The seven years of the Great Tomorrow Apocalypse will soon pass, in this year the development of all aspects can be described as very rapid, whether it is the major banks-based exploration trade team, or the local industrial development of the Ming Dynasty has made a significant leap, gold and silver around the world are concentrated in the Ming Dynasty, whether it is financial and material resources, relative to the previous has been greatly improved, the national strength of the Ming Dynasty has almost undergone qualitative changes in this year.

In one year of the seventh year of the Apocalypse, the excellent cooperation between Tenglong Bank and the Daming Royal Trading Company allowed Zhu Youxiao's royal consortium to achieve rich benefits, with the help of the country's strength, Yu Hualong and Niu Jinxing's fleet brought back countless gold and silver from the Americas, and due to the discovery of gold mines near Fu Guancheng, it led to a large number of Ming immigrants.

Part of the Yu Hualong fleet that returned to China in the early stage, under Zhu Youxiao's deliberate propaganda, described it as a place full of gold, especially some people who returned from there, got a lot of wealth, they are also the main force of this propaganda, under the temptation of this kind of wealth, many young sons who are not dominant in the family, have asked their parents to go out, coupled with the strong support of the Ming Dynasty, the ship fare is free, the food is free, Fu Guan in North America and Zhu Youxiao under the instruction of the construction of a large number of residential groups, Anyone who arrives in the Americas will arrange a small courtyard, on the condition that after living in it, continue to build another small courtyard, and the upfront expenses are almost always the responsibility of the government with Fu Guan.

Abundant place, excellent water and soil environment, with countless dreams of young people have gone to sea, in the merchant ships to the Americas, crowded with looking for opportunities of non-sons-in-law, they are not complaining that their fathers will inherit the property by the eldest son, self-reliance, abundant food and clothing, hard work to create a family has become their slogan, which also led to the later residents of the Ming territory and the local people have a certain difference in thinking, they are more independent, more good at communication and cooperation, more creative.

The second sons and concubines who fought for their dreams were sent to the new territory one by one, and in the second half of the seventh year of the Apocalypse, there were almost two merchant ships to the Americas every month. For this reason, Zhu Youxiao had to retire this part of the sailors and sailors who returned from the Americas in advance, and let them form a large number of merchant ships, after all, they were more familiar with the risks on the sea, which barely met the needs of transportation, and it was not until later that the fleets of Yu Hualong and Niu Jinxing returned, which made the fleet a little richer.

In just half a year, more than 200,000 people flocked to North America, and even Fu Guan, Zhao Shujiao, and Man Gui were a little caught off guard. But these immigrants are not a few years ago in the Ming Dynasty most of the illiterate peasants, these people under the guidance of Zhu Youxiao's policy of compulsory education for all, all have a certain amount of cultural knowledge, belong to a group of people with quite high quality, especially those in the family status is relatively low, reading, learning certain skills so that they can only get ahead, compared with the eldest son, sister-in-law, they are a more hard-working group. This makes Zhao Shujiao and Fu Guan easier to manage, whether it is to arrange these people to mine, farm, fish, or to train as soldiers, these people's obedience and discipline are very high, with these high-quality new Ming immigrants, Zhao Shujiao, Fu Guan, and Man Gui began a new round of development in North America*.

Whether it is the Zhaodu area, or Fu Guancheng, new immigrants began to settle here, more and more population, so that Zhao Shujiao, Fu Guan, Man Gui was very happy, and began to build two new towns in the coastal area, according to Zhu Youxiao's naming habits, these two towns are called Zhao Town and Mangui City respectively, the specific location is arranged by Zhu Youxiao, that is, Los Angeles and Portland in the later generations, both of which are famous harbor cities in later generations, one of the most developed areas in the United States.

With more population, Zhao Shujiao can also really start recruiting troops, forming a mixed army of 10,000 people, which is a real field force that will become the seed army of this territory in the future. The cultural quality of the Indian soldiers is too low, and many new weapons use skills and tactical arrangements are difficult to adapt, after all, the culture of the Ming Dynasty has spread here for too short a time, and the climate has not yet been formed, perhaps according to the current situation, it will take another ten years to really form a new Ming culture, and the children of seven or eight years old and teenagers here are the key objects of the Ming culture, and only then can the power be reflected.

