Chapter 263: Yun's Money Village and Paper Coupons (Part II)
There are three types of tokens, namely gold, silver and copper, and the three types of paper coupons are divided into different denominations.
There are four denominations of copper coupons: one, five, ten, and fifty; There are four denominations of silver coupons: one, five, ten, and fifty; There are five denominations of gold coupons: one, five, ten, fifty, and one hundred, with a total of 13 denominations.
The paper used to print the token coupon is a specially developed paper, which is slightly thicker and more wear-resistant than Yunhua paper.
The ratio of length to width of the thirteen denominations of the token coupons is two to one, from the smallest denomination of one copper coupon three inches long and one and a half inches wide to the largest denomination of one hundred gold coupons five inches long and two and a half inches fast, according to the increase of the denomination, the length and width of the token coupons also increased accordingly.
The main body of the copper coupon is bronze, the main body of the silver coupon is silver, the main body of the gold coupon is of course gold, in the middle part of the front of the representative coupon is written a big "a certain (number) (gold, silver and bronze) coupon", the middle part of the top of the front is written "issued by Yun's money" six small characters, in the lower right corner is written the year of printing of the voucher, and the other parts of the front are filled with various patterns.
The back of the token coupon is a variety of animal drawings, the copper coupon is a variety of cranes, eagles and other four kinds of birds, the silver coupon is a variety of tigers, bears and other four kinds of beasts, but the gold coupon is the green dragon, white tiger, vermilion bird, Xuanwu, unicorn five legendary beasts.
The thirteen denominations of the completed product are just some defective products in Yun Yi's eyes, but in Yun Lang's eyes, the token coupons seem to be exquisite paintings, which can be called works of art, and the gold tickets printed by other money banks with white paper and blue ink are like a pile of garbage in front of the token coupons.
On an auspicious day in late June, the headquarters of Yun's Money Village was officially opened in the most lively auction and duel area of Yunhua County, and Yunyi, the "King of Zezhou", came to the scene in person, attracting the attention of the people of the entire Yunhua County.
Subsequently, under the personal explanation of Yun Lang, the big treasurer of Yun's Bank, the onlookers learned about the three temporary businesses of Yun's Bank: deposits, loans, and token coupons.
Deposit, that is, to deposit the money in their hands into the Yun's bank, other money banks also have this kind of business, but their business is equivalent to keeping money for customers, but also charge a certain amount of custody fees, and the deposit in the Yun's money not only does not have a custody fee, but gives the person who saves money a certain interest, which is equivalent to money making money, but this interest is very low, only one percent a year, that is, saving a gold coin in Yun's bank, and a gold coin plus a silver coin can be taken out after a year.
Loans, that is, loans, loans, is to lend money to people who need it, and then get a higher return, is the main way to make money in the bank, others come to Yun's money to take a loan, Yun's money village to carefully review the qualifications of the person who lends the loan, the loan person can use real estate shops, antiques, swords, medicinal materials, etc. as collateral to lend a sum of money, if you don't have these things, you can also find a guarantor to loan, if the lender is an old customer of Yun's money, you can rely on its credit rating (Yan's money bank itself divides) direct loan, There is no need for those hassles, and the interest rate of the loan will be reduced to a certain extent.
Token coupons can be exchanged at will with gold, silver, and copper coins in Yun's Bankery, and other money banks also have gold tickets, but gold tickets can only be exchanged for gold coins, and the scope of token coupons has been expanded to three metal coins: gold coins, silver coins, and copper coins.
Yun Lang gave a brief explanation of the three businesses of Yun's Money, and the onlookers quickly understood the general situation of the three businesses of Yun's Money.
The ordinary people in the crowd of onlookers are more interested in the business of deposits, and if they store the money in the Yun's money village, they can make money, which is simply a good thing that falls from the sky, those rich people are not interested in deposits, the interest is too little, and the money they earn from doing some business with the money in their hands is higher than the interest.
The loan only attracted the attention of some people who urgently needed money, because of the destruction of Zezhou by the Guangming Army before, coupled with the impassability of the road caused by the war, before the Yun's money village, there was no money village in the three places under the Yun family's rule, and the people who needed money naturally could not find the money bank to borrow, so they could only find a loan shark to borrow money.
However, the token coupons attracted the attention of everyone present, firstly, because of the exquisiteness of the token coupons, like exquisite paintings, such token coupons can be regarded as collectibles; The second is the function that the token coupons can be exchanged at will with the three metal coins of gold, silver and copper coins in Yun's Bank, and this function can be the direct payment of the equivalent token coupons in person-to-person transactions, which is something that most people have been looking forward to.
Not everyone is as bold as some martial artists, buy something with a few tens of silver, you can say "don't look for it" and throw a gold directly, most people are budget-conscious.
However, because when there is no change, they buy a few silver or a dozen silver with one gold, and buy a few copper or a dozen copper with one silver, and the money they find is quite heavy, and they are thinking about when a light currency or silver or copper ticket will come out.
Unexpectedly, Yun's money village achieved their wish.
After the opening of the Yun Clan, a large number of people poured into the bank, exchanging the metal coins they were carrying for token coupons, but few people would have the idea that their money would not be swallowed by the Yun Clan.
Almost all knowledgeable people know that the Yun clan is very rich, very rich, and the wealth in the hands of the Yun clan is an unimaginable amount.
At the beginning, the Zezhou Bright Army swept the entire Zezhou, and the Bright Army also collected the wealth of the entire Zezhou, which was mainly not money, grain, antiques, fields, etc.
Among them, the grain alone is enough for the remaining population of Zezhou to eat for two or three years, and the value of antiques and fields cannot be fully counted, and the number of gold coins in the money is more than 10 million, and the Yun family is equivalent to collecting the wealth of the entire Zezhou into his hands.
How could such a Yun clan take away the money that others had deposited in the Yun clan's bank.
You must know that there is so much money that it is just a number at a certain time, just like the Yun clan now controls a lot of money in his hands, but unfortunately what is the use of this money? Because of the war, the transportation of the various states of the Dali Empire has basically been blocked, and the business and trade exchanges have been greatly reduced, and it is more difficult for the Yun family to buy things from other states with the money in their hands, and the Yun family controls the entire Zezhou, and the things in the territory of Zezhou are all Yun's, and the Yun family does not need to spend a lot of money to buy, and even most of them are free, at most they need to spend a small amount of money to hire young people to mine.
The huge amount of money in his hands, the Yun family can't use it at all, but the Yun family itself is still creating a huge amount of wealth.
Making money is no longer Yun's goal, Yun's goal is to make itself stronger.