The old man in Tsing Yi frowned and asked, "This Lang Jun, why don't you borrow money from your relatives, but go to Hedong Bank to borrow it?" ”

The middle-aged man sighed and said: "Relatives are also living a tight life, even if they can borrow, each household can only borrow a few taels at most, how can we lend us a full hundred taels of silver, not to mention that the door to ask for people is inferior, who wants to suffer those birds!" ”

The old man in Tsing Yi nodded suddenly, and asked again: "Then I don't know how much you have for a hundred taels?" ”

"As I have already said, if you borrow for three years, you will have a total of 20% interest, and if you only borrow for 1 year, it will be 10% interest."

"In other words, the one hundred taels of silver you borrowed, after three years, you will have to repay one hundred and twenty taels of silver?"

"Yes," the middle-aged man nodded.

When asked this, the old man in Tsing Yi couldn't stop worrying: "I have to repay an extra twenty taels in three years, can this work?" ”

The middle-aged man said with a smile: "Why not? As long as we have this 100 taels, our family can lease hundreds of acres of fertile land, and then use the remaining money to repair Qianmo, dredge canals, buy cattle, and build two waterwheels. ”

The old man in Tsing Yi shook his head again and again when he heard this, and said with emotion: "Money is indeed valuable only if it is circulated." ”

Cui Wenqing nodded and smiled: "Now my husband is afraid that he has understood our original intention of establishing Hedong Bank, that is, to collect private idle funds, so that these funds can be used where they should be used." ”

The old man in Tsing Yi nodded his beard and sighed lightly: "But if you do this, the risk is too great after all, if you don't have the ability to repay the loan at that time, won't it provoke a civil uprising?" ”

Cui Wenqing said solemnly: "Boss, the accumulation of wealth is by no means smooth sailing, there will always be a bit of risk, as long as the person who holds the wealth can operate properly, the risk can be minimized, plus our Hedong Bank is on behalf of the Hedong Road Yamen and Zhenwu Army Metropolitan Governor's Mansion to do business, if this is a loss, then there is no need for me as the president." ”

The old man in Tsing Yi laughed when he heard this, and said with great satisfaction: "Listening to President Cui's high-level comments today, the old decay is really enlightened, if he has the opportunity in the future, let's talk about it again." With that, he turned around and left, and soon disappeared into the crowd of people outside the door.

Cui Wenqing kept standing in place touching his chin in a daze, and secretly wondered: Lu Huiqing, that idiot is really blind, do you need to inform Tong Zhou? It's a lot of help, if you don't tell it, it's a bit too much, it's better to know.

Thinking of this, Cui Wenqing casually picked up a piece of rice paper and wrote a few big characters, handed it to a clever official, and asked him to send it to Tongzhou as soon as possible.

At this time, in the yamen of the Jingluo Mansion, Lu Huiqing was talking angrily in front of Tongzhou about the experience that made him angry just now.

"After a little justice, Cui Wenqing doesn't know what An's heart is, they Zhenwu Army don't want the 50,000 taels of silver, and they are arrogant and unreasonable, and we are not allowed to get it, it's too much!"

After listening to Lu Huiqing's story, Rao is Tongzhou's generosity, and he was also a little dissatisfied with Cui Wenqing in his heart, but after all, he was determined to be excellent, and he did not show displeasure, but said lightly: "At present, the imperial court has expressly prohibited it, let us suspend the issuance of treasury bonds and military bonds, and wait for the investigation of the minister, Cui Wenqing is also for our sake." ”

Lu Huiqing said solemnly: "The prince is a gentleman, how could he think of Cui Wenqing's dirty heart? Xianggong might as well think about it, since they Zhenwu Army had its own military debt, the money they borrowed was several times that of ours, and now Cui Wenqing is a full man who doesn't know that a hungry man is hungry! ”

Tong Zhou's heart froze, and only after half a ring did he bow his head slightly and said, "In this way, about this matter, this official will go to Zhezhao to talk to him." ”

As soon as she heard Tong Zhou's words, Lu Huiqing suddenly understood that Tong Zhou also had something in her heart, and simply said the suggestion that had been hovering in her heart for a long time: "After a little justice, the lower officials don't know whether to say it or not. ”

"What are you talking about?"

"Then please forgive the subordinate for the offense of the minister, if you say something wrong, the minister should not have heard it."

"Okay." Tong Zhou shook his beard.

Lu Huiqing took a deep breath, and then said in righteous words: "After a little justice, in fact, the lower officials feel that the targets of this issuance of military bonds and treasury bonds are all the people of our Hedong Road, why does it want to Zhenwu Army to intervene and compete with us for interests?" ”

As soon as he heard this, Tong Zhou's face sank, and he scolded him: "Lu Huiqing, what do you mean by this? Want to stir up a wedge between the two parties? ”

"Xia Guan has no such intention!" Lu Huiqing hurriedly bowed and continued to speak, "Xiaguan is just worthless for our Hedong Road, this Zhenwu Army is clearly using the name of Hedong Road through the Luofu Fox Fake Tiger Might, if the interests are average, it is just that, the hateful thing is that the Zhenwu Army relied on Cui Wenqing's words about the bloody battle of the Zhe family, and it actually won the sympathy and support of the people, and the borrowed money far exceeded the Yamen of the Jingluo Mansion, which really made the Xiaguan very unable to figure it out. ”

Tongzhou's face sank like water, but he didn't blame Lu Huiqing.

Lu Huiqing had the courage to continue to speak: "After a little justice, in the opinion of the lower officials, why do we need to jointly establish Hedong Bank with Zhenwu Army? It's better to leave the Zhenwu army and go it alone, Xia Guan believes that in the future, we will borrow more silver taels. ”

When Tong Zhou thought about it for a while, he shook his head and refused: "The solution is what Cui Wenqing thought, and the bank was also proposed by Zhenwujun, how can we do the thing of crossing the river and demolishing the bridge?" Isn't that chilling! ”

Lu Huiqing snorted coldly and said: "But after a little justice, people are clearly riding on our heads to make a blessing, do we still want to continue to make wedding clothes for the Zhenwu Army!" Among the following officials, we will accept 50,000 taels of silver from Uncle Wang today, and see what he can do with Cui Wenqing! ”

Hearing this, Tong Zhou suddenly felt a little moved.

Indeed, some time ago, the Zhenwu Army borrowed more than two million taels of silver from the issuance of military bonds, but only borrowed hundreds of thousands of taels from the issuance of treasury bonds by Hedong Road.

Although there is an element of Cui Wenqing's words and encouragement in this, Tong Zhou is not a saint, and he still feels that he has suffered more when he compares the two, after all, people are selfish, and Tong Zhou will also consider the gains and losses on his side.

Now, Lu Huiqing's words can be said to have aroused the dissatisfaction that he has been hiding in the deepest part of his heart.

But if he wants to do the act of crossing the river and demolishing the bridge, Tongzhou can't do it, Gaine Zhizhao not only wants to be an official with him, but also a junior, and it is too embarrassing to turn his face with the younger generation because of competing for interests, and it will be transmitted to the court, which will damage his official reputation.

Therefore, it is necessary to find a proper way to solve the matter, and it would be a pity to let go of the fifty thousand taels of silver......

(End of chapter)