Chapter 131: World Trends (Asking for a Monthly Pass)

Forgive me. According to Sun Dan's arrangement, "There is one or two pieces of silver in the treasury." is only a silver bill or two, so that even if you encounter a run, you can deal with it calmly.

Sun Dan had never been in contact with finance before, and his knowledge of this area was only limited to the fragments he saw in books, and he didn't know how to operate in the actual process. After writing a general rule, he threw it to Sun Jia. Let her run it herself.

The Lu family under Lu Bing is naturally full of talents. All of them are ghosts who have been in business for many years. But money tickets are still a strange thing to everyone, and everyone is crossing the river by feeling the stones. Speaking of doing entities. All of them are old and shrewd like monkeys; But money tickets have already involved capital operation, and for them, their previous experience is not useful.

This time, the establishment of the Lu family money village, in addition to the Wangfu, the Lu family and the Huang shopkeeper each accounted for some shares, Sun Dan also occupied a number of dry shares. Rest. Lu Bing had planned to involve two more firms. But Sun Dan believes that these two have too many shares in the bank. It is not conducive to the management of the bank. This sentence reminded Lu Bing, and after coming down, he pulled six more firms in and divided the remaining shares a lot.

Now, the palace is far away in Hubei, and Lu Bing and Huang have other important matters, and they do not participate in the management of the bank. Therefore, all the affairs of the money bank were entrusted to Sun Dan. Sun Dan is also a quiet person, so he invited Sun Jia over and asked her to be the big shopkeeper of the bank.

Several major shareholders didn't care about anything, and Sun Jia invisibly became the o:.

She is also a daring to think and do, plus she has a natural sense of finance, as soon as she takes office. With the assistance of the old man of the Lu family, he unexpectedly burst out with amazing power and managed a money village in an orderly manner.

After reading the article written by Sun Dan. Sun Jia was amazed, and put forward his own opinion: Is the reserve too much, and the money ticket of one or two silver is too conservative. As far as the current capital is concerned, there are not ten but seven or eight businesses with the same economic strength as the Lu family, and there is nothing magical about this new thing like Qian Zhuang. If we are too cautious at the beginning, we can't use the Lu family's money tickets to occupy the entire market in the fastest time, once other businesses participate, there are several kinds of money tickets circulating in the market at the same time. When encountering a bank with a lot of credit, the result is that everyone's money ticket will become a second kind of treasure banknote, which will be rejected by everyone. Therefore, we should increase the volume of the market at the beginning and saturate the entire market.

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Sun Jia's words reminded Sun Dan that because this kind of financial capital operation does not have a sound legal system and strict credit assessment, once a competitor appears in the future, there may not be vicious competition. So. It is necessary to occupy the market 100% at the beginning. It's a winner-takes-all game.

Sun Dan thought for a while and said, "It seems that you have to increase the amount of travel, you can do the math yourself, and then decide for yourself, you are my big shopkeeper, you have the final say." ”

This time in the capital to try money tickets, the Lu family and the major shareholders prepared a total of 200,000 taels of silver start-up capital. Sun Jia calculated for two days. Calculate an accurate number: the principal amount of 200,000 taels of silver is enough to support two million taels of money.

As a result, two million silver bills were soon put on the market.

Such a huge amount of financial capital turned around in the market. Soon, the Lu family's money ticket established a good reputation.

Now, more than a dozen shops of the Lu family in the capital have been converted into money villages, day and night non-stop exchange, payment, savings and loans, two million taels of silver rolling like wheels, and the money and interest flow into the pockets of several major shareholders.

Because Sun Dan doesn't know much about business things, he is not very enthusiastic, and when he met Huang Shopkeeper some time ago, he casually asked: "Huang Shopkeeper, how is the business recently." ”

Jin said: "What else can I say, our family has read the account of the online game a few days ago, and it is simply "you don't have to do anything, the money itself has wings and flies into your arms." ”

Sun Dan didn't care about it at the time, and it wasn't yet the settlement date, so he didn't ask any more.

Today is finally at the end of the month, Sun Jia took the Lu family's several big shopkeepers and the bookkeeper to boil three. Overnight, I finally came up with an accurate number. Only then did he happily run to Sun Dan to report. There is no desire to invite merit or show off in my heart.

It's a pity that Sun Dan is not interested in business things, and he talked to him for a long time, and people don't mention this stubble.

Sun Jia was disappointed. I also hate it so much that my teeth itch. At last. The little girl finally couldn't help but say: "Calculated, with your shares, you have six thousand four hundred and thirty-one taels this month." ”

"Silk". Sun Dan gasped, even he had more than 6,000 taels, plus he still had more than 3,000 taels of silver in hand, plus a net worth of tens of thousands. I accidentally became a multimillionaire, and I only arrived in the capital for a few months, and I earned the family business that ordinary people can only earn in a few lifetimes, don't be too fast!

It seems that the entire money village has a profit of at least 50,000 taels this month. He never expected that Qianzhuang's business would be like this, and this kind of profit margin was better than any business.

