The corners of Luo Xin's mouth flashed with a hint of sarcasm: "What I'm saying is, does Xu Jie agree with your one?" ”

"A strip?"

"You turned several cases into a single one of the silver-folded cases, isn't this a single one?" Luo Xin said with a smile.

"Yes!" Zhang Juzheng patted his thigh and said, "It's just a braid." ”

"What I'm asking is Xu Jie's agreement with a compilation?"

"This ......" Zhang Juzheng smiled bitterly: "I don't agree." ”

"Can you tell me why?"

"This ......" Zhang Juzheng's face showed embarrassment.

Luo Xin said lightly: "This is not the attitude that came to me for support!" Taiyue, I told you that you have changed, and you are no longer the Zhang Juzheng I knew before. ”

"I haven't changed, I'm just ......"

"Forget it!" Luo Xin waved his hand and said: "The disciple doesn't say anything, if you don't say it, then I'll talk about it." ”

"You're coming?" Zhang Juzheng looked at Luo Xin in surprise.

Luo Xin pondered the records of Xu Jie in later history, and slowly spoke:

"Xu Jie's meaning is that your one is not advisable. He would say that the merchants, who were very wealthy, were exempt from labor because they had no land, which was unfair to the farmers who had land. This will inevitably lead to the peasant households abandoning their land property in an attempt to be exempted from labor because they are not subject to capitation taxation and only collect taxes on the basis of land production. This is to shake the foundation of the country. ”

"You...... How do you know? Zhang Juzheng looked at Luo Xin blankly.

Luo Xin sneered: "With my understanding of Xu Jie, I can completely speculate. And his reasons are so good that it's hard to refute. Now you don't listen to your teacher, but come out to enlist my support, I don't think you're making it up. ”

"It's not a braid, what is it?" Zhang Juzheng asked curiously.

"It's a whip."

"A piece of knitting? Didn't you say it's not a bunch? ”

"It's the whip of the whip, a whip on your mentor Xu Jie."

"No, it's not a good joke." Zhang Juzheng's face sank.

Luo Xin waved his hand, then looked up after a moment of silence and said, "Taiyue, if you come to win my support, you are not afraid of evil to your teacher?" ”

Zhang Juzheng was also silent for a moment, and the look on his face became more and more firm: "I think I'm right." My teacher will understand me later. ”

"Okay, I've got your back. Taiyue, I'm glad you didn't become more. ”

"I've never changed." Zhang Juzheng said angrily.

Luo Xin smiled silently, making Zhang Juzheng's head run black lines. However, Zhang Juzheng still endured it, on the one hand, he was dismissed by Luo Xin last night, making him think that Luo Xin was still a person he should befriend. Sometimes he even thinks that if Xu Jie is not hostile to Luo Xin, how good it would be!

On the other hand, he also wants to seek more support from Luo Xin.

"One more thing."

"What else?" Luo Xin looked at Zhang Juzheng unexpectedly.

"The Daming treasure banknote should be invalidated."

"Hehe......" Luo Xin said with a smile: "Even if the government does not declare it invalid, it is actually like waste paper." Nowadays, the Daming treasure banknote is not circulated in the people at all, no one recognizes it, and it has depreciated like waste paper. ”

"However, once a whip law was introduced, copper coins were not convenient to transport at all. However, we have a shortage of gold and silver, so I think there should be a new kind of treasure money to replace the original treasure banknote. This is also for the benefit of the country and the people. ”

"Benefiting the country and the people?" Luo Xin's expression became serious.

"Not bad!" Zhang Juzheng nodded affirmatively and said: "Now the money village has a ticket number, for example, if you want to go to Hangzhou to buy a batch of goods, it is not convenient to bring copper coins at all, and such a large amount, you also need to ask someone to escort you, which is another kind of consumption." But if you deposit copper coins in HSBC's Beijing bank, the bank will give you a ticket number, and you can take out the copper coins you deposited in Beijing when you go to Hangzhou with the ticket number and go to HSBC's bank in Hangzhou.

Is this convenient? ”

"Of course!" Luo Xin nodded.

"Then since the private money bank can do it, why can't the imperial court do it? We could have issued a new kind of banknotes to replace them. ”

"And what do you use to make sure that your new treasure note will not be like the old one?"

"...... with the credibility of the imperial court"

"The imperial court had no credibility before?"

"As long as the new treasure banknotes are not issued indiscriminately, there is no problem."

"The key is that you can guarantee that the imperial court will not issue indiscriminately? At that time, this new treasure will become a tool for plundering people's wealth. ”

"I ...... No guarantees! ”

Zhang Juzheng lowered his head in frustration, he knew very well in his heart that with his current status, once the imperial court decided to issue it indiscriminately, he would not be able to stop it at all. Even if he, Zhang Juzheng, one day sits in the position of the first assistant of the cabinet, once the emperor wants to be indiscriminate, can he really stop it?

Or is it that even if Zhang Juzheng can stop it, what if he Zhang Juzheng dies?

Although he doesn't know much about money, he also knows that money cannot rely on a person's character, but must have certain constraints.

But......

Who would dare to restrain the emperor?

"Could it be that the money village did it, but the court couldn't do it?" Zhang Juzheng whispered unwillingly.

"The money bank is the ticket number, but not the treasure banknote. The two are not the same. Luo Xin said.

"What's the difference? Isn't it all a piece of paper? Zhang Juzheng glanced at Luo Xin, which means, don't fool me, my brother has also read.

"The difference between the two pieces of paper is huge!"

Zhang Juzheng sat up straight, with a good student's look on his face, and looked at Luo Xin and said, "Then you tell me about it." ”

"Actually, it's very simple to say, the ticket number represents the silver. That is to say, there is as much silver as there is a ticket number. ”

"I don't understand!" Zhang Juzheng shook his head dryly and said, "You said it in more detail." ”

"Just like you just said, I can only deposit a sum of money in the money bank in the capital and the money bank will give me a ticket number. Then I took this ticket number to Hangzhou to be able to withdraw the money from the bank. And after the money bank in Hangzhou gave me the money, it would immediately destroy the ticket number.

What does this mean?

First, the amount of silver on each ticket number must be real money, that is, you can take out real money at any time with the ticket number. That's how much real money there is, and the amount of the two is absolutely equal.

Second, this ticket number is only used as a voucher for withdrawing money in the respective bank, and you take this ticket number to buy a piece of meat, and no one sells it to you, that is, this ticket number is not in circulation. So, these two sheets of paper are different. ”

Zhang Juzheng frowned and thought for a while: "Could it be that Qian Zhuang serves people in vain?" ”

"It's not for nothing to serve people, every time you deposit or withdraw money, doesn't the money bank charge some handling fees?"

Luo Xin looked at Zhang Juzheng and said: "The biggest difference between the treasure banknote and the ticket number is that the ticket number can take out the money at any time, but the treasure money can't." Because the money bank has the same amount of real money as the ticket number, and the imperial court does not have it. ”

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