Volume 14 Chapter 11 The Final Goal
Just as everyone was thinking about what kind of goods they could make a lot of money by speculating on them, Zhu Cijiong suddenly interrupted: "This is just a small way, you don't have to be so careful, I haven't said how to really make a lot of money." “
When everyone heard this, they were shocked and almost fell under the table, and it was just a small way to earn millions of taels casually, so how much can you really make money? Tens of millions of taels? Hundreds of millions of taels!
Seeing everyone's shocked expressions, Zhu Cijiong said quite smugly: "Didn't I just say that I can still set a final goal for Daming Royal Nikko Bank?" This ultimate goal is the most profitable way! “
When Luo Yangxing heard this, he couldn't help but longe: "Your Majesty, what is the method?" “
Zhu Cijiong said wisely: "Issuing paper money, replacing gold, silver and copper coins with paper money, paper money has almost no cost, as long as the banknotes of the Ming Dynasty can circulate in all countries, the money earned is not only hundreds of millions." “
When everyone heard this, their faces darkened, and Luo Yang reminded carefully: "Your Majesty, please forgive Weichen for his courage, this is unlikely, the Ming Dynasty wanted to implement paper money at the beginning of the dynasty, but it didn't happen in a few years." The implementation of paper money in the Ming Dynasty cannot be achieved, how can it be possible for all other countries to use the paper money of the Ming Dynasty? “
Zhu Cijiong nodded and said: "I know that at that time, I couldn't do it because there was no foundation, and it was naturally impossible to build a pavilion in the air without a foundation, but now this foundation has taken shape, as long as we continue to work hard, this foundation will slowly take shape." “
Everyone couldn't understand it again, and Luo Yangxing couldn't help but ask, "Foundation?" What basis? Your Majesty, please forgive Weichen for being stupid. “
Zhu Cijiong thought for a while and explained: "This foundation is actually not a physical object, but a feeling, to put it bluntly, it is to make everyone feel that the banknotes issued by the Ming Empire can be used as money." “
Human thinking is the most difficult to change, especially the inertial thinking that has continued for thousands of years, for thousands of years, everyone believes that gold, silver and copper coins can be used as money, you now have to give someone a piece of paper, saying that this can also be used as money, this difficulty can be imagined.
Seeing that everyone had puzzled expressions, Zhu Cijiong continued to explain: "How can everyone feel this way? To rely on credibility, to put it bluntly, it is to rely on the credibility of the Daming Royal Nikko Bank, and now the Daming Royal Nikko Bank has a certain reputation, so this foundation has a prototype. “
Seeing that everyone seemed to have a little understanding, Zhu Cijiong continued to guide: "For example, a silver ticket is actually a kind of paper money, hasn't the Daming Royal Nikko Bank issued a total of 390 million taels worth of silver bills, why do so many people use the silver bills of the Daming Royal Nikko Bank?" “
Speaking of this, Zhu Cijiong cast his encouraging eyes on Luo Yangxing, and Luo Yangxing immediately said: "Because they know that the silver tickets issued by Daming Rixing Bank can be exchanged for real money and silver in any state capital of Daming, and they can also use silver tickets to buy things in all branches of Daming Royal Xinglong Firm." “
Zhu Cijiong nodded and said: "This is the reputation, which proves that the Daming Royal Nikko Bank already has a certain reputation, and now what we need to consider is how to expand this reputation and let more people use the silver bills issued by the Daming Royal Nikko Bank." “
At this point, he felt his throat dry a little, so he stopped to take a sip of tea.
Everyone here thought that the emperor asked them to find a way, scratching their ears and cheeks one by one, so uncomfortable, there must be a way, the Ming Dynasty did not promote the paper money earlier, and they couldn't think of a way to scratch their cheeks!
Seeing everyone's expressions, Zhu Cijiong couldn't help but laugh dumbly: "What's wrong with you, are there mosquitoes?" “
Where did everyone have the face to answer, and they sat there with red faces and red ears, as if they had really scratched their faces.
Zhu Cijiong shook his head with a smile, and continued: "There are many ways to promote, I will first throw bricks and lead jade to mention one, I have decided that from next month, all court officials will increase their salaries by another fifty percent, but this new fifty percent will be issued with silver tickets." “
When everyone heard this, they all showed joy on their faces, yes, you can start to promote it from your own subordinates, so that it will be slowly promoted as soon as it is spread ten, and ten will be spread slowly, just when everyone was about to speak enthusiastically, Zhu Cijiong raised his hand directly and said: "Okay, you can go back and think about this promotion issue slowly, and I won't discuss it here." I'll talk about the new silver ticket again, who has the silver ticket? “
As soon as he said this, everyone present, including Zhu Youzhen, took it into his arms, these people are all super rich masters, and it is too troublesome for them to bring gold and silver coins, so they bring silver tickets.
Zhu Cijiong was not polite, and directly stretched out his hand and said: "Everyone remembers how much money they brought, now all the silver tickets have been handed over, and I will analyze it for you." “
What the emperor wants to analyze, the people present really don't know, but the emperor is Chrysostom and Yuyan They all know it, everyone thinks that they handed the silver ticket to the person in front, and a stack of silver tickets was quickly handed over to Zhu Cijiong.
There were a total of six people present except for Zhu Cijiong, each of whom brought almost ten silver tickets, a total of about sixty, as Zhu Cijiong expected, most of them were denominations of fifty taels and one hundred taels, and there were very few five hundred taels and more than five hundred taels, Zhu Cijiong roughly flipped through it, and then shook the silver ticket in his hand, and commented: "There are many problems with this kind of silver ticket!" “
When everyone heard this, they were at a loss again, aren't all silver tickets like this? What could be the problem!
Zhu Cijiong did not explain immediately, but got up and took out a pen, ink, paper and inkstone from the desk next to him, and then drew a sketch of the banknotes of later generations on the paper, and then held it up and explained: "As a circulating currency, it must have the characteristics of durability, easy to carry, beautiful, and not easy to imitate. “
When he said this, Luo Yangxing next to him suddenly asked cautiously: "Your Majesty, please forgive Weichen for offending, can you borrow the four treasures of the study?" “
When Zhu Cijiong heard this, he directly pushed the brush and the remaining white paper towards him, and continued: "Speaking of durability, the previous silver ticket is just the best paper, but it is not enough, we must develop a paper that is wear-resistant, kneading-resistant, and water-resistant. Because currency is used for trading, bring it and bring it away, hand it over and down, how to do it if it is not wear-resistant, resistant to rubbing, and what to do if it gets wet in the rain? You have to be careful when you bring it to your body, for fear of breaking it, how can you use it with confidence? “
Everyone understands this, and they all nodded in agreement when they heard the words, and Luo Yangxing remembered it by brushing, for fear that he would not be able to remember.
Zhu Cijiong took a breath and continued: "Speaking of this easy to carry, the previous silver ticket was very bad, such a large one, I am always afraid of breaking it, and it is not easy to put it on my body if I don't fold it, so I want to make this kind of long strip type that is narrower than the palm of my hand, so that it is convenient to carry." “
At this point, he picked up the stack of silver tickets and raised it, and continued: "Why is it beautiful? Do you look at this old silver ticket, it looks like money? It's just a few numbers and a few big seals, which is a bit like an IOU! To make everyone want to use it, first of all, it must be attractive enough in appearance, how do you take an IOU to attract people? There is no need to say much about anti-imitation, if others can imitate it, then the money will not be earned by others, what else will we earn! “
He seemed to want to joke a little bit when he said this, the emperor wanted to joke, so he had to laugh, everyone smiled very face-savingly, and the atmosphere of the venue was suddenly relaxed.