Since the establishment of banks in various places, Zhu Youxiao has paid great attention to the irregularities of the banks, and for this reason, Jinyiwei, headed by Luo Sigong, and Dongchang, headed by Song Jin, have constantly sent people into various banks to supervise, and Zhu Youxiao explained that they only have the right to supervise, and have no right to interfere, and they are afraid that these personnel who have entered the banks in various places will abuse their power for personal gain, and they have also strictly ordered the personnel sent by Luo Sigong and Song Jin not to reveal their identities.

Luo Sigong naturally did not directly participate in himself, his right-hand man was Liu Yidao, who had shown his might in Liaodong, this person was not only strong in martial arts, but also very smart, Luo Sigong asked him to be responsible for the task of bank supervision. After Liu Yidao got the order, he quickly found dozens of students without any background from the Daming Institute of Technology, and after strict selection and training, these students became loyal Jinyi guards, they are not only proficient in financial calculations, but also proficient in martial arts under Liu Yidao's *, this is to ensure their safety at critical moments, Liu Yidao is very concerned about his subordinates.

The headquarters of Jiangsu and Zhejiang Bank is located in Hangzhou, which is a very economically developed place, because the current Shanghai is only a Jiading mansion, and it is still far from the developed status of later generations. In the headquarters of the Bank of Jiangsu and Zhejiang here, the major shareholders of the Bank of Jiangsu and Zhejiang have stationed their liaison personnel here, and these liaison personnel constantly convey the orders they have received from the headquarters of the bank to their owners, and they also have to reflect the intentions of the owners to the headquarters, and these people have a very high status. The shareholders of Jiangsu and Zhejiang Bank have the right to open branches because they are all the original money owners, which is different from other banks, their management is relatively loose, and only when there is a major investment will the general meeting of shareholders be held.

Due to the loose management of the Jiangsu and Zhejiang banks, there will inevitably be the problem of competition with each other, so there will be some people who try to take some immoral means to seek benefits, Liu Yidao's monitoring focus is placed here, the Jiangsu and Zhejiang consortium in later generations is a force that makes the government feel a headache, in the Republic of China, Jiang Zhongzheng is relying on the strong economic strength of the Jiangsu and Zhejiang consortium to unify the country, but sadly it is also because of their greed, so that Jiang Zhongzheng's government has declined, whether it is the comprador economy, or the financial crisis, which was dominated by them, which ultimately led to the collapse of the national economy.

On Guidao, the expedition of the Jiangsu-Zhejiang Bank established a large number of mines, which required a large number of laborers to meet this need, so a large number of immigrants were recruited from the Ming Dynasty, and all the expenses of these immigrants were covered by the Jiangsu-Zhejiang consortium, and the corresponding wages were also required. However, the labor costs in Jiangsu and Zhejiang are relatively high, so they recruit workers from Sichuan, Guizhou and other places, after all, the environment there is not as rich as this area, and the relative wages are relatively low, which is a normal phenomenon of capital operation, and no one can change it, even if Zhu Youxiao cannot make any decisions about this, he can only let it go and only stipulate the minimum wage. The greed of capital is endless, in order to obtain higher profits, they will do immoral things, squeeze the income of laborers, and increase the working hours to the limit, which may be disdainful for large conglomerates, but for some smaller capitals, this is undoubtedly a shortcut to make money.

In a remote town on Guidao, hundreds of workers from Guizhou Province live in damp rooms, leaving their hometowns with dreams of panning for gold and following a merchant from Jiangsu and Zhejiang provinces to work here. When he went out, the businessman promised everyone that he would never be mean to everyone, and would pay several times higher wages than in Daming, but the work was hard, and asked these people who had never left their hometown if they were willing to work. Who is a farmer who has been poor for several lifetimes and is not willing to change his life situation? No matter how hard you endure and how tired you are, as long as you can make your family happy, this is a very simple thinking, no one thought about it, and followed the merchant to this hot place.

