Chapter 757: Silver
On the sixteenth day of the first month, the list of rewards was determined on the first day of work in the political affairs hall, but the pattern was a bit large, and it officially began to divide into eighteen provinces, appointed the chief manager and the transfer envoy, and seven were determined on the first day. The original Turkic region plus the capital of Yunzhong was turned into Guanwai Dao, with Song Jingang, Duke of Shen, as the governor, and Duhu of Zhao as the transshipment envoy; Li Jing, the Duke of Weiguo, was transferred back to Chang'an as the secretary of the military department, Yujuluo replaced Zhang Jin as the Luoyang guard, Zhang Jin was reappointed as the governor of Jinghu North Road, and Cui Kaiyuan was appointed as the transfer envoy of Jinghu North Road.
Guanzhong and Henan are still in charge of the left-behind department, Zhuge Quan, the governor of Bashu, Xie Yingdeng, the transport envoy, Yuwen Rutong, the governor of Jiangnan, Kou Jiuhui, the transport envoy, and the auxiliary Gongyou and Yu Shinan, the governor of Huainan. In other areas, because of the problems and wars of the Jiangdu and Zhuo County Left-behind Divisions, the candidates and regions have long memories; The transfer made the people who were originally from the Hexi Army monopolized, and Duhu and Yu Shinan were mixed with sand.
Li Chunfeng watched Fang Xuanling leave, and then walked into the office of the privy envoy and showed Yang Chong the sample of the silver coins of the Daxing Bank, which in recent years has successively issued silver coins with face values of five yuan, eight thousand, one tael, and five taels, and this time it is ready to launch silver coins with two taels and ten taels of denominations. With the opening of the New Rural Bank imminent, Daxing Bank had to improve its own system so as not to leave undue loopholes.
In order to ensure the integrity of the silver coin, the style of the silver coin is still similar to the previous four, but the silver coin of ten taels still took a lot of thought, and Daxing Bank designed a pattern that resembles a seal, which is Daxing Bank's own mark. The silver coins on the red silk sparkled, and Yang Chong said after reading it: "The bank is based on silver, and I will continue to provide you with silver, but how about the negotiations with the New Rural Bank?" ”
After all, after so many years, Daxing Bank has allocated a large number of manpower from the auction house to the money village to solve the problem of material supply and loot purchase, and the two sides have established enough trust. So when the New Rural Bank wanted to share this piece of the pie, Daxing Bank said happily that the two could compete.
Xinnong Bank does not dare to do this, all the business is based on the network of contacts below, and Yang Chong is the backer behind Daxing Bank, and the result of competition at this time can be imagined; The New Rural Bank hopes that the Ministry of Household Affairs and the Province of Shangshu will demarcate their respective regions and do their own business. After Cui Chu came forward to coordinate, Li Chunfeng, on behalf of Daxing Bank, said that he would make concessions and give up the southern market to Xinnong Bank; But Dai Xuan disagreed, Dai Xuan hoped that Daxing Bank would only keep the local market, that is, Hexi, Guanzhong, Henan, and Jiangnan four provinces, and the rest would be handed over to Xinnong Bank.
Dai Xuan hoped to avoid disputes and let the two banks live in harmony, but in this way, Daxing Bank was equivalent to giving up more than half of the market, and the shareholders of Daxing Bank jointly opposed it; Li Chunfeng proposed a compromise solution, the Ministry of Household announced the restrictions on Daxing Bank, and then the Ministry of Household Affairs paid to buy out the shares of Daxing Bank's withdrawal from shareholders and Xinnong Bank to buy Daxing Bank's assets in the remaining 14 provinces, and Daxing Bank returned the money to the depositors and left.
This demand has pushed Dai Zhou into a desperate situation, and the amount of money in the five provinces of Longzhong, Shandong, Hebei, Liaodong, and Hedong alone is as high as 18 million yuan, while the entire reserve fund of the 12 branches of the New Rural Bank is only 24 million, and less than a quarter of the amount has been prepared at present. Yu Wenwen's treasury refused to endorse such a thing, demanding that the 12 million reserves of the New Rural Bank should not be less than anything, and Sun Wuji, the newly appointed president of the Chang'an branch of the New Agricultural Bank, was instructed to negotiate with Li Chunfeng.
Li Chunfeng smiled dumbly: "Master, the eldest grandson Wuji is just a politician, but Dai Xuan lacks Fang Yanzao's experience, and what he values in the position of the household department is his own reputation, and the household department does not participate in the negotiations, where does the eldest grandson Wuji have the confidence." However, I have heard a rumor that Du Fuwei and others may be preparing to withdraw their investment in Daxing Bank and inject it into Xinnong. Fortunately, we took this factor into account at that time, and a maximum of 11 shareholders from the four branches withdrew. ”
Yang Chong smiled and said: "It's going to rain, my mother is going to get married, let him go." Now Duhu and Liu Heimin are richer than me, and I want them to join when the time comes. Banks want to make money, not only by savings, but also by projects; Later, I will spend a lot of effort to develop Jiangnan, and I don't need to compete with others. ”
Li Chunfeng is the one who knows the plan, when the eighteen provinces were divided this time, even Yongjia County was divided into Jiangnan Province, and Zhuge Jiahui moved the Lingnan East Road Transfer Division to Yongan County. Yang Chong has a series of plans in Jiangnan, cotton cultivation has been successful in Huating County, Yang Chong intends to set up Jiangnan Weaving Bureau in Huating County and Wu County to produce silk and cotton cloth; At the same time as the war against Goguryeo, merchant ships were also being built in Huating and other places, and there was already an ocean-going fleet, which traveled between Champa and Huating together with Zhang Bojian's fleet.
Li Chunfeng has calculated the profits of maritime trade, which is a jaw-dropping figure, that is, the tax revenue of the five cities of Huating, Juzhang, Hangzhou, Chengxian, and Yongjia in the south of the Yangtze River is equivalent to the tax revenue of Hedong. Li Chunfeng asked in a low voice, "Master, have you acquired a large amount of silver?" ”
Yang Chong smiled and said, "Before the war with Goguryeo, didn't we notify all the magnates? Did someone not buy it? ”
Li Chunfeng nodded and said, "The Great Sui originally had a scarce source of silver, and the price in the market was not much different from gold, which was the reason why we didn't dare to make silver coins at the beginning. But since the introduction of silver coins, not only has the amount of silver on the market not decreased, but the price of silver has also been falling, and many people suspect that you have silver mines in your hands; This time, if we agree to issue silver coins with the New Rural Bank, the DPRK and China will be even more suspicious. ”
Yang Chong nodded and said: "This is what Yuwen Wen is responsible for, Fang Chou and Lu Yan have already discovered silver mines in Xuancheng County in Jiangnan and Yiyang County in Henan, and now they have begun to mine; The silver mines in Yangan and Xin'an counties in Gyeyang County have been bought, but they have not yet been developed. Therefore our silver is not acquired, it is dug up; In addition, the palace was empty in these years, and the use of silver was greatly reduced, so that the issuance of silver coins could be guaranteed. ”
The plan for the issuance of silver coins in Daxing Bank was approved when Fang Yanzao was still there, and the official documents were complete, Li Chunfeng did not want the two banks to have a conflict because of the raw material of silver, and he understood when he heard Yang Chong say this, generally the output of the mines confirmed by Yang Chong will not be small, and the output of the four silver mines should be more than the total amount of silver in the three counties of Huining, Chang'an, and Hengshan, so it seems that the issuance of silver coins will not become a problem.
(End of chapter)