Shanxi Bank basically monopolized all the circulation of goods from Shanxi to the west, and now the Jin merchants are not only limited to Shanxi Province, it also includes Shaanxi, and now it is called Shanxi Bank, Xi'an has once again become a prosperous commercial capital in the northwest, under the guidance of Zhu Youxiao, most of the farmers have moved to the city, forming a place where industrial workshops are concentrated, including many disciples of Song Yingxing, have begun to set up factories here, especially the Tieniu Machinery Factory has established a branch here, Most of the steel of Shanxi Iron and Steel Plant is used here, and all kinds of new, simple and easy-to-operate agricultural tools designed by Bo Jue can be produced here. Coal mines in Shanxi and Shaanxi began to be developed in a gradual and orderly manner, and Jinshang Bank played a leading role in this regard. Of course, these are all assets belonging to the Ministry of Industry, and no matter who develops and utilizes them, they must pay taxes in accordance with the regulations, which also greatly increases the financial resources of the Ministry of Households. The use of advanced agricultural machinery has enabled only a small part of the population to be used for agriculture to meet the basic food needs, coupled with the development and utilization of the Hetao area in Ningxia, the rational grazing of the entire northwest grassland, whether it is grain or meat production, has reached the highest level in history.

The vigorous development of the northwest, so that the Ming rule here is extremely stable, there will never be a historical Shaanxi region has become the hardest hit area of the peasant uprising, Li Zicheng, Zhang Xianzhong, the leaders of the peasant rebel army has been Zhu Youxiao pocketed, grain, meat abundance, will no longer let the hunger and cold here happen. With the large-scale use of agricultural machinery, coupled with Zhu Youxiao's deliberate immigration policy, the harsh extreme climate brought by the Xiaoice River period was gradually reduced to the minimum range, especially in recent years, after Yuan Yingtai's vigorous environmental governance, the name of Saiwai Jiangnan began to play an increasingly important role in the Hetao area.

In such a good environment, the role of Shanxi Bank has been maximized, whether it is farmers need funds to use agricultural machinery, or herdsmen need to sell breeding cattle, sheep and other by-products, so that Shanxi Bank's funds have obtained the best returns. The deep processing of a large number of agricultural and sideline products requires the establishment of a large number of small factories, but ordinary peasant households and small rich people do not yet have these funds, and the small loans and goods purchase of Jinshang Bank have become the main force of these production activities. Zhu Youxiao deliberately demanded that they not harm the interests of the low-level laborers, so that the economic development here is much faster than that of ordinary places.

At any time, financial capital is the most greedy, Zhu Youxiao in order to limit these capital too greedy, he has adopted certain sanctions, the general requirement is not to increase interest at will, not to withdraw loans at will, must provide sufficient financial guarantee for production, in order to do this, Zhu Youxiao let Shanxi Bank not only operate monetary funds, but also operate commodity circulation, coupled with the current processing and operation of agricultural and sideline products, which has formed a one-stop industrial model, The biggest advantage of this industrial model is that it is not easy to form unsalable products, and it will also greatly reduce the cost of goods. But its shortcomings are also very obvious, that is, it will cause a large amount of capital occupation, which may cause industry monopoly, but Zhu Youxiao has not much to do, so he can only take the method of scientific and technological guidance, so that the researchers of the Daming Academy of Sciences continue to give them scientific guidance, update equipment, and establish new industries. Of course, these are all things for the future, and for now, their development has just begun, and they are still in a good state of development.

There is also a good habit of Jin merchants, often in the disaster year to build some unnecessary manors, bridges and some public facilities, in order to relieve the neighbors who can not eat against the opposite, Zhu Youxiao let them carry forward this spirit, but not in the disaster year, but in the face of business difficulties in the same boat, cooperative development.