178 Another proposal
On the side, many proprietors of the business were chatting with Dong Haoran, while on the other side, Li Tianyang walked out of the warehouse with the proprietors and young proprietors of several big businesses and came to another separate room.
"Have you noticed that our Chamber of Commerce has had frequent exchanges with each other on money these days?"
Li Tianyang didn't sell Guanzi anymore, and the proprietors present at this time were not outsiders, so he began to get to the point.
"What do you mean, sir?"
Xu Haibin and the others were still a little confused.
"A few proprietors, I don't know how much money you have lent to other merchants in the Chamber of Commerce these days?"
Li Tianyang was not in a hurry, and slowly led everyone's thinking in the direction he wanted to express, no one here was stupid, where would he not understand what Li Tianyang meant.
When Li Tianyang mentioned this, it was actually no different from piercing the window paper.
"My lord, you want to open a money bank??"
Sure enough, several proprietors present lit up and hurriedly asked.
"Yes, our Chamber of Commerce now needs money in various places, but among the members of the Chamber of Commerce, many proprietors have limited capital, insufficient funds for activities, and the risk of buying and selling at sea is very high.
"You see, since I initiated in the Chamber of Commerce, using the interests of the mines of their respective firms as collateral to let everyone borrow funds, only the information that I have in Hongmen, in the Chamber of Commerce, there are more than 20 acts of borrowing funds, and the amount involved has reached nearly one million taels of silver!"
"I'm afraid you all didn't make any less money from it!"
Li Tianyang glanced at these proprietors, they have a lot of money, basically the providers of the borrowing funds in the Chamber of Commerce are all from their hands, and even Hongmen has a loan involving 200,000 taels of silver, which is also from Jirentang and Defuxuan.
"Don't say that, my lord, the interest we provide to the members of the Chamber of Commerce is much lower than the interest provided by the loan sharks of the money banks outside, in fact, it is more convenient for other businesses!"
Although Xu Zhiyou, the young owner of Defuxuan, is not yet in power, he is actually already the actual helmsman of Defuxuan, after all, his eldest father in the family is sixty years old, which can be regarded as old in this era.
"What you said is naturally right, Xu Shaodong, but what we did before was only out of friends who wanted to help, and the rules and regulations of the class themselves were not necessarily very formal."
"I've heard that some people in the Chamber of Commerce have poor turnover and are looking for funds, but among our lenders, they take advantage of the opportunity to raise two interest rates, which is a bit contrary to what we all said before!"
Suddenly, Li Tianyang's face, who had just been gagging with everyone, became meaningful, but his eyes staring at everyone present became a little serious.
"Your Excellency has to investigate, we will never do anything backsliding!"
Xu Zhiyou's city still owes some, and he was frightened by Li Tianyang's uncertain expression, and hurriedly stood up for the first time, but the tone didn't seem to be so neutral.
And other old fritters like Xu Haibin in the business sea will naturally not be so unbearable, but their eyes are involuntarily drifting left and right under Li Tianyang's gaze.
"Hahaha, Xu Shaodong, please rest assured, I'm just mentioning it in passing, not that I'm going to find trouble with anyone!"
Li Tianyang suddenly changed back to a friendly smile, making Xu Zhiyou completely unable to keep up with Li Tianyang's rhythm.
“…………”
"Everyone is in business, and since they have made a move, they naturally can't go back empty-handed, and the official also understands the truth. However, I also remind you bosses that everything must have a degree, and if it exceeds this degree, the consequences will be caused by it, I'm afraid everyone is not good-looking, isn't it? ”
Li Tianyang's continuous change of face is actually a disappointment to these friends, and what he said just now actually has the participation of several of their families, but Li Tianyang is not good at breaking it, but the necessary beating is still required, otherwise wouldn't he connived at them?
The Nanyang Chamber of Commerce did not get Li Tianyang's loyalty before, but in fact, after it finally grew up, Li Tianyang found that it seemed that what this alliance could do in the end was really not small, and it was also very helpful to Hongmen after all, so now Li Tianyang has increased his attention and investment in the Nanyang Chamber of Commerce, even heavier than the Bengang Alliance!
"This situation has occurred before, and everyone has made it verbally out of mutual trust, but it seems that in the face of interests, commitment and trustworthiness are still lower."
"So I think, why don't we join forces to set up a Nanyang bank, pool everyone's surplus funds and use them, so that we can not only earn stable profits, but also help our friends to grow, so as to objectively grow ourselves!"
Li Tianyang's repeated operations have not completely revealed the mystery until now, but in Xu Haibin and their opinion, in fact, when Li Tianyang said the second paragraph, they had already roughly guessed his next plan.
Whether the money village is profitable or not, there is no doubt at this time, Danshuikeng's talents who can open a money village in the local card are all with deep backgrounds and strong network resources and strength in the local area.
Defuxuan, Jirentang and other firms, in terms of strength, it can be said that no one dares to challenge their status in their respective nests, but Danshuikeng really lets them open a money bank, but it will make them feel troublesome and not worth it.
The rabbit still does not eat the grass next to the nest, and behind the huge profits of usury, it is extremely risky, and it offends the villagers very much, making his family notorious in the township.
When it comes to Xu Haibin and their status, there are already too many ways to make money, and they really can't afford to make their family unable to gain a foothold in the township for a little profit.
And opening a money bank in other places is a time to test everyone's background, and it is also easy to attract the covetousness of others.
In this way, like Xu Haibin, they may be very tempted to benefit from the money bank, but after comparing the two, they are more willing to make some solid money, at most secretly collect some tongue snakes, and lend in their name, but they can have less fishy smell.
But now Li Tianyang's proposal is different, Hongmen can now be said to cover the sky in the South China Sea, and with their backing, there is no need to be afraid that the money released by himself and others will not be recovered.
And the most important point is that, even if according to what Li Tianyang of Hongmen said, instead of taking the interest of usury, he will lower the interest of this interest too much, which is roughly about 15 percent of the total, but under the premise of a large amount, the profit can be equally considerable!
"Or, Rong Lao and others will think about it again?"
Xu Haibin and the others were moved, but they had not yet reached the point of turning into action, and said a few words tentatively.
"Okay, I'll give you two days to think about it, so you can stay in Keelung Town for a few more days and feel the customs of my Keelung Town."
Li Tianyang agreed, without too much persecution.
(End of chapter)