After adapting measures to local conditions, Gao Feng then introduced several more measures. Pen "Fun" Pavilion www.biquge.info

The first was the establishment of banks, whose functions were essentially the same as those of later banks, except for the issuance of currency.

Of course, because of its initial establishment, its functions cannot be perfected all at once, but its deposit and withdrawal, credit, and general deposit and exchange within the two channels can still be done, and as for the issuance of bonds, it cannot be done before the credit level has not risen.

The currency in circulation is based on copper coins, as well as silver dollars, gold dollars, and jiaozi-like banknotes.

It is worth mentioning that the silver dollars, gold dollars and money here cannot flow to the market out of thin air, especially the money, let alone circulate in the market as currency, they must be exchanged with the corresponding copper coins as a reference, that is, if you take a hundred yuan of copper coins, I will issue you a hundred yuan of money, and you can exchange a hundred yuan of copper coins with this money and walk in any bank on both roads.

As for the silver dollar and gold dollar, although they can be directly circulated in the market, Gao Feng does not want to increase the purchasing power of the market out of thin air, so they also rely on copper coins as a reference.

The greatest advantage of this is that some officials, especially the imperial court, indiscriminately issue money in order to seek personal gains, which leads to chaos in the currency market and causes serious currency depreciation.

There is a profound lesson in this, and the "Jiaozi" incident is the biggest lesson.

"Jiaozi" originated from the flying money of the Tang Dynasty. The original Jiaozi was freely distributed by merchants and first appeared in Chengdu in the early Song Dynasty. It is very inconvenient for businessmen to carry huge sums of money when they go out to do business, so there are "Jiaozi shopkeepers" who specialize in operating cash storage business for merchants. Later, 16 government and businessmen in Chengdu jointly printed vouchers on bark paper, with patterns, passwords, marks, stamps and other imprints, and the denomination was temporarily filled in according to the cash paid by the recipient and circulated as payment vouchers. The depositor delivers the cash to the shopkeeper, and the shopkeeper temporarily fills in the amount of cash deposited by the depositor on a roll made of paper, and then returns it to the depositor, and when the depositor withdraws cash, a handling fee of 30 wen will be charged. This kind of paper coupon that temporarily fills in the deposit amount is called "Jiaozi", also known as "Jiaozi", also known as "楮coin". At this time, the "Jiaozi" was only a deposit and withdrawal voucher, not currency, but it was later found that the issuer was poor or bankrupt and could not be cashed out and was banned from issuance.

In the first year of Song Renzong's Tiansheng, the government set up Yizhou Jiaozi in Chengdu, and one or two officials of the Beijing Dynasty served as supervisors to preside over the issuance of Jiaozi, and "put the paper making institute to reform the disadvantages of forgery", and strictly enforced its printing process. This is the earliest banknote officially issued by the government - "Guanjiaozi", and it is also the earliest banknote issued in the world.

In the early days of the issuance of "Guanjiaozi", its shape was modeled after the private "private relationship", and the denomination was still filled in temporarily, stamped with the state seal of the state, but it was divided into a certain level, from 1 to 10. It also stipulated the scope of circulation, which was later changed to five and ten times.

When it came to Song Shenzong, it was restructured and changed to two types: consistent and five hundred wen. There is also a limit on the amount of issuance, which stipulates that the issuance shall be divided into three years (two years) for each boundary, and the new Jiaozi will be exchanged for the full boundary. It was only later that the imperial court over-issued the supply of military supplies, which caused the Jiaozi to depreciate seriously. After Zhao Ji came to power, he stopped issuing and used "money citation" instead.

"Qian Yin" is another situation of Jiaozi, which was issued in the first year of Zhao Ji's Daguan, and the biggest difference between "Qian Yin" and "Jiaozi" is that it is based on "缗". Of course, the paper, printing, drawings and seals of the "Qian Yin" are also very good, but the "Qian Yin" does not have banknotes, is not allowed to be exchanged, and can be issued at will.

This is the main reason why Gao Feng wants to give up "Jiaozi", or "money lead", and issue money money separately, in fact, it is not scientific to call it money, and it may be more reasonable to call it a passbook or check. It only has the function of exchange, and does not have the function of currency circulation, so it can well shield some artificial things.

There are several advantages of this, one is to increase the credibility of the government. No longer use the kind of petty tricks of fooling the people, deceiving the people, and exploiting the people, so that people will have a sense of trust in the government.

Second, this is indeed a convenient measure. People deposit copper coins in the bank, which not only avoids the risk of storing them at home, but also reduces the inconvenience of carrying a large number of coins out of the house, and even earns some interest, so it is deeply loved by people.

Third, a large amount of cash has been reserved for the local area. In order to develop the locality, the government-run factories or businesses and workshops can take out loans in the bank as long as they have a certain amount of collateral or guarantors when they do not have enough money, so as to implement the development plan, and this is a good way to let the money circulate.

Of course, there will be some actions such as adjusting interest rates, issuing bonds, regulating the market, etc., but that will have to be done when the conditions are ripe.

The second initiative is the establishment of a postal service.

Information transmission has always been a problem that needs to be solved since the beginning of human beings. Ancient China did focus on the transmission of information. From the beacon fire in the Spring and Autumn Period and the Warring States Period to the later post station, it is an important way to transmit information.

It's just that no matter how good these channels are, they are only the government's own information transmission, and have nothing to do with the people's and people's communications.

If ordinary people want to exchange news, they can only send people to pass on the news from afar, or ask merchants to carry it, which is very inconvenient. In fact, the situation did not improve until the Yongle period of the Ming Dynasty, when an organization dedicated to the transmission of letters to the people appeared, the Minxin Bureau.

The Minxin Bureau only appeared on the southeast coast, and even if it was later extended to the mainland, it would not be far away, and it was not standardized.

Whether the official postal service appeared in the late Qing Dynasty or was established under the influence of foreign powers is not much different from the later mature postal service.

To establish a postal service, you must first set up a post office, print stamps and envelopes, and of course, this includes postmen and delivery tools. Secondly, it is necessary to divide the postal area number to promote the rapidity of postal distribution and posting. Finally, the current household registration system is standardized, and if necessary, Gao Feng is also preparing to implement the ID card system.

In any case, the postal service is also a convenient initiative, and it will play a vital role in the communication between people.

Of course, in addition to the above measures, Fengfeng has also carried out construction and management in transportation, education, medical care, etc.

At this time, the traffic is nothing more than ship, car, horse, and walking, relatively speaking, these are relatively formed, and the peak is nothing more than to strengthen management, and at the same time, some roads and canals must be built and connected to ensure smooth traffic.

As for education and medical care, it is a major matter related to people's vital interests, and the peak still wants to be carried out according to the model of Feng's county, of course, when the economy has not developed in the early stage, it can only come step by step.