Chapter 130: It's Time to Harvest
The sixteenth year of Mande is coming, "There are ten days before the Spring Festival." A new gadget was published.
The famous Lu family in Hubei united with Xingwangfu and several merchants in Huizhou to set up a money bank of unprecedented scale, and more than 200,000 taels of money were sold in parallel.
Money tickets are not uncommon for people in the Ming Dynasty, and in the past, the imperial court did not lack treasure money. But that kind of thing, from the line to the present. It has been more than 100 years and has been transformed into a tool for the imperial court to collect money. Credit is rotten to the point that no one cares. Up to now, although the imperial court still occasionally makes a batch of this waste paper, everyone doesn't take it seriously.
However, compared with the credit of the imperial court, the credit of the Lu family in Hubei is excellent in the business world, and everyone has dealt with them for so many years, and they still believe in the Lu family.
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Besides, this kind of money ticket of the Lu family bank clearly said to everyone that it is because the cost of silver transportation and circulation is high, and it is inconvenient to carry a large amount of silver, so it is temporarily replaced by this kind of credit certificate, and once you want to turn it into cash, you can go directly to the money bank set up by the Lu family in the capital to exchange it. Not only will it not shirk the delay, but it will pay a certain amount of interest.
Anyway, the Lu family is just trying it out on a small scale. This kind of money ticket is also limited to circulation among a few large businesses that have business dealings, and has nothing to do with ordinary people.
In order to promote this kind of money ticket, the Lu family also sent people to lobby among various businesses with which they had business dealings. Explained, in fact, this thing is no different from ordinary IOUs. The amount is also written on it and stamped with the seal of the Lu family. As for the return date, there are no detailed regulations, when you want to come over and ask for money, you can get it at the bank, which is much more convenient than writing an IOU.
In this way, everyone understands. Come to think of it, that's the truth!
The capital is the political center, and it is a pure commercial city. Not to mention anything else, every day at dawn, when the city gate is closed after dark, the four or five hundred thousand people in the whole city eat, drink, and Lazar, and the firewood, rice, oil and salt consumed alone can be piled up into a small mountain. Such a huge amount of material exchanges. There's a huge stake at stake. The real money and silver that circulate in the market every day. Together, it's impossible to count.
Selling goods, getting money, and having to travel thousands of miles back to his hometown to buy goods, and then transport them to the capital to sell. Back and forth, the consumption is huge, and the settlement is not very convenient.
With such a money ticket in hand, you can have a clear concept of numbers, and it is much easier to manage your business. It not only reduces the manpower cost. On the contrary, there is still interest to be gained.
Of course, this is the first time for Beijingers. So, some good deeds played a trick, bought more than 100 money tickets worth one or two silver in one go, and went to Lujia Money Village to exchange and play.
The guys of the Lu family were not angry, and when they saw that a customer came to the door, they naturally waited for a good tea and cashed out the silver to this person.
Of course, what really opened up the business for the Lu family was a big business that was a sensation.
On that day, a customer came to the door and issued 200,000 taels of silver tickets asking for cash.
200,000 taels, that's a lot of money. For example, several large-scale businesses in the capital, although they all have a net worth of hundreds of thousands of millions of taels, but the silver is pressed on real estate and goods, and the liquidity on hand is actually not much.
But the Lu family withdrew the large amount of cash from the silver treasury in the capital without saying a word, and even the silver horns that were stuffed in the corners of the treasury came out, and it was full of twenty carriages. The vehicles transporting the silver were lined up in a long line, which attracted the attention of many people.
After this incident, the people in Beijing finally believed in the Lu family's ability to pay, and they exchanged the cash hidden at home for a while to the Lu family's money bank for silver tickets, so as to facilitate preservation.
Of course, ordinary people won't know that this scene was originally directed by Sun Dan.
The eyeball economy is very good in any era.
is the best advertisement.
Beijingers have money tickets in their hands, which are used. That's where the beauty comes in. In the past, when the big guys went out to run errands, they all carried a lot of silver, not to mention the heavy ones, and it was not safe. Now that it is replaced by this kind of colorful ticket, I can find a random place to stuff it, and no one can find it. It's really not possible, and if you burn it, you can't cheapen the bandits and bandits in vain.
Moreover, such banknotes can be carried on the body as many as they can. When it comes to the big scene, it is also quite impressive to slap such a pile of bills with a large denomination on the table. Fresh gadgets, drinking soup is also a face-saving thing to boast about.
Soon, the Lu family's money tickets were all the rage in the capital. In just one month, it was sold.
Of course, this is just the beginning. So far, the circulation of the Lu family's money stamps has only been limited to major merchants and wealthy families, and it is only used as a kind of voucher in the business field, and has not affected ordinary people.
Sun Dan still went to Emperor Zhengde every night during this time, sometimes telling a few stories, sometimes not telling stories, just pulling a few words with the emperor and gossiping.
In the matter of Qianzhuang, after he got the articles of association and approved the equity, he entrusted it to Sun Jia. I also read books and write articles on weekdays, and my life is also very leisurely.
Since the incident in Beiya, Wang Jinyong has been so cold that he has been lying on the bed and has not gotten up. Of course. Guozijian's brocade guards have not yet withdrawn, but their attitude towards Sun Dan has taken a 180-degree turn, and they are very respectful. As for Na Dekuan, he didn't dare to come to Sun Dan for trouble, so he hid in the office all day long to avoid Sun Dan.
On this day, Sun Dan was reading a book at home. I heard a silver bell-like laughter outside, and when I looked up, it was Sun Jia who came over with a little girl.
"Sun Jia, why did you think about coming over?"
"My lord, you threw the big stall of the money village to me, but you became the shopkeeper yourself. I'm tired of it. Sun Jia's eyes were full of red silk: "Approaching the end of the year, business is suddenly very good, I have stayed up for three all-nighters before the work at hand is done." No, baba came and gave you an account. ”
"Oh, it's settled, how much income do I have this month? By the way, has business been good lately? ”
Sun Jia yawned: "In recent days." The major feudal officials on the side went to Beijing to do business, and you also know that these people have always been generous, and even my father, a small man from the household department, has also received tens of thousands of taels of carbon money, not to mention those ministers and cabinet elders. So much money, sent in a big car, is too eye-catching. If it is exchanged for a money ticket, even if it is tens of thousands of taels of silver, a ticket of ten taels is just a small burden, and when the time comes, God does not feel that it is stuffed into people's hands, and it is convenient for those who send it, and those who receive it are also at ease. Everyone has their own convenience, and everyone rejoices. ”
"It turns out that this money ticket is convenient for bribery." Sun Dan was a little helpless. Sun Jia's next high made Sun Dan take aback: "Ah, I actually made so much money!" ”
Defense: Because of the holiday, I want to reunite with my family. So I rushed over the daytime chapters to update them in advance. I wish you all a happy Mid-Autumn Festival. The moon is round.