As the minting bureau got busy, Daxing Bank released the news that it was going to issue ten taels of coins, which immediately attracted the attention of the government and the opposition, and when the first silver coin was issued with a face value of five taels, because the silver contained was far less than the figure of five taels, Yang Chong and the political affairs hall were worried that there would be any mistakes in people's acceptance of such a new currency. But the result of the issuance was surprising, and the merchants accepted the new thing, which was used for exchange with banks.

The credit of Daxing Bank was established because of this, but who did not expect that in only a year, Daxing Bank launched ten taels of currency, and the eldest grandson Wuji said to Li Xiaogong: "Lord, they are robbing money, so we must establish the bank in Shaanxi and Longzhong first." ”

Li Xiaogong said noncommittally: "Lord Eldest Sun, let me ask you a question, according to the strength of King Yue and Daxing Bank, they are fully capable of opening more branches, why haven't they opened them?" Just like this negotiation, if Li Chunfeng proposes that there will be nine of the eighteen ways for each bank, it is estimated that Dai Zhou and you will have to agree, but Li Chunfeng did not mention it, but instead made a fuss about the compensation, don't you think it is strange? ”

Also coming with the eldest grandson Wuji are Pei Shuang, the elder brother of Pei Su, the head of the Chu Dynasty, Li Baiyao, and Gong Cao Xue Huaiyu; Everyone was stunned when they heard this, and Xue Huaiyu bowed down and asked: "I still hope that the prince will give advice." ”

Li Xiaogong did not answer directly, but told the story: "When Xiaozhenzhai and Fengle Lou were handed over to me, they were both the No. 1 stores in Chang'an, but now they are much worse, and they can only barely maintain in the top five, and the profit is less than half of what they used to be." I consulted the Wei family, consulted the old and disabled, and the final conclusion was that I lacked a master of management, and the gourd painting was not as thorough as the Wei family's figured out. If you just think that if the bank is built, the money will roll in, then it is very wrong, according to the view of this king, it is because Li Chunfeng and they think that they will not make money by building more. ”

The eldest grandson Wuji and the others looked at each other, but they didn't expect Li Xiaogong to say such a thing, Pei Shuang and Li Xiaogong have known each other since childhood, and they didn't have many scruples when they spoke: "Xiaogong, I have read the reports of the household department and the shareholders of the bank, and I have visited all the operations inside and outside the bank, and I don't feel any difficulty; Lord Changsun and Lord Li also poached some bank employees at a high price and recruited a large number of talents who knew how to calculate. ”

Li Xiaogong smiled and said, "Pei Shuang, you're talking about Qianzhuang." If I guess correctly, I am afraid that Pei Su will not approve of you working in a bank, because the bank needs projects that can be realized, and military spending, salt pans, and crushing farms are among them; You have seen this, and you have restricted the Daxing Bank to the mainland, just to occupy these lucrative transactions, but have you considered it, what if the army and the salt and iron division do not deal with you? ”

"We deal with merchants." Pei Shuang was halfway through speaking, only to find out the problem, now the banking business of Da Sui is still mainly business, small businessmen and civilian business; Most of those powerful people are shareholders of various banks, and they can raise money from their own banks. Li Xiaogong looked at Pei Shuang's comprehension, and said: "You lack trust among the army and civilians, my opinion is that you take the initiative to propose a family of nine roads, and then see what Daxing Bank does, how do you do it." ”

Du Fuwei patrolled the border, Li Baiyao can call the shots in the private affairs of the Chu Palace, Li Baiyao nodded and said: "What the King of Jiujiang said is very true, Wuji, when you negotiate with Li Chunfeng tomorrow, throw out this opinion and see Li Chunfeng's reaction." ”

In the end, with the participation of Yang Chong and Pei Lian, the two sides reached an agreement, Guanzhong, Henan, Huainan, Jiangnan, Jinghu South, Lingnan East, Hexi, Qinghai, and Lingnan West Nine Roads belonged to Daxing Bank, and Hebei, Hedong, Shaanxi, Jinghubei, Bashu, Longzhong, Liaoxi, Shandong, and Guanwai Eighteen Roads belonged to Xinnong Bank. In terms of population, affluence, and foreign trade, the area in charge of the New Rural Bank is far better than that of the Daxing Bank, and the total amount of compensation paid to the Daxing Bank has also dropped to 7.8 million yuan.

Just an hour after the agreement was reached, Daxing Bank announced two news, one was to set up a branch in Jiujiang County, and the president was Du Chuke; The other is to start withdrawing the deposit within ten days, and anyone who does not want to deposit money in Daxing Bank can come and withdraw money. However, it does not seem to have caused any trouble, and there are very few people who come to withdraw the deposits, because the private depositors are basically local people, and the depositors in other places are either businessmen or the military, and the businessmen do not feel any difference at all, and the army allocates funds in a unified arrangement.

However, the household department felt the pressure, due to the withdrawal of Daxing Bank, the squeeze farm in Guanwai Road needed a large amount of money, but Taiyuan Qianzhuang could not support it alone, and Dai Zhou could only ask Changsun Wuji to open a second branch in Taiyuan, which was rejected by Xinnong Bank. Dai Xuan was dumbfounded, and found Pei Su to ask, Pei Su was not surprised at all: "Shaanxi and Longzhong, which Changsun Wuji and others fancied, have been run by King Yue for many years, and there is money everywhere; followed by rich places such as Hebei and Bashu, joining forces with the local scholars; Kanwai Province is now the worst area, and it needs to be treated with great effort, so naturally it is not in the eyes of those people. ”

Dai Xuan said in surprise: "The New Rural Bank is the bank's own bank, can this be refused?" ”

Pei Su smiled and said: "Lord Shangshu, the bank needs profits, otherwise it won't be opened, you have followed King Yue for many years, don't you even understand this." Why did Daxing Bank ask for 5 million yuan less compensation? I just don't want to get involved in this matter, otherwise I will suspend the development of Guanwai Dao now, and wait for the King of Chu to come back and reach an agreement with the King of Yue. ”

Dai Xuan frowned and said, "But the plan of the political hall has come out, and the money must be in place." ”

Pei Su looked at Dai Xuan and said: "Then make the decision-making power of the user department and order the first branch of the New Rural Bank to be Taiyuan, otherwise the eldest grandson Wuji will be replaced; If those people want to make money, they have to go to Taiyuan, and then let them participate in various money-making businesses in Guanwai Dao by absorbing savings. Master Dai, Guanwai Dao has not made a development plan this time, you have to discuss it with Shangshu Province and Menxia Province quickly. ”

Dai Xuan saw the trap in front of him, and he was still pushed to the first side of the confrontation with the Shi clan, thinking about it and asking Pei Su: "Can you use the 7.8 million first?" ”

Pei Su was taken aback and said: "These properties have been handed over to the New Rural Bank, which means that the transaction has been established, and the household department is anxious to use the money, and it is also for the New Rural Bank to sell the property." Master Dai, you can't be in a hurry about the affairs of the household, you have to do it slowly, step by step; It's not bad now, if we bring down the bank, it will be the end for you and me. ”

(End of chapter)