Volume 14 Chapter 10 Control of Money

The purpose of Zhu Cijiong to convene a meeting is to let everyone communicate with each other, cooperate with each other, twist into a rope, and work together to develop.

He did not hesitate to praise: "Erjue said very well, this spirit of mutual cooperation is exactly what I want, and everyone should learn from him." “

One sentence can win the emperor's favor! How can you miss this opportunity, and what is the most important thing in this year? It's not about how capable you are, it's not about how good your family background is, it's not about how much money you have, the most important thing is how the emperor thinks of you.

If the emperor takes a fancy to you, you will be brilliant no matter how capable you are, no matter how poor you are; If the emperor doesn't like you, no matter how powerful you are, no matter how rich you are, you have to be finished immediately!

No, Zhu Cijiong's words had just fallen, and Sun Zhixin immediately said: "Your Majesty, why don't you hand over all the gold and silver of all the income of Daming Royal Machinery Industry Group to Daming Royal Rixing Bank and exchange it for Chongzheng Tongbao, and Daming Royal Machinery Industry Group will also try to use Chongzheng Tongbao in the future!" “

Zhu Cijiong nodded with satisfaction: "Well, good, good." “

Zheng Chenggong was confused at this time, he just replaced his father Zheng Zhilong to make a report, he really didn't know much about business things, what should he do?

He gritted his teeth and said in the tone of Sun Zhixin: "Your Majesty, why don't you hand over all the gold and silver from the Ming Imperial Western Commerce and Trade to the Daming Royal Rixing Bank and exchange it for Chongzheng Tongbao, and in the future, the Ming Imperial Western Commerce and Trade will also try to use Chongzheng Tongbao!" “

Zhu Cijiong nodded with satisfaction and said: "Well, very good, this is a little troublesome for everyone, but the business of Daming Royal Nikko Bank can double up, which is the benefit of cooperation." However, you also have to distinguish the occasion, in the Ming and the Ming vassal countries can try to use Chongzheng Tongbao, but in other places, especially in Europe, you can only recommend customers to use Chongzheng Tongbao, otherwise the impact on business will be great, you must grasp this scale. “

Everyone nodded in agreement, indicating that they understood, Zhu Cijiong continued: "The performance report and work discussion of Daming Royal Rixing Bank are completed, and the next thing is the future development problem, do you have any plans?" “

Luo Yangxing nodded and said: "Back to the emperor, Weichen feels that in the future for a period of time, we should focus on the development of the Nanyang direction, and now the Daming Royal Bank is selecting sites in Rinan, Jiaozhi, Annam, Siam, Donghu, Champa and other places, preparing to build about 20 new branches, and develop the exchange and lending business over there." “

Zhu Cijiong nodded and said: "Well, yes, but this can only be regarded as a short-term goal, involving development, the vision should be long-term, short-term goals are not enough, there must also be medium-term goals, long-term goals and even ultimate goals." For example, the development of Daming Royal Nikko Bank, I think the medium-term goal should be to improve the outlets, now the semicolon is far from enough, to vigorously expand, Daming county government is more than 1,000, the number of branches of Daming Royal Nikko Bank should reach at least 1,000 or more! “

This is not an amazing move, because the original Daming Xinglong business is so expanded, but the Daming Royal Rixing Bank has not been established for a long time, and it has not yet developed, Luo Yangxing nodded in understanding when he heard this, this goal is not difficult to achieve, it is nothing more than throwing more money and recruiting more people.

Zhu Cijiong stopped to take a sip of tea, and continued to guide: "As for the long-term goal, I have mentioned it before, that is, to control the currency circulation of various countries and let them all use Chongzheng Tongbao, this goal is not difficult to achieve in the Ming Dynasty and the vassal states of the Ming Dynasty, but it is difficult for other countries, this point needs to be pondered carefully, and I will not discuss it today." Speaking of the ultimate goal, I would like to ask you a question, what is the use of controlling the circulation of currencies in various countries? Talk about it. “

In fact, the role of controlling the circulation of money can be seen a lot on the surface, so soon everyone has an answer.

