Chapter 292: The People's Bank of the Great Song Dynasty!
"I didn't expect that hundreds of Chinese mosquitoes could bite people to death. I thought it was only mosquitoes in the Amazon jungle that hung like this! ”
Zhu Zilong muttered to himself softly: "Maybe it's really because this shopkeeper Wang has an old disease, and there are complications caused by dengue fever, so he died!" ”
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Camping in the Amazon jungle is dangerous, and it is common to encounter some deadly animals.
And the mosquitoes in the jungle are probably the most terrible and deadli. They tend to carry some bloodborne diseases, and malaria is endemic to the Amazon jungle.
Another reason why they're scary is that you'll never see them coming, and you don't know if they bite them, and it's often too late to know.
It's just that Zhu Zilong never thought that China's native mosquitoes were also so powerful.
"In the future, people will be surrounded in the summer, if you summon dozens, millions of mosquitoes to come and pretend to compare, the picture must be too beautiful!"
After sighing, Zhu Zilong also devoted himself to fanatical work.
On the adjacent street of Fan Lou, the new fruit wine street jointly opened by the Cao family and Zhu Zilong has been basically renovated, just waiting for the goods to come over.
And it's not just the liquor that sells it, many people are watching......
It has not yet been officially opened, and it has already had the nickname of Yipin Commercial Street. And the emergence of a product chamber of commerce!
……
Fan Lou's successor to the shopkeeper Wang was transferred from the Pan family's inner mansion, and the big fat man Liu was the shopkeeper.
It is said that he has the ability to remember and win the trust of the Pan family. It only took three days of hard work to successfully take over the mess of the former shopkeeper Wang!
It's not a comprehensive familiarity, but it's generally familiar. The Pan family is quite satisfied with this!
That night, Pan Long called Shopkeeper Liu.
"The matter of Yipin Commercial Street, there is a lot of commotion. And the Cao family and the second prince are faintly targeting our Fan Lou and Pan family, I don't know what good plan the shopkeeper Liu has? Pan Long frowned.
"Young master, the affairs of Fan Lou and the casino are a little different from those of the Inner Mansion. I just took over, and I was terrified, and I felt that the strategy of the king's shopkeeper before his death was quite expensive. But that's the only way to do it! "Liu Fatzi is also cautious and not greedy for merit.
"Really? All right! But you have to keep an eye on them at all times! Pan Long was a little disappointed in his heart, but he had to give up for the time being.
After all, the number of people who have joined the Yipin Chamber of Commerce is far less than imagined.
Soon, day after day passed...... Zhu Zilong's side was calm, just truckloads of goods, and the outer packaging was unspecified and transported into Beijing.
The Pan family became impatient, without it, just because of the new news from the Yipin Chamber of Commerce, the Qian family, one of the three giants of the Jiangnan cotton industry. Joined the Yipin Chamber of Commerce, and want to settle in the Yipin Commercial Street to open a store.
Not only that, the two Huai salt merchants also arranged for a business group to come over, intending to open a store in Yipin Commercial Street.
At the same time, Yangzhou has also come to many merchants who make jewelry, and the gods seem to have been looking for an opportunity to meet Zhu Zilong.
A few days later, many businessmen from all over the world poured into Beijing.
Despite this, there are always many businessmen who enter Beijing in the second half of each year. But this year, it's a weird one!
Gradually, in the Yipin commercial street that has not yet opened, rumors spread everywhere. In other words, with the Cao family as the guarantee, the second prince Zhao Ta as the head of the family, in order to prepare the so-called tens of millions of reserves (just the claim), through the emperor and the household department.
A new type of money bank will be opened, called the "People's Bank of the Great Song Dynasty".
And with the five-year toll of the new official road and the five-year salt introduction right of the new salt industry, it is called the salt standard to issue new bank notes and silver bills.
"RMB"!
The new silver banknote is not Zhu Zilong's first invention. Since ancient times, the "silver ticket" of the Northern Song Dynasty has been China, and it is also the earliest silver ticket in the world.
There are predecessors, there are examples, and there are spot circulation......
In fact, the silver ticket was a private property from the beginning, not the exclusive property of the state.
In the early years of the Northern Song Dynasty, there were "silver ticket shops" in Chengdu, Sichuan, which were specially designed to carry huge sums of money and operate cash custody business.
The depositor delivers the cash to the shopkeeper, and the shopkeeper temporarily fills in the amount of cash deposited by the depositor on the roll made of paper, and then returns it to the depositor, and when the depositor withdraws the cash, he pays 3% of the interest paid to the shopkeeper for every 30 yuan of interest.
This kind of paper coupon that temporarily fills in the deposit amount is called a "silver ticket". At this time, the "silver ticket" is only a deposit and withdrawal certificate, not a currency.
When depositing money into the bank, not only does there be no interest, but the depositor in turn has to give the money and interest.
Later, with the development of the commodity economy, the use of "silver tickets" became more and more extensive, and many merchants of the Song Dynasty jointly established silver ticket shops specializing in issuing and exchanging "Jiaozi", and set up silver ticket branches in various places.
After that, the "silver ticket" gradually took on the character of credit currency. Later, the bank ticket shop found that only part of the deposit was used, and the credibility of the "silver ticket" would not be jeopardized.
So they began to print, and there were "silver bills" of uniform denomination and format, which were issued to the market as a new means of circulation.
i.e. new banknotes!
However, not all bank ticket shops are law-abiding and trustworthy. There are some profit-seeking and insatiable shopkeepers, maliciously defrauding, closing their doors and ceasing business after indiscriminately issuing silver bills;
or misappropriation of deposits, failure to operate other transactions and bankruptcy, so that the issued "silver bills" cannot be cashed.
In order to stabilize the society, in the first year of Song Renzong's Tiansheng (1023), the government set up Yizhou silver ticketing, and one or two officials from the Beijing Dynasty served as supervisors to preside over the issuance of silver tickets, and "placed banknotes in the paper courtyard to reform the disadvantages of forgery", and strictly enforced its printing process.
At the same time, only a few other new banknotes are allowed, and the big banks with credit continue to be used, but in the transaction, the state tax must be used, and the role of overseer must be used.
It is not by chance that silver stamps appeared in the Northern Song Dynasty, it is an inevitable product of socio-political and economic development.
The development of the commodity economy in the Song Dynasty was relatively fast, and more currency was needed in the circulation of commodities, but at this time, there was a shortage of copper coins, which could not meet the demand in circulation.
It is an inevitable development route to create a precedent for world finance.
And Zhu Zilong's new banknote...... The renminbi is also born out of such needs and foundations.
But the difference is that three days later, he gave his bank on the Da Song Weekly, and when he advertised, the content of the advertisement.
It really scared the whole world!
"But all the money deposited in the bank, the useless storage fee, the useless pay the banker to benefit, and the reverse interest is paid at all!"
The content above the advertisement is scattered with nearly 10,000 words, and its central message is mainly this sentence.
So what does this mean?
In fact, it is very easy to understand, and the explanation in the vernacular is that all TM deposit money into my Ma Yun, oh no, I Zhu Zilong's bank!
You don't have to pay me the management fee and interest, and in turn, the People's Bank of the Great Song Dynasty will pay you back the interest.
What do you think? Cattle ratio, right? Atmospheric, right? Hang or not? What are you waiting for?
…………
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