At around 1 p.m. on April 12, 1972, after we returned home from our gold market research, the four of us chatted in the living room of our home.

Qiao Yan said: "Brothers! What do you think? Can you do a gold business? ”

Song Xiaobing said with a smile: "According to our research! The gold business can definitely be done! And it's very profitable! ”

Gu Shunmin said: "I don't think the gold market is so simple! It's a traditional old market, and the forces of all parties must have gotten deep into it! Moreover, all aspects of the market have been controlled by the leading bosses! We are novices in the market! It's not easy for us to fight with them! ”

I said, "Brother Shunmin's analysis is correct!" However, we first do a good job of market research, and start small, accumulate experience, find problems, solve problems, and avoid risks, so that we can still do! In terms of research, the first step is to understand and master the methods and channels of gold procurement; The second step is to understand and master the trading methods and channels of gold and US dollars; The third step is to understand and master the trading methods and channels of the local foreign exchange market; The fourth step is to understand and master the transaction details such as the transaction process, capital and cargo storage and transportation! Now that we know this, we will be able to get the business off the ground! When we really get bigger, we will develop overseas, because the mainland market is strictly regulated for those who make money, and the market capacity is limited! ”

Gu Shunmin said with a smile: "Lone Dragon is really the material to be the boss!" Let's go through the whole market in this way! ”

I said, "This business belongs to everyone, so I want everyone to be the boss!" I'll pay for this business! In the future, all four of us are shareholders of the future management company, everyone has shares in the company, after making money, excluding costs, everyone will share the money according to the shares! Do you think that's good? ”

Qiao Yan smiled and said, "Lone Dragon! You mean I also have shares? Can also divide the money? ”

I said, "Of course! Later, you'll be in charge of managing the logistical and financial aspects! You are our steward! Look, how is this share more appropriate? ”

Song Xiaobing smiled and said, "Lone Dragon is the boss!" Should take more! I suggest that Gu Long take 45% of the shares, Brother Shunmin and I each have 20% of the shares, and Qiao Yan has 15% of the shares! What do you think? ”

Gu Shunmin smiled and said, "Oops! The creep's brain is nimble! I think this division is very fair and reasonable! Right? ”

Qiao Yan smiled and said, "Okay! I agree! ”

I said, "I think it's a good plan too!" In the future, Qiao Yan will manage the company's finances, costs and distribution profits in this way! ”

Song Xiaobing said: "Lone dragon! Now we are idle and just in business! But, we're going to make the business bigger! You have to learn professional knowledge! We're college prep now, aren't we, let's all sign up?! ”

I said, "Okay! The cost of everyone's reading should be included in the company's cost! Let's choose the professional learning that is helpful to the business first! ”

Through consultation, Qiao Yan wants to learn business and financial management; Song Xiaobing and Gu Shunmin want to study marketing and logistics management. I'm already studying economics and finance.

Qiao Yan said, "Lone Dragon! From tomorrow we'll all go out for business or study! It's not okay to have no caretaker and housework at home! Shall we hire a babysitter? ”

I said, "Yes!" Tomorrow, you can help us find a babysitter through Aunt Xie! Aunt Xie is enthusiastic and reliable! Should recommend good people to us! ”

Qiao Yan said, "Okay! I'll contact Aunt Xie tomorrow! Also, tomorrow, me, Song Xiaobing, and Gu Shunmin will all go to the bank to apply for a passbook! In the future, don't leave too much cash at home! This way we can go out a little easier! ”

In this way, we decided on things such as doing business, company assignment, and studying, and my work and life were about to start getting off the right track!

......

On the morning of April 13, after Qiao Yan contacted Aunt Xie about recruiting a nanny, we went to apply for a bank passbook, and after completing the passbook, I remitted 50,000 yuan to Qiao Yan as the company's daily expenses.

In the morning, we also went to register for study, and Qiao Yan paid the tuition and tuition and miscellaneous fees for everyone.

At 2 o'clock in the afternoon, Aunt Xie brought a 512-year-old woman to our house to apply for a nanny, and Qiao Yan was in charge of the interview.

After the interview, Qiao Yan said to me, "Lone Dragon! The old lady's surname is Liu, and her name is Liu's mother! She is a widow, without children or daughters! She is Aunt Xie's old neighbor! Housework will be done! The body is also very good! The salary is 25 yuan/month, including food and accommodation! I think it's a good fit! ”

I said, "Okay! Just use Mama Liu! Let Liu's mother come to live at home tomorrow! In the future, you will be responsible for explaining to Liu's mother how to do things! ”

That's it, I have another family member, Mama Liu!

After that, the headquarters didn't look for us again, and we studied and did business according to the plan!

In terms of studying, we don't have much time to attend lectures in college, and we mainly rely on self-study, so we generally rarely go to school and study at home in the evenings. We studied university courses that we had more or less exposure to in the secret service school, so it was not difficult to study! The school is just over a kilometre away from Phoenix Garden, and in general, everyone can go by bicycle.

