"Hehe, Brother Niu, you are too polite, drink tea and drink tea!" Song Xing was happy in his heart, enjoying the achievement of "helping others".

"1000 Wen, 3 cents, 3 years, 、、、、 every month" Song Xing gestured in his hand, this time it can't be calculated, how good it would be to have a calculator!

"Ding, customer Zeng Aniu, age thirty-six, unmarried!"

"Loan amount: 1000 Wen!"

"Monthly interest: 3 points!"

"Loan term: 36 installments!"

"Monthly repayment: 57.78 Wen!"

"Total repayment: 2080 Wen!"

"Total interest: 1080 Wen!"

Well? Song Xing didn't even calculate the interest clearly, the system has already given all the values, it's really a good thing, it's much more powerful than a calculator!

What an amazing system! It's almost a loan service contract!

But it's true, there are many rules and regulations in the loan service contract in later generations, and it is said that it is in the Ming Dynasty, even in later generations, no one has carefully read it, and it is impossible to understand it at all, if you want to understand what people write, you have to find a lawyer to interpret it, but it is certain that none of the provisions of the article is that the customer can get benefits.

is still the easiest way, Song Xing directly wrote a note, clearly wrote the loan amount, repayment date, repayment amount and other matters, and then made two copies.

"Brother Niu, I'll lend you 1,000 Wen, and you only need to repay 57 Wen every month, that's no problem, right?" It is still the habit of later generations, not to mention the total amount of interest, but to ask the customer if he can afford to repay the monthly payment, as long as he can repay it, then there is no big problem, but the interest must be within an acceptable range.

As for the number after the decimal point, Song Xing completely ignored it, it was impossible to break the copper coin and give him a small piece every month!

"57 Wen? No problem, no problem! ”

Although he is a little poor, but when Ah Niu thought that he could sell tofu with Widow Sun, the 57 yuan was definitely not a problem, as for the interest itself, he had already ignored it, at this time, it would be good if someone could lend him money.

"Okay, then you will repay the money on the fifteenth day of each month in the future, and after three years, you will come to us with a note to write off the account!" After Song Xing finished speaking, he pressed the handprint on the note, handed it to Zeng Aniu, and also pressed the handprint, although it was in the Ming Dynasty, people's hearts were not so bad, and they would not break the contract and not pay it back, but the business process still had to go away.

If you really encounter irresistible factors, you can't help it!

After all the formalities were completed, Song Xing did not forget to gossip, "Brother Niu, I remember that Widow Sun has been widowed for ten years, and you have known each other for a long time, how can it be delayed until now?" ”

"Hey, we said it five years ago, but we haven't been able to make up enough money for the bride price and marriage, three years ago, it seemed to be enough, but the grain chief has increased the rent of the field again, and I haven't lost a penny all year round! So it's another three years! ”

Zeng Aniu's eyes were full of helplessness, and they were also mixed with hatred for the grain chief, if he hadn't died or the rent would have increased, he would have been able to marry Widow Sun a long time ago, and let Widow Sun stay alone in the empty house?

"Brother Niu, since Widow Sun is willing, why do you need a bride price?" After the business was done, Song Xing's gossip came up completely.

"She is willing, but he and her mother-in-law won't let her go, and she has to ask 600 yuan to release her!"

Dare to love is like this, in the Ming Dynasty, women had no social status, let alone widows who died men.

"Hehe, don't mention it, don't mention it, I heard that now the rogue is fierce, the court has no military salary, so it can only increase taxes, and the grain chief borrows it, and it is estimated that at least two percent of it has been added, and we have been fortunate to have suffered for a year, all of which are to make money for the grain chief!"

Pull hatred, Song Xing is also a master!

"Who's to say it isn't!" Zeng Aniu felt the same way, but he was helpless!

"Brother Niu will sell tofu well in the future, maybe you won't have to plough the fields, and when you get married, don't forget to call me to eat happy wine!"

"That's that, I still have to ask Song Xiucai to write a happy couplet!" Zeng Aniu had the usual money in his pocket, and he felt that the whole person was different and became vibrant.

Also, I'm about to marry a daughter-in-law, how can I not be happy! This widow can also rejuvenate the second spring!

Before leaving, Song Xing stuffed Zeng Aniu with a white-flour steamed bun again, and Zeng Aniu was grateful again.

Hehe, I made a lot of money, and I also helped Zeng Aniu, it's really a comfortable business!

"Brother, next time you come, can you eat Wotou, white-flour steamed buns cost a penny, and Wotou can buy five for a penny!" Keke broke her fingers to settle the accounts, she didn't know how much her brother earned, but what she could see was white-flour steamed buns that she ate and took one by one, not to mention how distressing it was!

"Hahaha, we are doing finance, we must be high-end, let the guests eat white flour steamed buns is only a preliminary stage, in the future, we must serve meat buns!" Song Xing held the teacup and crossed Erlang's legs triumphantly.

According to his ideas, this is really a start-up stage, in the later stage, it is absolutely necessary to build a large courtyard with three entrances, and the grade must be thoroughly raised, and the customer must be given a feeling of "luxury", which is the same as those who have few businesses in the future, and rent an office building in the most prosperous section of the road to decorate the façade at the beginning!

Even though he does have a large number of customers, and the business is the only one, but the big house still has to be enjoyed, after all, he is only a small house of seventy or eighty square meters in the future!

"What is finance?" Coco didn't know why, and asked while quickly putting away the teacup.

"Huh? Finance is all about making money! Song Xing really can't explain the concept of finance, this is a very broad concept, including banks, securities companies, insurance companies, trust and investment companies, trust companies and other financial units of the subsidiary institutions across industries engaged in banking, securities brokerage agency (including securities business department), securities investment, too much, too much, he himself can't figure it out.

Not to mention telling Coco these concepts, and no matter what else, the Ming Dynasty didn't have a bank at all!

And the financial management and loan (financing) business he does is actually just a very small sector, and it is also the most basic!

"It's good to make money, it's good to make money, I think Zhang Qian's in the ready-to-wear store seems to be interesting, do you want to think about it when you have money!"

"Poof!" Song Xinggang took a sip of tea and squirted it out, all the little girls in this era are so precocious? Will this be seen?

"Don't admit it, I saw you touching her hand this morning, and she didn't get angry, she smiled at you!" Coco said that is called a serious!

This! Song Xing's face was a little unbearable, his old face was red, and he couldn't say a word for a long time.

Originally, he took advantage of others, but he didn't turn his head to see Zhang Qian's expression, but he didn't expect to be seen by Coco, which was really embarrassing.

But he couldn't explain, did he have to tell Coco to give money for clothes?

"Ahem, hurry up and clean up, and then go buy a dozen steamed buns, there will be customers in the afternoon!" After a long time, Song Xing coughed twice and sent Coco to buy steamed buns, so as to relieve his embarrassment!