[The second watch will be sent out before 12 o'clock]

On the morning of the third day when Wang Erxiao's family took back the sweet potatoes in the field, Wang Erxiao, who had eaten a full meal of boiled sweet potatoes, helped his mother move more than half of the sweet potatoes in the house, about 3,700 catties, to the gate of her yard.

After the two of them hurriedly moved out the more than 3,700 catties of sweet potatoes, the peasant woman left the house and rushed to the village after a little washing.

About half an hour later, the peasant woman led several men to her gate, followed by two carriages.

"My lord, the sweet potatoes that the villain wants to sell are here." The peasant woman turned and said in a respectful tone to the slightly thin man at the front.

This man's name is Dong Xin, and he is a small steward of the Yun Clan's trading house, and his current task is to buy sweet potatoes in some villages in Yingzhou.

"Okay, let's weigh it first." Dong Xin said after looking at the dozens of baskets of sweet potatoes in front of him.

Then a few guys brought by Dong Xin began to get busy, weighing dozens of baskets of sweet potatoes from Wang Erxiao's family on the ground one by one, and put them directly on the carriage behind after weighing, Dong Xin took out a pen and paper to weigh each basket of sweet potatoes on paper with ink, and after all the sweet potatoes were weighed, Dong Xin took out an abacus to put all the numbers together, a total of 3,752 catties, Dong Xin repeated the calculation twice, and it was still this number.

After that, Dong Xincai said lightly to the peasant woman: "There are a total of 3,752 catties of sweet potatoes here, and you also know the purchase price of sweet potatoes, three copper coins and one catty, and 3,752 catties of sweet potatoes add up to 11,256 copper, that is, one gold, twelve silver, and fifty-six copper. ”

"One gold and thirteen silver, one gold and thirteen silver, one gold and thirteen silver......" The peasant woman was extremely surprised when she heard that her sweet potatoes could be sold for one gold and thirteen silver, and she kept muttering "one gold and thirteen silver", and she didn't even hear the last word Dong Xin said.

You must know that an ordinary family can live well with fifteen silver a month, and the living expenses of a poor family are basically less than ten silver a month, Wang Erxiao's family lives between ordinary families and poor families, and the peasant woman has never seen more than one gold money, and a gold coin is already an unimaginable huge amount for the peasant woman, and now she can get a gold and thirteen silver just by selling more than half of the sweet potatoes in her family, and there are at least two thousand catties of sweet potatoes left in her home, and the peasant woman's mind seems to be raining gold coins.

Looking at the somewhat sluggish peasant woman, Dong Xin raised his voice and repeated: "Are you willing?" ”

It was only the peasant woman who came to her senses, and replied to Dong Xin embarrassedly: "The villain is willing, the villain is willing." ”

Dong Xin said again: "Okay, one gold and thirteen silver, do you want a gold coupon, thirteen silver coupons or eleven ten silver coupons and three one silver coupons?" ”

The peasant woman thought for a moment before returning: "My lord, the villain wants eleven ten silver coupons and three one silver coupons." ”

Ordinary people spend money on copper coins, and he has ever used gold coins directly.

"Well, okay, you put a fingerprint on this purchase order, and this one hundred and thirteen silver coupons is yours." Saying that, Dong Xin gave the peasant woman a document for the Yun family firm to purchase 3,752 catties of sweet potatoes in her hand, as long as the peasant woman pressed a finger on it and Dong Xin gave the 113 silver coupons to the peasant woman, the transaction was officially established, and because the buyer was the Yun firm, the peasant woman did not need to pay a little commercial tax.

The peasant woman pressed a fingerprint on the purchase order according to Dong Xin's words, and Dong Xin counted out eleven ten silver coupons and three one silver coupons, and handed them to the peasant woman, and the transaction was officially completed.

The peasant woman held the silver coupon worth one gold and thirteen silver, and tears flowed uncontrollably.

There are many similar scenes in Yingzhou, and Dong Xin alone has seen it several times.

After the transaction was completed, Dong Xin left with two truckloads of sweet potatoes, and when the sweet potatoes in this village were purchased in dozens of wagons, the convoy would transport the sweet potatoes to Yingzhou City, either directly in the grain warehouse in Yingzhou City, or transport them back to Yunhua County through the Yun fleet.

……

In the summer of this year, Yun Yi led the establishment of Yun's Money Village, with Yun Lang, who had been in charge of the paper mill and printing factory, serving as the chief steward of Yun Bank, and Yun Yi selecting two old men with some experience from Yun Shi Commercial Bank.

When Yun's Qianzhuang was first established, more than 100 branches were opened at the same time in three places under Yun's rule, and every county in Zezhou had a Yun's Qianzhuang branch.

According to Yunyi's plan for Yun's bank, Yun's money will develop towards the bank in Yunyi's previous life, deposits, loans, issuance of banknotes, etc.

The first thing Yun's Bank did after its establishment was to issue token coupons.

Token coupons, as the name suggests, are paper coupons that can replace the equivalent value of gold coins, silver coins, and copper coins, and other large money banks also have their own gold tickets, and you can exchange gold coins with gold tickets in the semicolon of this large money bank, but there are no silver tickets and copper tickets.

The specifications of gold, silver and copper coins in various countries on the land of China are the same, although the volume of gold coins, silver coins and copper coins is different, but the weight of the three is the same, a metal coin weighs two coins (ten grams), and the fifty metal coins are one catty, think about it, if a person takes a silver coin to buy something with a price of one copper coin, not only the seller is troublesome to find money, but the buyer is more troublesome to carry after getting the ninety-nine copper coins recovered, you must know that this is nearly two catties of weight, Who wants to wander the streets with a two-pound thing?

Anyone can understand this question, but the major money banks will not make such a thing as silver or copper tickets, after all, the cost of printing silver and copper tickets is there, and silver and copper tickets cannot replace the status of silver and copper coins and become currency.

However, Yun's money is different, Yun's already has preliminary industrial capacity, the cost of papermaking and printing token coupons has been greatly reduced, and at the same time as printing token coupons, Yunyi is already considering replacing metal coins with paper money in the future.

Therefore, before the establishment of Yun's Bank, Yunyi personally designed such a thing as a token coupon, and in the future, when people use more token coupons than metal coins in the future, Yunyi will officially issue banknotes.

Note 1: In fact, the current pencils do not contain lead, the main material is graphite, and the ink pen and abacus are 'invented' by Yunyi