Sima Guang was a very studious person and very smart, Wang Ning'an introduced green salt from Western Xia, which kept the overall peace between the two sides, and by the way, he cracked down on salt merchants, reduced the price of salt in the northwest, and millions of people benefited. Pen ~ fun ~ pavilion www.biquge.info

Sima Guang saw it in his eyes, he felt that this was a university question, it was really broad and profound, so he continued to study Wang Ning'an's various practices, and observed the operation of the Royal Bank and Xijing Bank.

But after listening to this class, Sima Guang was shocked beyond measure.

In his eyes, Wang Ningan is constantly rising, and even has the momentum to catch up with Confucius and keep pace with the saints!

It's not Sima Guang praising Wang Ning'an, it's really the set of things he talked about, which can be justified and become a family of its own!

There are two essential things for any doctrine, one is to convince others of theories, and the other is to have a tangible effect.

Take Confucianism as an example, benevolence and filial piety, loyalty and righteousness, the three outlines and five constants, and the father and son of the monarch and the minister...... These constituted a coherent and complete moral system that attracted a large number of believers and maintained its prosperity for more than a thousand years.

Under the Confucian system, scholars constantly enriched their arguments by beautifying the rule of three generations and the rise and fall of the Han and Tang dynasties.

If it weren't for the demon Wang Ning'an, this set of Confucian things would have lasted for at least a few hundred years, and no one doubted it.

Compared with the Confucian system, Wang Ningan started with money and also built a system.

At the heart of this system is labor and money!

A simple truth, no matter what you do, as long as you work, you must get the corresponding remuneration, there is a reward for hard work, and you can't work hard!

The simple and simple truth is much easier to understand than the Confucian one.

Moreover, Wang Ning'an fundamentally gave the legitimacy of the study of money.

In the past, the taxi population did not speak of profit, and whoever stared at money was a villain, as if they had never been an official for the sake of money!

In the eyes of Confucianism, money is associated with negative words such as blackheartedness, greed, cunning, deceit, and villain, and it is impossible to touch it at all.

Wang Ningan told everyone that there is nothing wrong with money, money is a tool for measuring the value of labor, and it is a contract signed between the people and the world in which they live!

What really makes people despise and disgust should be the improper and illegal interests of the natural and legal people!

There is nothing wrong with seeking money, a gentleman loves money, and he takes it in a good way!

Starting from this concept, it is natural to study money and study the way behind money!

Wang Ningan founded the Royal Bank to solve the money shortage, provide financial guarantees, and recover Youzhou...... All kinds of achievements are enough to positively believe that his theory is right.

There are theories, and there are successful examples!

Isn't that just the way a family says!

Over time, the height of the master is enough to keep pace with Confucius, and even surpass the old master!

As a disciple of Mr., wouldn't my future self be able to become one of the 72 sages! Maybe it's still at the top of the rankings!

Sima Guang was very excited, and even danced with his hands - people who learn history well can relate!

……

Wang Ningan talked for five days, and after explaining the source of money on the first day, he burst with self-confidence, and then talked about the operation of banks, deposit and loan interest rates, as well as the amount of money issued, and paper money.

In the past five days, although Wang Ningan tried his best to speak in layman's terms, he could only understand less than one percent.

Of course, that doesn't prevent you from being an instant hit!

On the contrary, from the first day, countless people have worked hard to write books, record all what Wang Ning'an said, and then publish it, it stands to reason that this is an out-and-out pirated copy, and poor Wang Erlang can't even get a dime for the manuscript.

But those people didn't think it was too much at all, and they also boasted that they helped Wang Ningan preach, which made Wang Ningan want to cry without tears.

In any case, Wang Ningan dropped a super shock bomb.

From Zhao Zhen to ordinary students, they have all gained something from these five days.

No matter how stubborn a person is, like Long Changqi, he doesn't dare to casually accuse Wang Ningan of talking nonsense. The eighty-year-old man faced the content of Wang Ningan's lecture and thought hard.

There was still a bunch of copper coins in his hand, and he kept pondering, and the more he pondered, the more he gained, Long Changqi asked himself, if he was sixty years younger, he might go to Wang Ning'an's door and apprentice directly.

Old man Long was embarrassed to go, but many of the Guozijian and Taixue students were tempted, they no longer underestimated the six arts, on the contrary, they hated to enter Wang Ning'an's door immediately and follow him to learn the road of financial management.

Of course, now that the six arts are still being reformed, Wang Ningan has no time to accept apprentices.

But it doesn't matter, there will never be a shortage of people in this world who can go through the back door.

For example, Zhao Zongjing, he took the opportunity to come to Xijing to see His Majesty, and stuffed his two sons to Wang Ning'an. There are also people who are more excessive than him, the old general Wang Deyong, and sent all seven grandsons over.

There are also Han Jiang and Han Wei, the two brothers also wrote a letter, imploring Wang Ningan to accept the children of the Han family.

In addition, Cao Tong, Liu Yu, Pan Su, Hu Yanda, and these generals also sent the children.

Cao Tong still put his arms around Wang Ning'an's neck, and said earnestly: "Erlang, you can not accept anyone, but our own children can't do without it!" For so many years, Jiangmen has been bullied too badly, you must help the big guy get ahead! Teach our children well, so that they will not be bullied in the future, I can ask you! “

This guy has a handful of snot and tears, which makes Wang Ningan feel cold, is it so serious!

