the wages of the workers on the mausoleum, we can start a business for them to pay the wages on their behalf, and the monthly wages will be recorded on the fold, so that they can work on the mausoleum, and on the days of rest, they will take the fold and come to the money bank in Meishan City to take out the money and use it for shopping and consumption." ”

"Such scattered private accounts are called private accounts. You can give a little sweetness, and the interest will be sent away by half a cent. ”

"For the Ministry of Forestry, various partners, and even large households such as the government, they can absorb more funds, and the preferential treatment we give is definitely higher, and of course the management is more stringent.

"The family can use part of these funds for its own development, but there is a premise that it cannot be used too much, which is half of the income of the mausoleum."

Cheng Wenying was immersed in the dream of having too much money to run out, and was woken up by Su You's stick, and couldn't help but be stunned: "Why is this?" ”

However, Shi Dongxiu's porcelain rooster who counts money as fun has a bit of a concept: "Reasonable, so even if we encounter an absolute situation, our investment completely fails, and all public and private merchants withdraw all the money saved in the bank, we can also pay for it, and what we lose is only a year's income from Lingjing." ”

Shi Kuan also nodded: "It makes sense, but there is a problem, that is, the money we invest in various industries, and the income generated must be enough to pay the interest payable by the bank, and in addition, it is the profit of our bank." But why can it only be half of Lingjing's annual income? ”

Su You said with a smile: "The relationship between accounting and lending, all the elders have been very proficient in using it, for the money deposited by each family, we can call it a loan, and the investment of each family can be called a loan." ”

"If it is a loan, it must be risky, so for each loan, the bank must have the corresponding anti-risk ability, which is called risk provision."

"It is not until the loan is fully recovered that the bank's first loan is considered to be fully completed, and the risk provision can be returned to the corresponding deposit account and continue to be used for the next investment."

"So the loans and the provisions, half each."

The heads of several families suddenly realized that Cheng Wenying nodded and said: "Sure enough, it is fine and safe, in this way, it can be regarded as invincible." ”

Shi Dongxiu smiled: "Then you have to have the ability to make money, which is greater than the ability to borrow money." ”

This made everyone laugh, and now the purpose of everyone looking for idle funds is to expand their new industry, and this thing makes more money, don't you count it?

Su You is actually very confident, not to mention anything else, there is money to be made just by opening wells, and salt has not reached demand saturation until before liberation.

However, the reminder still has to be reminded: "Each family has an old account office in the bank, and what we discussed just now is only a rough outline, and the details are detailed to the article, and they have to come." ”

"There is also the direction of investment, I think in addition to opening wells, water transport ships should also be started. This is the lifeblood of transportation, and it cannot be held in the hands of the merchants of Kuizhou and Wudi. ”

"It's not obvious yet, but if the salt industry produces more in the future, if it is hindered by people with intentions, transportation will become our biggest shortcoming."

Shi Dongxiu wondered: "What is a shortcoming?" ”