Xu Erjue replied first: "In this way, it will be convenient for business, and we will use our Ming Chongzheng Tongbao everywhere, so we don't have to go to great lengths to discuss the price of goods when we do business with others, just go directly to the price of Daming." “

At that time, there was no international currency, and it was very troublesome for merchants from different countries to do business, because the price of goods was not easy to determine, even if the same gold and silver were used, the value of gold and silver in each country was not the same, like countries rich in gold and silver, one or two silver may not be worth half a liter of rice, like countries rich in rice, one or two silver may be worth two or three stone of rice, this pricing standard is different, and how troublesome it is to trade goods can be imagined.

The convenience of doing business is just the appearance, Zhu Cijiong couldn't help but prompt: "Er Jue said well, however, the convenience of doing business is not the point, the latter sentence, according to the price of Daming is the key, you think about how many goods are traded in this world at all times, and the total value of each goods adds up to how amazing, if the price of the transaction is determined by Daming, then the profit in the middle is amazing!" “

In this era, the profits of doing business come from buying low and selling high, and everyone doesn't understand that this set price can also generate profits, so everyone looked at the emperor blankly, not knowing what he meant.

In fact, this is very popular in later generations, that is, speculation futures, for a period of time the whole world was crazy, speculation in gold, speculation in oil, speculation in rice, speculation in wheat and even speculation in garlic, speculation in pork, not here is not speculation to eat, this speculation is the meaning of speculation price.

Zhu Cijiong saw that everyone looked stupid and incomprehensible, so he had to give an example: "For example, rice, the price you buy and sell is relatively fixed, right?" “

This Xu Erjue knew best, and he nodded: "Now the price of buying rice from the provinces south of the Yangtze River and Liaodong is about eight yuan and one stone, and it is sold to other places for one or two stones. “

Zhu Cijiong asked: "Then what is the profit?" “

Xu Erjue said embarrassedly: "In fact, there is no profit, a stone of rice to remove the freight and other expenses, it would be good to earn half a penny of silver, if it weren't for the basic trains all over the Ming Dynasty, this business really can't be done." However, it is also because the price of rice is so low because there are trains in various places, and the price of rice in the northwest and other places is about one or two halves when there is no train, and the price doubles in case of drought. “

Zhu Cijiong nodded and said, "Well, if the transportation is convenient, the prices of various commodities will be stable, but the total sales volume will also increase." “

Xu Erjue arched his hand and said: "The emperor is wise, it is indeed like this, it turns out that the rice transshipment is troublesome, the price is unstable, except for the rice producing areas such as Jiangnan and Liaodong, there are not many people who take rice as a staple food in other places, like the Rixinglong firm was just established, the annual sales of rice are about five million stones, but now the rice bought and sold by the Ming Royal Xinglong firm has reached 30 million stones a year, although the profit is not high, but it can also earn more than one million taels a year. “

Zhu Cijiong asked, "Then are there any other businesses doing rice business?" “

Xu Erjue thought for a while and replied: "Back to the emperor, this must be there, but they are not large, and it would be good to add up to 10 million stones a year." “

Zhu Cijiong guided again: "Then the Ming Royal Xinglong Firm has booked all the rice that can be sold in the coming year by merchants in rice-producing areas such as Jiangnan and Liaodong, has it been done?" “

Xu Erjue nodded and said, "This is no problem." “

Zhu Cijiong smiled and said: "In this way, in the coming year, only the Daming Royal Xinglong Firm will have new rice to sell, if you raise the price of new rice to one tael and one stone, will it have a big impact on sales?" “

Xu Erjue thought for a while and said affirmatively: "The impact should not be big, people who are used to taking rice as a staple food will not stop eating rice because of such a little money." “

Zhu Cijiong said proudly: "Then has the profit of this rice tripled, can you earn nearly three million taels more by selling rice a year?" “

When everyone heard this, they suddenly realized that they praised the emperor's wisdom, and for a time there was a trend of sycophants.

Zhu Cijiong hurriedly raised his hand to suppress it, and said solemnly: "Actually, this is a monopoly and malicious speculation, I don't advocate this kind of behavior, at least in the Ming Dynasty, I don't want you to do this, I just give an example, so that you can understand the profits brought by pricing power." If the Ming Dynasty controls the circulation of money, you only need to operate a little, it is not difficult for the price of a single commodity to rise by one to two percent, this to two percent is a net profit, you think about it, how many kinds of goods in the world, and how many can be profited in this way, and how much profit is there? “

When everyone heard this, they fell into deep thought, and everyone's eyes showed a fine light from time to time, and a group of big speculators who turned their hands into clouds and hands for rain in the world market were born!