Chapter 397 Credit Bankruptcy Can't Be Mixed

Li Jian said: "What if he doesn't have that much money in his personal account and the balance is insufficient? ”

"If the balance of the personal account is insufficient, the system will use the credit limit of the account to make the payment and send the deduction information to the person."

"What if he runs out of credit and still doesn't meet his repayment obligations? Go to court to litigate? ”

Li Jian already has a shadow in his heart about such a lawsuit, so he is particularly concerned about how he will deal with such a thing in Tuvalu.

Li Tao said indifferently: "Don't fulfill your repayment obligations? Are you kidding me.

This is a behavior that can seriously affect the integrity of the individual.

The SAR is actually already building a cashless city, with almost all cash flowing through personal accounts.

Including the remuneration received from receiving wages, doing business and doing tasks, it is completely transferred in the form of identity authentication.

The mobile app is just a terminal to keep track of your account at any time, and it is not a necessary thing.

In this case, if your account overdraft limit exceeds the limit, all social activity will be frozen.

The cash flow in your account will not be allowed to go in or out and will not be able to be used for any personal expenses until the account income has been paid off in excess of the overdraft limit.

If you don't want to dispose of these overdrafts in a timely manner, after the legal deadline, your personal credit value will be deducted at the rate of one credit value per day, and the excess rental property will be recovered.

After your credit is completely bankrupt, all your rented homes will be repossessed and all your personal belongings will be sealed.

Closed labor reform will be your only destination, where you will have free accommodation and food, and you will be paid a certain amount according to your labor situation.

It's just that the pay is relatively only the minimum guarantee.

Of course, you can also choose to leave if your relatives have helped you pay off all your debts.

Because for a person with zero integrity value, there is no suitable soil for you to live and work here.

Under normal circumstances, it will only increase a little bit of integrity value in a year, so it is basically an impossible task to grow from zero to normal value.

You can no longer find a job because no one will give a task to someone who has no integrity.

There is also no one in life who will deal with you and will not receive sympathy from others.

So, if you've decided to leave here and never come back, do your best. ”

"The funds in the personal account can be frozen without going through the court judgment, what if this is mistaken?"

"With so many authentication situations, the possibility of getting the wrong account is almost zero."

After a simple meal, Li Tao took Li Jian to put the dinner plate in the designated place.

After cleaning up, Li Tao took out his mobile phone, opened the Shuguang Group APP, and said to Li Jian: "How do you feel about today's meal?" ”

"It's okay."

"When it comes to buffets, the taste naturally can't be to everyone's taste.

Therefore, if you have higher requirements for eating, you can also order food like the domestic people's livelihood canteen.

However, with so few full members and fewer good chefs in Tuvalu, there are far fewer options than in the country. ”

"It stands to reason that Tuvalu's immigration policy is quite good, so why not open up the quota for immigrants?"

"Where we are now is just a temporary living area with a limited number of people to accommodate.

And the place called the 'City of Hope' has just filled in the groundwork.

According to the plan, all the works currently under construction are underground. There is simply no way to live in people.

Therefore, the Tuvalu Special District currently has a more relaxed immigration conditions for workers in the construction industry, and there is no limit on the number of places.

The other conditions are simple, but there is only one condition that is decisive in whether an immigrant is approved or not, and that is Ali's 'Sesame Credit'.

The 'Sesame Credit' score must be at least 600 points.

Moreover, the higher the score of 'Sesame Credit', the lower the requirements for other conditions.

According to the words of Shuguang Group, the cornerstone of the City of Hope is integrity, and it is the City of Hope for all those who speak integrity.

Therefore, those with a credit stain are very unlikely to be able to successfully immigrate. ”

"The special zone is quite special, but I don't seem to see this condition in the process of applying for work tourism?"

"Migrant tourism is a short-term work activity that aims to increase the understanding of the living and working environment in Tuvalu.

It's like a propaganda tool.

It is also due to the current living conditions, so there is also a certain limit on the number of places for work tourism.

However, the demand for housing for migrant tourists is not as high as that of formal immigration, so some residential resources can be shared from hotels to temporarily increase the quota of migrant tourism.

When a migrant tourist intends to become a migrant worker, his behavior during the period of work tourism can also generate a certain integrity value.

Generally speaking, as long as you act in accordance with the rules of the Special Administrative Region and there is no dishonest behavior, then you can get a little integrity value for a year of work tourism.

And one point of integrity can be converted into ten sesame credit points, which is also a way to make up for those with a sesame credit score of less than 600 points.

In fact, there is another way to increase the integrity value of Tuvalu District quickly, and that is through social contributions. ”

"Social contribution?"

"Yes, there are unpredictable circumstances in the sky, and people have good and bad luck.

With the increase in the population of the Special Administrative Region, some accidents that cannot be changed by manpower are always helpless.

Therefore, Shuguang Group has set up a social insurance fund to deal with such a situation.

There are two main sources of funding for the insurance fund, one is to take a part of the poll tax collected every year.

The second is social donations.

For social donations, when individual donations reach a total of 10,000 Australian dollars within a year, you can get a social contribution point.

Social contribution points can be exchanged for integrity values in equal amounts. ”

"According to what you say, doesn't it mean that you can buy credit with money?

As long as he has money, he directly uses the money to smash a high integrity value, and then uses this integrity value to cheat, isn't there a loophole in the already perfect integrity system? ”

"Smashed with money? Oh, I didn't make it clear to you just now.

Individual donations of $10,000 in a year are only the lowest level of contribution.

For each increase in contribution points, the amount of donations will be doubled compared to the previous level.

10,000 at 10,000, 20,000 at 2,000, but 40,000 at the third.

If you earn social contribution points in this way within a year, the more points you earn, the more you donate.

If you want to spend 10 contribution points in a year, you need a total of 10.23 million Australian dollars.

If the fraud is thousands of Australian dollars, once verified, according to the laws of the Special Administrative Region, at least 20 credit points will be deducted.

I don't know anyone who is so brainless to do such a loss-making business. ”