Chapter 486: Datang Insurance

These words have exploded, and except for Wei Zheng, everyone has accused.

"Zhuluhou, the old man hasn't offended you, how can you involve the old man?"

"The old man is an honest official, and his family does not have 100,000 yuan of wealth. The inheritance of the clan has nothing to do with me! ”

"Master Hou, it's about the Turkic tribes, why is it still related to family wealth. Your Majesty didn't say that he wanted to rob your family wealth, he just wanted you to think of a way. ”

Li Mu looked up at the faces of these people, and suddenly laughed, which made everyone confused again.

Li Shimin sighed helplessly and said, "Li Mu, I know that I always ask you for money, which is a bit excessive. But you also have to be considerate of my hardships, there are hundreds of thousands of people on the Turkic side, how many people are there in the Tang Dynasty? If they are pressed, the consequences will be unimaginable. Zhu Aiqing present, although there is a lot of surplus wealth in the family, it is also the property of the clan, and when it comes to individuals, there are not so many. I don't want to rob you of your possessions, I just want you to help you come up with an idea. Do you have an idea or not, don't make a fuss! ”

Li Mu stopped laughing and said, "The minister has an idea, but he doesn't have an idea. ”

"Is that an idea or not?"

"The minister's idea depends on what His Majesty and the princes think. If Your Majesty and the princes just want to take advantage, then the ministers have no idea about this matter. ”

When everyone heard this, they had to do it, and the abacus couldn't be done. Li Mu, this kid is as cunning as a ghost, it seems that he is going to pull everyone into the water.

Li Shimin glanced at his lovers, and pondered Li Mu's words in his heart, indeed, wool is not good on a sheep, as the so-called thunder, rain and dew are all gentlemen, or a little bit of it. Immediately turned his heart sideways and said, "Okay, you have your mind, I and you Aiqing, try your best to cooperate." ”

"There is one more condition!"

Li Shimin said angrily: "You have no end, you can stop in moderation, what are the conditions?" ”

"This idea is over, and before the end of the spring season, the minister doesn't care about anything. The minister also has a master-apprentice bureau, so he has to concentrate on preparing for the exam. ”

When everyone heard this, they all subconsciously looked at Wei Zheng. Wei Zheng's face flushed, and he turned his head to the other side, looking like he was not concerned about his own business. Li Shimin couldn't help but smile, nodded and said, "Okay, I also agreed, now you can say it, right?" ”

Li Mu sat up cross-legged and said: "Your Majesty, the minister wants to ask, the army is at war with the Turks, the minister has read the statistics, and the Turkic warriors killed are only tens of thousands, why the Turkic tribes, which have always been rich before, have declined so much all of a sudden, and please ask Your Majesty to solve your doubts." ”

Li Shimin was tired after squatting for a long time, Li Mu refused to get up, so he had to sit on the ground and said, "You don't know, the Turks have a strict hierarchy. The so-called affluence refers to the abundance of the Turkic aristocracy, and the common people are no different from slaves. Women can be given as gifts, and the elderly and baby girls can even be abandoned when the tribe is in danger. The Tang Dynasty fought with the Turks, routed their army, and killed tens of thousands of people, although it may not seem like much, but for at least ten years, they were unable to breathe. ”

"Isn't that great?"

Li Shimin shook his head and said, "Li Mu, you can't just look at one place in general. In the north of the Hetao, there is Xue Yantuo. At the beginning of the founding of the Tang Dynasty, in order to counter the Turks, he joined forces with Xue Yantuo to assist his weapons cattle and sheep. But when the Tang Dynasty was at war with the Turks, Xue Yantuo did not help, but watched from the sidelines. After we defeated the Turks, Xue Yantuo took the opportunity to absorb the Turkic stragglers and strengthen himself. Now it seems to be a henchman's trouble, I summoned the leader of Xue Yantuo, Yi Nan, but Yi Nan couldn't come because of his illness. I knew that it was a tiger that was in trouble. ”

"Nowadays, helping the Turkic tribes is no longer about having mercy on their people. Instead, I want the Turks to be the screen of my Datang Dynasty and exchange time for the rest and recuperation of Datang. After a few years, I will sweep Xue Yantuo and let Yi Nan know the price of disloyalty to me! ”

Li Mu was silent for a while, and said, "The minister has a plan in his heart, and he also has an idea. ”

"You say!"

"The minister's idea is to trade with each other!"

Li Shimin was stunned, and immediately showed a deep disappointment. Without waiting for him to speak, Eldest Sun Wuji opened his mouth first and said, "Li Mu, this is the idea you came up with?" Do you know that the mutual market does more harm than good to me Datang. If the mutual market is opened, it will make the Turkic tribes quickly become stronger, and thenβ€”"

Before the eldest grandson Wuji finished speaking, he realized the problem in his words.

Li Shimin just said that the purpose of helping the Turks is to make the Turks become the screen of the Tang Dynasty and resist Xue Yantuo's subordinates. Then, it became the proper duty to make the Turkic tribes strong. The mutual market is the most effective means, so it cannot be said that Li Mu's idea is inappropriate.

