In fact, Zhang Han really regretted that he wanted to make a Ming banking industry out in advance, and the European banking industry was already very developed at the same time, and even affected the course of history. Pen? Interesting? Pavilion wWw. ｂiquge。 ｉｎfo

It can be said that behind many wars in Europe there is the shadow of financial power, technology, military, politics, colonial expansion, and the role of banking is not trivial. As for the Netherlands, which is now recognized as the number one maritime power, it is supported by a group of bankers at all, and China lacks too much in the financial sector, even if it is the ticket number of the Qing Dynasty, it is far from the real banking industry...... It's a pity that even if it is an account bureau with Yusheng, there are still not many people who admit it, and they will be withdrawn after two or three months at most.

The big businessmen are not bad at this turnover of silver, and they come in to stock up in advance, and the real believers are over and Yusheng, and the people who dare to deposit the silver are still not much, but in the Xuanda place, because of the Heyusheng own coinage, there are more and more ordinary people who deposit it in the account bureau, and there are gradually more and more small and medium-sized businessmen. But it is still far from the high hopes that Zhang Han has placed on him for many years, and it is also a pity for Zhang Han.

"What should I do?" Sun Jingting said: "Tian Jitang knows very well that he will take out tens of thousands of silver at most, which he has been keeping for today." ”

Zhang Han pondered for a moment and thought: "Tian Jitang is not a stupid person, this kind of critical pass, it is estimated that he will take the silver that he needs to use elsewhere first, although it is said that it is a headache and a foot is a pain, but in an emergency, he will definitely have such a means." ”

"What is this!" Sun Jingting said: "I can be this family, the first batch of military personnel to deduct salaries, only pay living expenses for these two months, there is a special approval for family sick weddings and funerals, otherwise they will not be paid, workers, miners, and soldiers, all will be paid half salary, only military salaries, but no additional rewards will be issued, so calculated, you can leave 100,000 taels a month, enough to fill this deficit." ”

Sun Jingting said it resolutely, and it was also a good way to act resolutely, but Zhang Han just shook his head when he heard it...... He said: "Brother Zunlu, I have always had an idea in my heart, faith and righteousness are the foundation of human life, we raise soldiers, hired workers, as well as military officials and tenant farmers, they do things for us, we pay them salaries, this is a covenant we made with them, people do not stand without faith, people do the work for us, what reason do we have to owe them salaries?" ”

Sun Jingting listened to the Fa Zheng, his eyes kept blinking, and only after half a sound did he say, "What is the reason...... I'm confused. There is a crisis with Yusheng, and everyone is through the difficulties together, and you have to say so many crooked reasons. ”

Zhang Han laughed and said, "This is not a crooked reason, you will understand it in the future." In other words, how can a master who arbitrarily withholds the salaries of his subordinates demand the loyalty of his subordinates? ”

When he saw that Sun Jingting was about to say more, Zhang Han waved his hand and said, "Don't fight, I won't deduct their salaries." Tian Jitang can temporarily support it for two days, but he still has to take the silver out to make up for this loophole. ”

Sun Jingting also realized at this time, Zhang Han's meaning is very simple, to get through the difficulties together, it is necessary for the people who go down to take the initiative, not to tear their faces and force them, otherwise, they will break the rules and the gains outweigh the losses.

It makes sense to think about it, but when I think about it, it's another headache.

The military department is extremely scarce, where to find money at this time?

"I can't help it." Zhang Han sighed and said: "I have already calculated, acres of Zhuangzi, antique utensils, and some inventory of iron, copper ingots and cloth, if you can bet on it, if you can sell it cheaply, you must always make up the silver in the fastest time." ”

"It's fine." Sun Jingting said: "Seeing the walking steps, this time the trend is instigated by someone, I think we still have to make further plans." ”

Zhang Han nodded silently, in fact, he didn't have any success in his heart, it costs money to raise soldiers, it costs money to build things, and the military officials and the marching departments and branch personnel in various places have to use money, and they have been overdrawn in the account bureau before, because the account bureau only has the characteristics of short-term deposits, Zhang Han has long been vigilant and uneasy in his heart, but when things are forced to this step, he can only grit his teeth and stand up.

I didn't expect that the matter was from such an angle, and it was taken by someone like Wang Wenyan to hurt his feet, and what was even more angry and funny was the matter of believing in the king. King Xin's heart and eyes are really not much bigger than the nose of a needle, and the means of acting are too absurd, Zhang Han always has a faint sympathy for King Xin's heart, after all, King Xin is the later Ming Sizong, with a strong personality, he has endured hardships for the emperor for seventeen years, and he can die Sheji, the imperial sister-in-law Empress Zhang and Queen Zhou both committed suicide, sword cut the princess, and several of their sons, except for the so-called third prince Zhu who is missing, were killed by the Qing people who entered the customs, whether from the perspective of the king or ordinary people, the encounter is extremely miserable.

But from the things in front of him, the king of faith has an extreme personality, can not tolerate people, and does not talk about means, sure enough, it is such an emperor, it is better to take care of more things than to ignore things, and later generations say that Chongzhen does not say that he will change Wanli, even if the apocalypse does not die, the Ming Dynasty will not die, and he will not die.

These things are just a fleeting thought, and Zhang Han's real headache is still the use of degrees.

