Based on Lu Huiqing's original conjecture, in Hedong Bank, he should easily beat Cui Wenqing.

However, what he didn't expect was that Cui Wenqing, who represented the Zhenwu Army, raised several times or even more than ten times the amount of silver he raised, although Tong Zhou didn't say anything in his mouth, but he still felt very embarrassed, and secretly vowed that one day he would surpass Cui Wenqing, save face for himself and for Hedong Road Jingluofu.

Today's Cui Wenqing's words are tantamount to igniting the flame that Lu Huiqing has been buried deep in his heart, and also made him give birth to a long and short heart, under the hot head, Lu Huiqing said angrily: "President Cui, Hedong Bank is jointly funded by us through the Strategy Mansion and the Metropolitan Governor's Mansion, not the Metropolitan Governor's Mansion, although you are now the president, but as a representative of the Yamen of the Jinglue Mansion, you also have the right to make decisions and choices. ”

After that, he didn't wait for Cui Wenqing's stunned expression, and smiled at the old man in Tsing Yi and said: "Boss, since the military debt can't be bought, then you might as well buy the national debt of Hedong Road through the Luofu, and the money and interest are the same." ”

Before the old man in Tsing Yi could speak, Cui Wenqing said coldly: "Lu Huiqing, since you are the president, you can make any decision on behalf of the entire Hedong Bank, if you don't want this money, you can't ask for it, if you are not convinced, just go to find a child Jing envoy!" ”

Lu Huiqing didn't expect Cui Wenqing to be so ruthless, so she was immediately angry, and said angrily: "Cui Wenqing, don't think that there is no one in your eyes if you have the support of Zhezhao, in the end, you are just a coward who relies on women, I believe that the minister will definitely support my correct decision, you just wait and see." With that, he turned around and walked away in high spirits.

The old man in Tsing Yi came back to his senses at this time, and laughed and said: "Governor Cui is selfless and upholds the law, so in this way, the 50,000 taels of silver from the old decay really can't be used." ”

Cui Wenqing said with a smile: "Uncle, it's only an extraordinary period at the moment, and when the imperial court sends out the specific truth and lifts the ban, you will come to buy military bonds at that time, and we will definitely welcome it." ”

"Okay, then it's settled." The old man in Tsing Yi was also a free and easy person, nodded immediately, then looked around the business hall, and said with interest, "President Cui, the old man is also a businessman, and he is very interested in the operation mode and specific business of your bank, and I don't know if you can introduce one or two to the old man." ”

"Yes." Cui Wenqing smiled, first pointed to the plaque directly north of the hall and said, "Boss, please see, our bank is called Hedong Bank, in fact, in the final analysis, it is just a financing platform for the local yamen. ”

"Financing?" The old man in Tsing Yi is also a person who is good at money, and it is the first time he has heard such a word in his life, so he can't help frowning and asking.

Cui Wenqing said with a smile: "To put it simply, the so-called financing refers to the local yamen according to their own conditions, the status of capital ownership, and the needs of the future development of the jurisdiction, through reasonable forecasting and decision-making, using a certain way, from a certain channel to raise funds from the rich people in the private sector, and organize the supply of funds, so as to ensure the needs of the yamen." ”

It took a long time for the old man in Tsing Yi to roughly understand what Cui Wenqing meant, and he said: "Governor Cui is saying that your bank is actually a platform for borrowing debts from the people on behalf of the local yamen, right?" ”

"Yes, my husband can understand it this way, for example, you have 50,000 taels of silver, right? If you keep this money in your home, then it is a pile of dead things, because money that is not in circulation cannot actually be counted as money, so money must be circulated in order to have real value. ”

"If you can buy military bonds, then the silver that could only be stored at home will enter the circulation link, and in the hands of our Zhenwu Army, the Zhenwu Army can use it to buy armor weapons, food and military supplies, and even lend it to other people who need money, so that the money will be greatly circulated, which is convenient for others, and you yourself can take advantage of it, achieving a win-win situation."

The old man in Tsing Yi shook his head again and again when he heard this, and said, "But the interest rate is so high, how can you guarantee that the interest will be repaid on time?" ”

Cui Wenqing said with a smile: "It's very simple, Zhenwu Army uses Your Excellency's money to develop the army, after our soldiers are strong and strong, we can beat his Xixia people and Khitan people fiercely, when the army crosses the border, there is no grass, and the things that are robbed are a lot of income, and the Zhenwu Army can also lend money to other people who need it, so I am afraid that it is not very clear, in this way, please come with me." ”

The old man in Tsing Yi nodded, followed Cui Wenqing to the desk where he handled the loan business, and saw a middle-aged man crouching on the desk filling out the form, which was written as a note for borrowing money.

Seeing this, Cui Wenqing smiled, patted the middle-aged man's shoulder and said, "This big brother, when I want to disturb you for a while, I understand the reason why you borrowed money, I don't know if it's convenient?" ”

The middle-aged man glared at Cui Wenqing, and snorted coldly: "Didn't you see that uncle, I was busy?" Ask about things and ask others to go! ”

Hearing this, Cui Wenqing was embarrassed, angry and funny.

At this time, the clerk in charge of handling the business found Cui Wenqing and hurriedly reminded the middle-aged man: "Hey, brother, this is President Cui of our bank, if you want to borrow money, you must have President Cui's signature, so offensive, how can you borrow silver taels?" ”

As soon as the words fell, the middle-aged man looked at Cui Wenqing in disbelief, jumped up in fright, and said with a shy smile: "Uh...... It turns out that this young man is President Cui, hehe...... It's really a young man...... Young and promising......"

Cui Wenqing didn't have time to chat with him awkwardly, so he asked directly: "That's the case, I want to ask the eldest brother why you want to borrow money from our bank?" ”

The middle-aged man said excitedly: "Don't hide it from President Cui, the little one lives outside Taiyuan City, the family has dozens of acres of fertile land, and has been living by hard work, and the men in our family are all good at crops, these years, we have been thinking about wanting to rent more land from the surrounding rich businessmen for farming, but the rich businessmen are not low, and we have no extra silver taels, so we have not been able to rent the field, after learning that you can borrow money here, the small one came to try his luck, I didn't expect that as long as the family background is innocent, and there is something to do." , I can borrow silver taels from you, that's a full hundred taels, it's so convenient. ”