Li Tianyang's proposal is actually an excellent opportunity for everyone, and the feasibility of Li Tianyang's proposal has long been verified in the activities of borrowing funds from each other in the Chamber of Commerce.

Before leaving, Li Tianyang handed everyone a draft of the method for opening a money bank, and they had to fight and think about it.

In fact, there are some differences between the idea of the money bank in Li Tianyang's draft and the money bank of this era, and the most conspicuous one of them is that the people of Putong are allowed to deposit their surplus money in the money bank and give it a certain amount of interest.

In this era, Li Tianyang's big stride in the money village made the first reaction of the proprietors who saw a few proprietors who went back with Li Tianyang's draft feel that Li Tianyang was crazy!

As we all know, the general money bank for the business of ordinary people in the surrounding area, that is, to exchange all kinds of money in their hands, and then exchange for the same proportion of official money, and at the same time charge a little handling fee; The majority of the money bank's profit comes from issuing acceptance bills for merchants in other places, and earning a lot of interest or handling fees from lending.

And Li Tianyang's current article is coming out, but he is asking the money to be taken out by the bank, and any businessman will feel completely incredible when he sees it.

But as Li Tianyang explained the intention later, the proprietors present were suddenly amazed!!

The reason is that Li Tianyang has the Nanyang Chamber of Commerce behind them, which covers many friends with good strength in the Daming Sea, among which there are really many merchants who need to borrow money.

In addition to the previous few large merchants, in fact, most of the 59 members of the Nanyang Chamber of Commerce are mainly small and medium-sized chambers of commerce.

The Sea Gang is the most unlucky, since the rise of the Hongmen, the living space of the people has been compressed by the Hongmen, every expansion of the Hongmen, which means that these Sea Gangs can accommodate a lot less territory Although they have begun to transform over the years, they have begun to get involved in ocean trade, or accept employment from other firms, transport goods, etc., but if they really want to transform and open, their economic pressure is extremely strong.

As for the small and medium-sized businesses in the Chamber of Commerce, since Hongmen wiped out the pirates around the Daming Sea, their maritime trade activities have suddenly become easier; When Hongmen began to form the Nanyang Chamber of Commerce, allowing these small and medium-sized businesses to take advantage of Hongmen's powerful hitchhiker, they began to expand urgently.

The large tracts of undeveloped land in the Luzon Islands, the strong demand of the Japanese and Korean countries for various specialties of the Ming Dynasty, and the pursuit of Chinese silk, porcelain and spices by Westerners, all of this, everyone only deeply hates their lack of strength and lack of funds, and looks at a lot of money-making opportunities in front of them, but they can only take a small bowl to scoop!

If everyone can absorb the money in the hands of the common people, and then use the money in the hands of these people to lend, or use it for their own turnover and development, wouldn't they take other people's hens to lay eggs for themselves? Although he has to pay some chicken food to the people, for himself, the risk is even smaller!

No wonder Hongmen, under the leadership of Li Tianyang, was able to come to this step by step, and he was really a vain man under the fame!

As for Li Tianyang's other ideas for the money bank in the future, in the eyes of the fight, there is nothing too unusual, except for things that have long been expected by everyone, such as the loan interest rate has become lower, and other aspects are not much different from other money banks in the Ming Dynasty in this era.

said that it was considered for two days, but in fact, only one night later, Xu Haibin, Xu Zhiyou and others were in front of Zhao Shanhe and Li Tianyang, and made it clear that they were willing to join the shareholders of this money bank.

Li Tianyang was actually not idle, after greeting several friends in advance, he immediately met with the proprietors of the various businesses in the Chamber of Commerce who had already booked the goods with Dong Haoran in batches, and shared the establishment of the money bank with everyone.

Li Tianyang's ambition is very great, since he thought of establishing another money bank, then on the premise that Hongmen actually already has a money bank, he opened another money bank, his purpose is to borrow the influence and strength of various businesses in the coastal area of Daming to open up a covering money bank.

In this way, the business of exchanging tickets in different places between the branches of the new money bank will inevitably have more advantages and stronger competitiveness than other money banks in the Ming Dynasty today.

After accumulating enough experience in the bank, Li Tianyang was able to start issuing silver bills with credit value by using the business of the bank, so that it would appear in this era hundreds of years in advance.

As for the impact of the issuance of silver tickets, at least not a fool, I am afraid that everyone can understand the benefits and power contained in it.

The defects that hinder the development of the ticket business in this era have long been sufficient technology accumulation for Hongmen, who is accustomed to developing various novel technologies.

Since the imitation of Hongmen Qixintang rice paper, Hongmen has never stopped improving paper technology, although it is just an ordinary small thing in itself.

At the same time, there is also the printing technology of printing, and the R&D Institute also has a special research team to study it, so far, Hongmen has a better texture, more complex color paper appears, as well as color printing and watermark printing to squeeze time and so on.

These were all secretly hidden by Li Tianyang in the secret room of his office, and even Hongmen's own money bank did not use these techniques.

Therefore, if you can get Nanyang Money Bank up in the city and spread it out, at least in other money banks to handle the trembling and different place ticket exchange business, in the hands of Hongmen, it is really a simple matter.

Just those speculators who want to imitate the votes printed by Hongmen cannot succeed in copying them without years or decades of painstaking research; And after they imitated it, Hongmen may already have more advanced technology, anyway, it can always be ahead of the other party's area and maintain its own technological advancement, which is much stronger and safer than the current Ming Dynasty ticket only using cipher codes and other means to prevent counterfeiting.

People who can make their business bigger and stronger are not fools, how can they not see that behind the draft handed over to him by Li Tianyang, before and after the proprietors of several major businesses expressed their positions, they almost unanimously agreed to Li Tianyang's proposal.

Subsequently, one by one, the proprietors left Keelung Town one after another and returned to their respective base camps to raise money to provide capital for the upcoming Nanyang Money Village.

(End of chapter)