These simple peasants never dreamed that after coming here, their nightmare began. Every day, you need to start mining from dawn until dark, except for a break when you eat, the rest of the time is spent in the heavy mining farm. As for the wages promised by the merchants, none of these people had ever seen them, and they were strictly forbidden to go out, and they had to get up and work, eat in between, and work again until they were too tired to work, and then they could go back to sleep. If it was just these, these simple peasants could still bear it, but the most cruel thing was the hot and humid living conditions, which made many people sick, but these sick people were not treated as well as in the Ming Dynasty, and they didn't even have time to rest, causing more than a dozen deaths, making these simple peasants feel angry, and finally caused a fierce resistance, but under the suppression of the bodyguards hired by the merchants, these peasants were hurt even more, and more than 20 people died.

In this incident, there was always a person who observed coldly and did not say a word, but only recorded the incident completely, including the time, place, number of deaths, and processing results. Then all the names of all the merchants and their subordinates involved in this matter were recorded as evidence, needless to say that this person was a secret agent of the Jinyi Guard, only they would be so ruthless.

Zhu Changying, who was deeply influenced by Zhu Youxiao's education, immediately mobilized his guards to surround the towns in this area, and under the leadership of the Jinyi Wei secret agent, he quickly rescued the rest of the peasants, and began to review all the mines in the entire Guidao. The result cannot be said to be shocking, but it still surprised Zhu Changying, in less than a year, five or six hundred Ming peasants died, and the reasons for the incident were basically similar, and even worse.

There was no time to consult Zhu Youxiao, so Zhu Changying took the most extreme way to deal with it, that is, to temporarily close down all the mines where the peasant miners had died, to arrest all the businessmen and their bodyguards who had used deceptive means, and to gather all the shareholders of the Jiangsu and Zhejiang Bank who had opened mines in Guidao to conduct an examination in their own mansions, and then announce the results of dealing with these people on the spot. All of these people's assets in Katsura were confiscated, and all those involved in these activities were executed, including the merchants and their families here, the bodyguards who participated in the crackdown, and the property was distributed to all the peasants and miners who worked in the mines. The execution was still the most brutal of the executions, and it was in front of all the merchants, and they were not allowed to close their eyes, but to keep their eyes open, because there were many broken and entangled kinship between them, and to teach them a bloody lesson that such things would not happen again.

Zhu Changying's bloody handling of the miners' incident taught a lesson to all businessmen who tried to rely on the exploitation of the Ming miners, and he also publicized the incident locally through the Ming newspapers. Zhu Youxiao hated this bloody capital time very much, he highly praised Zhu Changying's handling methods, and confiscated all the property of these businessmen in the Ming Dynasty, and warned the Jiangsu and Zhejiang banks that they must be strictly rectified and no similar incidents should occur again, otherwise they will be disqualified. Taking this opportunity, Zhu Youxiao asked the Criminal Department to formulate a law on the management of Ming workers leaving the country, completely eliminating the loopholes of illegal employment.

The greedy nature of capital is unavoidable, and it can even play with political power, Zhu Youxiao wants to control the future regime with capital, but it does not mean that he will let the barbaric growth of capital, capital must serve the country, must put a cage on it, and must be able to have sufficient laws to limit its disorderly development. The incident in Guidao gave Zhu Youxiao a preventive shot in advance, so Zhu Youxiao recalled Li Xin, who was far away in Dongwu, to Beijing and put him in charge of handling the nationwide capital control issue to avoid a nationwide incident.

Li Xin naturally lived up to Zhu Youxiao's trust, and in a very short period of time, he became familiar with the habits of capital operation. This guy is a genius-like character, familiar with the sage books for more than ten years, has traveled all over the southwest of the thousands of miles, is very familiar with the insight of human nature, and will naturally find the law of operation for the nature of capital, in fact, it is very simple "greed". The rules formulated by Li Xin are very simple, first of all, let Yang Lian revise part of the bank's regulations, that is, capital must be invested in industry, not used for material speculation, once it is found that capital is involved in material hoarding, it will be confiscated immediately without any explanation; The second is to set up a capital supervision department to supervise all investment behaviors, even if there is financial capital speculation in the industry, it will not hesitate to intervene or confiscate.