But the inherent thinking formed over the years still made the eldest grandson Wuji feel uneasy, paused, and said: "Your Majesty, although Xue Yantuo has ambitions, his momentum has not yet been achieved, at least for a year or two, he will not dare to make any moves. But the Turks are newly defeated, and their clans, from nobles to commoners, all have hatred for the Tang Dynasty, if the mutual market is opened and the Turkic tribes are relieved, I am afraid that the border will be in chaos immediately. ”

Li Mu took over and said: "Uncle Guo, don't worry, since I proposed this method, I naturally have a means to solve the hidden dangers." ”

"The first is the opening of the mutual market, but limited opening. The Turks needed grain, cloth, tea, silk, etc., and the Tang also needed their leather, horses, cattle and sheep. First, let the Turkic side draw up a list of what is needed, and then the Ministry of Internal Affairs will take the lead and be responsible for the orders of both sides. For example, a merchant in a certain place needs a hundred pieces of leather, which are worth a hundred pieces of leather, so let the businessman pay a deposit of 30 pieces first, and the Ministry of Internal Affairs will take these 30 pieces to buy the things needed on the list of Turkic tribes and send them over first, and after the cattle and sheep fat are slaughtered in the autumn, a hundred pieces of leather will be transported, and then the merchant will pay 70 pieces to complete the order, and the money obtained will continue to buy the things needed by the Turkic tribes. All trade must be done through the Ministry of Internal Affairs, and if a private transaction is discovered, both parties to the transaction shall be immediately beheaded and shall not be tolerated. ”

"The advantage of this is that Datang can exchange domestic surplus materials for urgently needed materials, such as horses, cattle and sheep. And all transactions can be done through the Ministry of Internal Affairs, and the export of prohibited materials can also be restricted, so as to avoid the worries of the national uncle. ”

Li Shimin thought for a while, frowned, and said, "But how can you be sure that there will be people who are willing to pay the deposit in advance, in case your calculation fails?" ”

Everyone nodded, and Li Mu said with a smile: "Your Majesty, in the matter of doing business, the minister has never failed once. However, since His Majesty and the princes do not understand, the ministers are also willing to solve their doubts. The minister asked His Majesty one thing, now on Chang'an Street, all those who have surplus wealth are wearing leather jackets and leather boots, where do these leather fur come from? ”

"This ......" If Li Mu didn't mention it, Li Shimin wouldn't be able to think of it, but when he mentioned it like this, Li Shimin also pondered, yes, where did it come from? There are not so many cattle and sheep to slaughter in Datang!

"It's all smuggled!" Li Mu gave the answer and said: "The so-called Hu merchants, merchants, they don't have so much leather, to investigate the source, aren't they the Hu people, Uighurs, Turks, these nomadic peoples?" In other words, even if the mutual market is not opened, smuggling cannot be stopped. Because this is a fundamental need, if there is no such leather and fur, what would the rich people of Chang'an City wear? In this way, His Majesty might as well open a mutual market, but control it. ”

"If it is done thoroughly, all private traders will be killed. Then these businessmen who do these things are forced to place orders from the Ministry of Internal Affairs. If they don't place an order, it's still in stock. Jin Yiwei is going to check on them, there is no impermeable wall in the world, and you can't hide it if you want to. So Your Majesty doesn't have to worry at all that no one will place an order, they will have to be willing if they don't want to. If the minister marks out the way for them, they have to leave, and if they don't go, they will starve to death. ”

This was said domineeringly, and Li Shimin was speechless. Look at the Aiqing next to them, all of them have strange faces and are speechless. Although Li Mu was talking about businessmen, he didn't say it to them. There are businessmen with names and surnames, and behind them are these people.

Wang Jue listened to it for a long time, and couldn't help but say, "Master Hou, there is one more matter, I hope you can solve your doubts." If you place an order, but it is not available at the appointed time. Who will bear the losses here? Is it the Ministry of Internal Affairs? ”

"Wang Shizhong has asked the point!" Somehow, Li Mu suddenly came to his senses, stood up and grabbed Wang Jue's hand, shook it vigorously, and said: "Everyone says that the king is cunning and cunning, and it is really so." You have thought of something that no one expected, and this is another great tool for me to generate income for His Majesty's internal funds this year! ”

Li Mu took out a folded piece of rice paper from his arms, unfolded it and handed it to Li Shimin, and said: "Please Your Majesty, this is the minister's latest plan, the fourth golden idea after Datang Mining, Datang Salt, and Datang Jianye, Datang Insurance!" ”

"Insurance? What is it? ”

Li Shimin looked at it carefully, and he recognized all the words, but he didn't know what was going on when they were connected. Li Shimin looked at Li Mu and said, "I don't understand, you can just say it." ”

"That's probably what it means." Li Mu explained with great interest: "Take the merchant just now, he wanted to buy 100 pieces of leather and paid a deposit of 30 yuan. As the king said, he must not be at ease. Thirty is not a small amount of money, in case there is no goods by then, wouldn't it be a bamboo basket for water? At this time, it is time for Datang Insurance to step forward, when placing an order, only need to spend 1% of the order amount to buy a contract insurance, if the contract cannot be fulfilled as scheduled, the party who purchased the contract insurance will be compensated half of the order amount. ”

In other words, this businessman, as long as he spends the usual money, he can sit back and relax. If there is no leather for him at that time, Datang Insurance will pay him 50 yuan, not only will he not have any loss, but he can also earn 19 more yuan! Earn money while sitting at home, pie in the sky! ”