"I said Uncle Guo, you don't know, one sheep is also driven, two sheep are also released, and I am the head of the child, it doesn't matter. The problem is your brother-in-law. ”

"My brother-in-law? What's wrong?"

"Your brother-in-law arranged His Highness at my house, and if you send someone here, it is equivalent to becoming His Highness's companion."

"Ah, yes!" Cao Yan's eyes lit up, and he clapped his hands, "It's better, let them play with His Highness, cultivate feelings from an early age, and ensure that they will be a great loyal minister in the future!" ”

Wang Ning'an secretly said in his heart that this is your real plan, otherwise a bunch of people wearing open crotch pants will come to learn what financial management is, and they will laugh to death!

"Uncle Guo, I can say it, this is your brother-in-law's business, since the Qian family, Your Majesty is afraid that His Royal Highness will have a bad person, and no one will be allowed to approach the two of our family, if you want to enter the door of my house, you can find a way yourself!"

Cao Tong smiled, "This is not difficult for me, and I don't look at it, His Royal Highness is my nephew, can he be an uncle!" ”

Cao Yan ran to the palace and went to find her sister.

……

In addition to these admiring students, Wang Ning'an's really important thing is to implement the Qingmiao Law.

As one of the first batch of laws and regulations introduced by Wang Anshi, the Qingmiao Law can be said to have a very good intention and to the point.

The burden of the people of the Great Song Dynasty is too heavy, don't look at a few cities such as Kaifeng, life is rich and comfortable, what do you want, in fact, a large area of the countryside, the people lost their fields, seventy percent of the land is concentrated in the hands of the family, there are unemployed vagrants everywhere, when there is a job, carry goods, fight when there is nothing to do, steal and rob, do everything.

If this continues, more and more people will go bankrupt, and finally one day, the city will not be able to absorb it, and it will become a homeless person, and the day when the smoke will rise is not far away.

It is urgent to reduce the burden of the people, and the biggest burden of the people, one is land rent, the other is usury, compared with field rent, usury is much easier, we must start from here!

It can be said that Wang Anshi's method change is still powerful, and his vision is extremely accurate!

It's just that Wang Anshi's design is very rough, and after it was implemented, it was completely misread by a group of evil-minded monks, and it changed from a law for the convenience of the people to a policy for harming the people.

Someone took the opportunity to present a picture of the homeless people, sued the black state, and knocked Wang Anshi down.

This time, Wang Ningan wants to push the green seedling method, which will naturally not be the same as Wang Anshi's practice.

But the problem is that Wang Anshi is known for his stubbornness, so he can't change easily.

Even after arguing with Lu Huiqing and listening to Wang Ningan's five-day lecture, he still did not waver.

On this day, Zhao Zhen summoned Jia Changchao, Wen Yanbo, Wang Ning'an, Wang Anshi, as well as Bao Zheng, Sima Guang and others to discuss the issue of the Qingmiao Law.

"The minister has already said that the interest rate should not be too high or too low, but to achieve a balance." After a few days of baptism in economics, everyone can accept Wang Ningan's statement.

"In order to curb usury among the people, the best way is to give the people another choice, and it is the best way to use banks and distribute green money." Wang Ning'an made it clear and pointed out his own views.

Wang Anshi was unbearable, and he shook his head vigorously.

"Wang Xianggong, what you said is naturally right, but why do you use a bank to do it? Isn't it okay for the yamen? ”

Wang Ningan shook his head and said, "Master Wang, the yamen is different from the bank!" If you let the yamen do it, they will definitely rely on their power to oppress the people and act recklessly. ”

"If someone acts recklessly, the imperial court only needs to send someone to supervise it!"

Wang Anshi did not give in, and during Wang Ningan's lecture, Wang Anshi also read the book of ten thousand words and was praised by Zhao Zhen.

In history, Wang Anshi was on the book of ten thousand words, but Zhao Zhen at that time was disheartened and had no intention of changing the law, so he put Wang Anshi's suggestions on the shelf, and it was not until fifteen years later that Shenzong succeeded to the throne and used Wang Anshi.

The appearance of Wang Ningan disrupted the inherent process, and Wang Anshi stepped onto the stage of history in advance.

No matter sooner or later, Wang Anshi will not change his stubborn nature.

"Your Majesty, letting the banks lend money is tantamount to handing over a huge amount of financial resources to the banks, and the banks make profits, but they cannot directly enrich the treasury, which is one of the drawbacks; Second, banks only have branches in big cities, and ordinary states and counties have no banks at all, and people can't find banks if they want to borrow; Third, Wang Xianggong, do you think the bank lends money to the people, where does the principal come from? ”

Not to mention, Wang Anshi's question is much sharper than that of ordinary people.

"This ...... You can set aside a part of the profit from the bank, you can also issue bonds, and the imperial court can also allocate money, there are many ways. ”

Wang Anshi shook his head, "Xianggong Wang, according to the lower officials, there is no need to be so troublesome!" ”

"What is Master Wang's plan to do?"

"Very simply, there is a permanent liquidation in the local area, and the grain and rice that are often closed are used as the principal and directly loaned to the people. People can return the currency, or they can return the rice directly, which is simple and easy, which is really good. ”

As soon as Wang Ningan heard that he wanted to use Chang Ping, he immediately frowned, locally, how many disadvantages there are in Chang Ping, Wang Ningan knows that when the northwest is flooded, Chang Ping has a limited effect, because the deficit inside is too big!

"I am against it, this proposal is absolutely impossible!"