Commodity capital will inevitably be transformed into financial capital to a certain extent, and the commodity economy has been very strong in the budding period of Fengyi in the middle and later continents of the Ming Dynasty. As soon as the sea edge is in circulation, the currency circulates in the market, which will inevitably urge the corresponding financial products. In fact, in the late Ming Dynasty, financial institutions similar to the modern banking industry also appeared, but the fall of the Ming Dynasty caused this new capitalist germ to be killed in the cradle.

In fact, the sixteenth century was one of the most important periods in human history. In Europe at the same time, the world became more and more integrated as a whole with the opening of new shipping routes and the further demand for precious metals at the European Commodity Economic Exhibition, which led to the expansion of the scope of commercial activities; The trade routes and trade centers of Europe then shifted from the Mediterranean to the Atlantic coast.

It is the commodity economy that is booming, making the shortage of capital inevitable. Contemporaneous. In the Netherlands, the rudiments of financial commodities such as stocks and securities emerged to facilitate the raising and circulation of capital.

What Sun Dan is doing now is just conforming to the trend of the world.

The trend of the world is mighty, and those who go with it will prosper, and those who go against it will perish.

It's that simple.

The profit of 5,000 taels a month is 60,000 in a year. Doing finance is really a weapon for making money!

Standing in the courtyard and talking to Sun Jia a few more words, the little girl that Sun Jia brought was called Fengxian who was not happy. She has been in and out of the Lu family money village with Sun Jia these days, and her vision is more than average. That's right, Sun Jia. You ran past to see me today. It's not just about accounting. ”

Sun Jia walked towards the inner room and said, "It's time to cross the east, the profits of shareholders need to be distributed, and everywhere needs to be dotted." Lu Bing is as unsensational as you, and the shopkeeper Huang is simply a straw bag. I don't understand anything, and I don't know how he is the big shopkeeper of the Lu family. But as soon as the money was mentioned, the old eunuch's eyes lit up with green light, and Sun Jia couldn't help but giggle like a cat.

He also said: "In the future, the affairs of the money village will also be summed up, no, I even brought the account book." The money is in your charge, so naturally I want to listen to your opinions. ”

Entering the house, Sun Dan: "You are now the shopkeeper, and the gentlemen below will sum it up, and you can save it as you want." ”

"You can't say that, it's your idea to get this money bank, although you don't know the details, but the big idea has to be taken by you Sun Jia Zhengse said: "I'm just a woman's family, if you don't suppress it there, the people below may not be convinced." ”

"Hehe, I've become a town house beast." Sun Dan said jokingly.

"Town House, who wants you to come to town!" Sun Jia's face turned red, and the small freckles on both sides of her nose became clearer and clearer. She pretended to be tired and yawned: "I haven't slept for three days and three nights." Boil eagles the same. Is it easy for me to sneak away from the house to do things in the money bank, and to prevent being seen by my father and punished by him? ”

Sun Dan saw that the freckles on both sides of her nose were really vivid, and couldn't help but reach out and twist her nose: "I didn't treat you badly, honestly, how much salary did you get this month?"

"How many can there be, but it's just more than two hundred taels. Year down. Three thousand taels of heads, you. Take me as a long-term worker. Sun Jia pretended to be very angry and let Sun Dan twist his nose.

"Three thousand taels, not bad, equivalent to the currency of later generations, more than two million, the salary of a financial executive

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At this time, Zhi Niang came over with two cups of tea, saw Sun Dan twisting Sun Jia's nose, and said with a smile: "Miss Sun is here, it's cold this day, come and drink hot tea to warm up." "Sun Jia often comes to Sun Dan here, and she is also familiar with Tongzhi Niang. In Zai Zhiniang's eyes, Sun Jia is just a distant cousin of Sun Dan, everyone is a family, and it is normal to play on weekdays. I don't take it to heart.

However, the little maid named Fengxian under Sun Jia looked at Zhi Niang quite hostilely, and after taking the teacup, she said critically: "My young lady drinks tea on weekdays with official flowers and bowls. I haven't really used this kind of cup. And. "When my sister drinks tea, the first tea foam will be spilled."

Sun Jiayi frowned: "Fengxian, what are you talking about." I'm not a big lady, so I can't say anything about tea, so I took the teacup and took a sip.

Sun Dan didn't notice this, took the account book and read it.

Just as he was fascinated, Sun Jia suddenly said: "Sun Dan, your house is a little smaller, is it a change." Big garden. My sister-in-law is in charge of housework alone, and it's very hard, so why don't I buy a few maids to come back and serve. ”

"I'll talk about that later. I like small houses, there are few people in the family, the place is big, and it is weird and scary. ”

"It's the New Year, and you should go back to Sun's Mansion on the thirtieth day

"I forgot about this, since I am a child of the Sun family, I will naturally spend my Chinese New Year's Eve in the Sun Mansion." Sun Dan raised his face to look at Sun Jia and felt a little headache.

Defense: Ask for a monthly pass