The matter of the king of faith is too far, there are still a few months to the fifth year of the apocalypse, the current emperor still has more than two years of life, at this time no one would think that the king of faith would really inherit the unification, the king of faith himself is afraid of not imagining, for the time being, you can ignore him, but the matter in front of you, or to fall on the word "money", Zhang Han seems to be in the chest, in fact, it is helpless, after all, he is not a monk, he can open the furnace for alchemy, the way of wealth is these, even if he opens up a new financial road, it is not a day's work, and the current test is very dangerous, Just like a person with smallpox, the important thing is to survive in the first few days, and if you get through the first few days, there is nothing, and if you can't get through, everything is over.

Of course, it is not a matter of life and death with Yusheng, no matter what, Dongyu still needs food, there is still a trade on Phi Island, in exchange for a large number of hard currencies such as ginseng Dongzhu pine cone fur, Mao Wenlong dares to black Denglai's ordinary businessmen, and Yusheng He will never dare to black, these goods are equivalent to silver and profits, and then ironware, groceries, cloth and other things are also the core profits of Yusheng, even if the current pass can not be passed, it can still recover after a few years, but it is a pity that it is the account bureau, if it really crosses, The hard work of the past few years has been in vain, and it will be difficult to start over again, and it will be difficult to think about it again if there is a business that has damaged honor.

However, seeing Sun Jingting riding on the horse still sighed, Zhang Han comforted: "Brother Xiaozheng, there is a sentence to remember, everything is good to do, but most of the times are not easy, whenever things are complicated and difficult to do, and even when there are many difficulties, there is no other way but to remember to grit your teeth and harden your head." ”

Sun Jingting said: "Can it only be hard top?" ”

"Of course, the top has to be topped, but the top has to be topped, and the top is until it vomits blood, or the top."

Sun Jingting hesitated: "I always thought that you would come up with a way to do anything." ”

Zhang Han was amused and angry, and said: "I'm not a fairy!" ”

……

After Zhang Han returned to Li Zhuang, Tian Jitang naturally rushed to report the previous handling methods.

In fact, on the way, Zhang Han had already received several reports from the Military Department, all departments had them, and the financial handling methods were Tian Jitang's own report, or the official document of the Military Orders Department, as well as the report of the Internal Intelligence Department, all departments had them, so Zhang Han had already been psychologically prepared in his heart, and comforted Tian Jitang at the moment and said: "You have done a good job, even if I am here, it is nothing more than that." ”

"The subordinates' plan to deduct their salaries was not well thought out, and it caused a mess for the adults." Tian Jitang wanted to deduct his salary, and after Zhang Han and Sun Jingting said it, they immediately wrote it in their own hand, asked someone to fly and handed it to Tian Jitang, knowing that after Tian Jitang met, he would first ask for guilt.

"You're also kind, aren't you in a hurry?" Zhang Han made a joke, but looking at Tian Jitang's face, he looked like he wanted to speak and stopped.

Zhang Han said: "Lao Tian, if there is anything, you just say it." ”

Tian Jitang said: "There is new news over there in Zhangjiakou, which sounds like a good thing, but the marching division and the branch director dare not be the master, and they have sent flying horses back to report the news, and the adults have not received it yet?" ”

"I went straight into Zhuangzi." Zhang Han said with a smile: "I'm afraid I missed it with Tangma, you can say it, if you are thirsty, ask someone to serve tea and drink it." ”

It's a joke, and before you can say a few words, you can be thirsty.

There were quite a few military personnel present, all of whom had been working by Zhang Han's side for many years, and seeing that this person was still full of calm in the face of such a change, and he could still talk and laugh, everyone was in their hearts.

Of course, they don't know the nervous and sour side of Zhang Han's heart, the most basic thing for a qualified superior is that he will not ask people to look down to see his true emotions.

Tian Jitang was also nervous, and immediately said to Zhang Han: "There is news from Zhangjiakou, Ma Chaowen, Wang Datong, the owner heard that our silver is tight, and they voluntarily donated to repay the service, and each of them pledged 30,000 taels of silver. ”

After finishing speaking, Tian Jitang looked at Zhang Han with nervous eyes...... Originally, he felt that this silver was a good thing, and he was overjoyed after hearing the news, but now after Zhang Han mentioned it, he felt that things were not so simple, I am afraid that Zhang Han would veto it like a salary arrears, in that case, Tian Jitang felt that he was really a clever woman who was difficult to cook without rice, and he didn't know how to get through the current level!

Unexpectedly, when Zhang Han heard this, his eyebrows immediately stretched!

"Ma Chaowen, Wang Datong, I didn't expect these two people to take the lead, good, good, good!"

Zhang Han said yes repeatedly, and his mood immediately became happy.

It is not surprising that the people around him are in high spirits when they see him like this, Zhang Han is regarded by everyone as the backbone of existence, whether it is Li Shenming or Sun Jingting, or Li Dongxue, or Kong Minxing, or even Yang Qiu, Wang Changfu, Wang Yong, Liu Pengtian, Jitang and other figures, no matter how high or low the power is, whether the connections are deep or not, they are too far behind Zhang Han in this regard.

Sun Jingting said: "Did Wen Lan have this intention a long time ago? ”

"I thought someone might do it on their own initiative." Zhang Han said happily: "But I didn't expect it to be so soon, and it is these two distant proprietors, and the amount is so large!" ”

Sun Jingting said curiously: "Why do you think that people will give us silver?" ”

Zhang Han said with a smile on his face: "Of course I'm not sure, otherwise I would have panicked before!" ”