Wrong! ”

Zhang Juzheng stood up, paced back and forth on the ground for half an hour, suddenly stopped, and looked at Luo Xindao with burning eyes:

"Then why did the money bank go out of business? According to what you said, there is as much real money as there is a ticket number, and even if all the people holding the ticket number go to withdraw money together, they will not let the money bank go bankrupt. ”

Luo Xin sighed in his heart, this Zhang Juzheng is really smart, and he deserves to be the future cabinet leader.

"That's because all the money banks are finding that even though people are withdrawing money every day, more people are saving. As a result, there is a large amount of money squeezed in the treasury of the bank. They found that they didn't really need to keep all their money in the treasury at all, just a small amount. So, they lent some of their money to earn interest.

You also know that there are always surprises when it comes to lending. If there are only a few accidents, that's it. Money is always able to turn around slowly. However, once there is an accident with more loans, their money will be cut off. It was as if a chain had suddenly broken. At this time, they have no money to pay the people who saved it, and naturally they go out of business.

However, even if a money bank goes bankrupt, the people who suffer losses are only a small part of the people of the Ming Dynasty. Moreover, at this time, the imperial court was also able to intervene, seal the bank, auction the shop real estate of the bank, etc., and return part of the silver money to the depositors. What if this happens to the treasure banknotes issued by the imperial court?

That is, the entire Ming people will suffer losses, which will cause popular uprisings and even shake the country's foundation. ”

"But...... Give up the treasure money, and the treasury is empty......"

"First of all, the void of the treasury is temporary, only because of the death of the first emperor, the accession of the new emperor to the throne, and so on. Soon the city and the mutual market will send money. Secondly, I am in favor of Gao Ge Lao and increase commercial taxes. ”

Speaking of this, Luo Xin looked at Zhang Juzheng and said with a smile: "This is also what Xu Jie opposes. ”

Zhang Juzheng couldn't help but blush.

"Taiyue, don't think about the treasure money, don't do it. Even if the treasury now has abundant real money and silver, it can print the same amount of treasure money. But no one can guarantee that the treasury will always have abundant real money. Once the treasury is empty, what will be the first thing that comes to mind for the Cabinet and His Majesty? ”

"What comes to mind?"

"I thought of printing treasure money." Luo Xin said lightly: "For example, once the war around the Ming Dynasty starts, what is the war, you should know, right?" ”

"It's money!"

Zhang Juzheng is now in the household department, so he naturally knows this. Even if he is not in the household department, he knows it with his knowledge, but now in the household department, he knows it more deeply.

"If the war drags on, even if the treasury is abundant, it will be empty, and if you were the head of the cabinet at that time, what would be your first thought?"

Zhang Juzheng was silent, and Luo Xin stared straight at Zhang Juzheng and said: "You must want to print treasure money, don't deny it." Because that's the only quick way. ”

Zhang Juzheng couldn't go against his own ideas, he put himself in his shoes and thought about it, at that time, he would definitely print treasure money. So he was silent.

"Printing treasure money will make treasure money worthless, and eventually it will be like waste paper, just like the treasure money now. This is like the collapse of a money bank, but the collapse of a money bank, the damage is only a small number of people, the depreciation of the treasure banknote, but the loss of the entire Ming people, will cause the people to be displaced, shake the country. In fact, at that point, it was a country that went out of business. ”

"The country is out of business?" Zhang Juzheng was surprised.

"What's so surprising about that?" Luo Xin said in a condensed voice: "You can think about a few years ago, in fact, at that time, Daming's treasure banknotes were like waste paper, and Daming had gone out of business. If it weren't for the opening of the market and the establishment of the mutual market, what can you imagine the result?

At that time, there was no money in the treasury, and rats could be starved to death. And the Ming Dynasty embezzled the only little silver for the first emperor to build the Yuxi Palace because of Xu Jie's flattery, which caused the homeless people to become rogues and fires everywhere. If it weren't for the fact that I had robbed a group of corrupt officials through a series of anti-corruption campaigns and barely scraped together military spending, what do you think would have been the result?

This is the consequence of the collapse of the country, so the Daming treasure banknote is a decision that shakes the country's foundation, and whoever proposes it is a minister. ”

Zhang Juzheng changed color and said: "Could it be that the country will never be able to issue treasure money?" ”

"Yes! But the time was not right. Luo Xin said lightly: "If the decision is half a step ahead of the times, it is a genius decision, and if it is one step ahead, it is the source of the turmoil of the times." ”

Zhang Juzheng said silently for a moment: "But there is no treasure money, only copper coins are used, which is very inconvenient to run, and copper coins are also missing." There is simply not enough circulation. Once a whip is in place, more copper coins are needed, which can cause a shortage of money. ”

Luo Xin lowered his eyelids and said: "Taiyue, everything has to be done step by step, first of all, you have to achieve a whip, and secondly, you have to abolish the Daming treasure banknote." Otherwise, the Ming Dynasty used the current treasure money to buy the people's goods and grain, which would cause a big mess. As for the matter of copper coins, it should be ranked third. There's no rush to this. ”

"How can you not be in a hurry? As soon as a whip is put into practice, copper coins are immediately needed......"

Luo Xin squinted at him, and Zhang Juzheng stopped as he spoke. Somewhat humbly asked:

"What do you mean by that?"

"Give you a look and understand it yourself!"

"Not ......"

"You'd better stop." Luo Xin waved his hand helplessly and said: "You first persuade your mentor to agree to a whip, even if you have my support, but you Xu Jie is the head of the cabinet, he doesn't agree, your whip is difficult to pass, unless you get the support of Gao Gong." Do you think one of your whips will be able to be executed in a short period of time? ”

Zhang Juzheng frowned tightly and sighed for a long time, but Zhang Juzheng was worthy of being a person with explosive combat effectiveness, so he just sighed and became energetic again.

"I'll solve the rest of the problems, anyway, you're supporting me, right?"

Luo Xin shook his head and said, "It's not to support you, but to support a whip." You have to distinguish this. ”

"I understand!" Zhang Juzheng nodded.

The room fell silent, and both of them lowered their eyes slightly, and at this moment, the atmosphere in the room was very strange.

Both of them have admiration for each other in their hearts, both have the same ideas, like-minded tacit understanding, and have the idea of fighting side by side and doing a career, but they also have the regret of not being in the same camp, or even hostile in the end.

This strange atmosphere of silence lasted for about a dozen breaths, and Zhang Juzheng was the first to break the silence, stood up and said:

"No, it's time for me to go."

"I'll send you." Luo Xin also stood up.

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Thank you very much for the reward of the third world of fame and dust and earth (100)!

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