In terms of living, after the rest of the Nightingale group left, the four of us each had a bedroom, and one bedroom was reserved for the guest room. After Mama Liu came, we converted the original reception room on the first floor into Mama Liu's house, and Mama Liu lived there.

The limited supply of grain, oil, non-staple foodstuffs, and daily necessities for the four of us was transferred from our university to the neighborhood committee where we were registered. In this way, we can buy relatively cheap grain and other goods, and we can receive limited shopping coupons of food stamps and cloth stamps according to the standards of individual industrial and commercial households.

If we go out to run errands, we can also go to the neighborhood committee to issue a letter of introduction. At that time, in the era when there was no ID card, the letter of introduction played the role of an ID card to some extent, otherwise, it was illegal to go out, take public transportation, stay in a hotel, etc.!

Since Liu's mother came to our house, she returned the original rented public house, therefore, she can only live in our house all the time, Liu's mother is a very diligent housework expert, home hygiene, laundry, grocery cooking, front and rear yard garden trimming and other housework she did all alone!

In terms of business, Me, Song Xiaobing, and Gu Shunmin went to the city almost every day to look for the market, and visited the merchants to learn about the market.

......

On the evening of May 15th, four of our company shareholders held a business kick-off meeting for gold trading.

Song Xiaobing said: "Bosses! I'm in charge of source research! Through market merchant interviews and surveys! The seller's situation has been figured out! There are three main types of gold spot sellers, the first is the general public, these people mainly sell personal gold jewelry and reserve gold bars! These people trade in small amounts and are scattered! This gold is usually purchased by shops in the gold market! The purchase price of this type of bulk cargo is generally 5 to 6 yuan/gram; The second category is the professional buyers from the mainland, who come from all over the world! They have a very high trading volume! Generally not traded in the market, they have a fixed way and place to trade! The price of such transactions is generally 3.5 to 4.5 yuan/gram, and the trading volume is more than 100,000 yuan; The third category is the gold companies in the mainland, and they have the largest trading volume! The purpose of their participation in market transactions is to adjust the price of gold, ensure market supply, and avoid big ups and downs in the price of gold! Of course, gold is generally sold to the market at a higher price than the official price to ensure that they make a profit from trading! Their market price is generally 2.5 to 3.5 yuan/gram! The trading volume is more than 1 million RMB! That's the basic thing! ”

Gu Shunmin said: "I am responsible for gold cashing and foreign exchange market research! Through research, we have the basics! At present, in terms of gold cashing, the biggest thing to do locally is the dragon master of the dock warehouse! Their backgrounds are very complicated! Basically monopolizes 80% of the gold cashing business in the market! The renminbi and the U.S. dollar are in the local trading market, and we have found it! The boss of this market is called Huang Jinhui! It's a man in his forties! Everyone calls him Brother Hui! However, their currency exchange price is not as low as Li Guowei said! The price of US dollar to Chinese yuan is generally between 1:20 and 1:30! That's the case! ”

I said, "With this in hand, we can start doing business!" But the gold business runs deep! We basically have no experience in inspecting gold and currency, and we only rely on books and pictures to explain the inspection methods and instructions, and we can't do the actual inspection of gold and currency! Therefore, in terms of gold and currency inspection, we also have to go to the market to see, touch and test more to accumulate experience in gold inspection! In this way, we can understand the color discrimination method of "seven green, eight yellow, and nine red", as well as inspection methods such as sound listening, weighing, hard measurement, and fire inspection! ”

Song Xiaobing said: "Lone Dragon! I have followed the method you said, and I have gone to the gold market to ask the old gentlemen for advice! After more than a month of touching gold, and observing them check the process! For you have basically mastered this method! Let's go with the first few trades! Once I got started, I was able to complete the purchase on my own! ”

I said, "Good! Everyone is ready! Tomorrow, we will start with a business of 100,000 yuan! As long as we get through all the trading links! You'll be able to make money! We will calculate according to the gold purchase of 4 yuan/gram, and 100,000 yuan can buy 25,000 grams of gold! At the cash-out price of $1.25/g gold, we can get $31,250! According to the price of 1:25 of USD to RMB in the local foreign exchange market, we will get 781,250 RMB! Excluding costs, the net profit is 681,250 yuan! The profit margin is 681.25%! After a few trading rounds, we can do business at the level of 1 million yuan! ”

Qiao Yan smiled and said, "Alas! That's great! If we make money, we will buy all the villas nearby! In the future, everyone will be neighbors when they get married! ”

Everyone laughed!

Song Xiaobing said: "Lone Dragon! I've been in contact with a wholesaler from the north lately! Since it's the off-season for gold trading! Therefore, a large number of goods he brought from the north have not been able to sell! I've been to see this batch of goods, and it's in good condition! It is a product of a regular gold factory! Shall we start with this customer? ”

I said, "Yes!" Tomorrow morning, you contact this customer, and I will go with you to see the goods! I'll buy it if it's right! Brother Shunmin! You contact Long Ye and Brother Hui tomorrow morning! We're ready to trade there! ”

Gu Shunmin said: "Okay! When the time comes, I'll negotiate with you! I also want to learn this trading process! ”

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