Before the introduction of banking business, the ancient money bank did not pay interest to depositors, and in turn had to collect depositors' fees.

Even after modern banks entered China in the 21st century, before and after World War I, only large deposits had interest, and small deposits did not. (In other words, when the bank first helps you keep your money, it gives you a lot of face.) )

And because banks were not as formalized as they are now, many banks did not accept small deposits at all.

Zhu Zilong is now doing the opposite, causing no less social shock than the sudden emergence of an agrarian society and the precursor of the industrial revolution.

The social repercussions are huge, you can imagine!

For a whole few days, people throughout Kaifeng were discussing this topic from time to time.

If it were placed in other dynasties, the sensation would definitely not be as large as it is now. The reason is that in other dynasties, the common people were very poor, and there was not much money to consider useful, only food and clothing as a wish!

However, the Song Dynasty was different, and the country was rich and the people were left. It can be said that most of the people of the Song Dynasty had some surplus money in their hands. Especially the people in the vicinity of more than a dozen major cities and Jingshi Kaifeng!

It's just that all money banks generally only trade with large customers, and do not have business relationships with retail investors at all.

And ordinary people don't need silver tickets, so they can only dig a pit and bury the money themselves, or lock it in a box at home.

It's just that together like this, the iron money and copper money in the people's homes will be put for a year or two years. Either part of it is rusty and rotten, or it is part of it stolen, and it is not worrying.

Therefore, people will pay special attention to Zhu Zilong's "Great Song People's Bank" incident.

Of course, attention is attention, and when new things appear from ancient times to the present, Chinese hope that others will be the first to emerge.

Therefore, the entire people of Kaifeng, it is the news to watch, the lively onlookers, and the topics to discuss, but they are still just waiting.

From this point of view, it seems that Zhu Zilong's advertising and publicity are failures. In fact, Zhu Zilong is still comfortable and calm every day.

Looking at the entrance of the "People's Bank of the Great Song Dynasty", which took the lead in opening a store for trial operation at the entrance of Yipin Commercial Street, there were a lot of curious people pointing at it every day, Zhu Zilong said to himself very calmly: "Brother wants this, rumors and illusions!" Anyway, it's not the time for a national chain, so howl! If you are in a hurry, others are in a hurry! ”

If you want to be anxious, others are anxious?

That's right!

Inside the Fan Building, Pan Long walked back and forth in the room anxiously, looking out of the window from time to time, whether the person he was waiting for had come.

Finally, he saw that the person he was waiting for had arrived. Usually, only people wait for him, but now he takes the initiative to greet people.

"Shopkeeper Liu, how did the elders in the family reply? Last night, I went back to visit my house, but I just had to wait for an answer today. Did my dad convince them? Pan Long asked eagerly.

Although the Pan family has a family head, it is different due to special reasons, compared with the Cao family. In terms of family structure, the head of the Pan family cannot be 100% a one-word house. Although Pan Long is a young master, he only cares about one side!

"Back to the young master's words, the clan elders still decided to wait and see. Therefore, we are only allowed to borrow from the shareholders of our own house and Fan Lou, and pay the interest ourselves! Shopkeeper Liu replied cautiously.

"Pedanty, a bunch of old things that don't eat the old. I think it's the second room, and the third room has a different heart, damn it! Pan Long said hatefully.

"Young master, are we really going to go outside to borrow loan sharks?"

"At this point, is there a choice? The people's money village of that Yipin commercial street ......"

"Young master, they call it a bank, not a bank."

"It's all the same meaning, in short, Zhao Ta and the Cao family do this and that, isn't it perverse that they don't have enough funds, and they want to cheat a few more money from the poor and fight with us to the end? How can it be granted? ”

"I look at the Cao family and Zhao Ta, it is also an important moment to dismantle the east and make up for the west, and at this time, it is only effective to fight snakes and hit seven inches. The old guys in the family are not in unison, but I want them to see the ability of the future sword master of the Pan family! Pan Long said with a proud face.

I have to say that Pan Long miscalculated, but his arrogant personality couldn't tolerate him bowing his head. In the wine industry and gambling industry for many years, the three views that cannot be produced in a lifetime are extremely paranoid.

At the same time, as a powerful ally of the crown prince, it also makes him consider the focus of the incident, which is completely different from the elders in the family who only want to maintain stability.

In the half-black and half-white experience, the eldest and the second are the second, and the dragon's merit is greater than all. In the future, the Pan family should only be controlled by me alone, and such unspeakable ideas have been brainwashing him for many years.

In the end, in order to deal with Zhu Zilong's money bank financing war, (Pan Long himself thinks). Pan Long began to frequently borrow usury from many money banks and some individuals.

Among them, if it weren't for the persuasion of Shopkeeper Liu. Pan Long rose up even more, and planned to borrow from the monks of the temple and the Taoist priests to borrow ultra-usury.

Since the Northern and Southern Dynasties of China, many of the usurers have been monks and Taoist priests.

The Northern and Southern Dynasties were a period of great division in Chinese history, and the war never stopped, and it is rumored that half of the people of the Southern Dynasties died in the war.

In such a period, the ruler needed religious power to help him govern the people. In all dynasties, there was always no shortage of people who needed spiritual sustenance to seek comfort, so Buddhism flourished in the Northern and Southern Dynasties.

However, most of the lower-ranking monks were poor peasants who had fled to the empty door to avoid forced labor and war, and they had been oppressed to engage in all kinds of manual labor.

The presiding officer of the temple is a bigwig, who can be an official in the court, has countless wealth and real estate, and enjoys the fun of becoming a Buddha in advance.

Human nature is greedy, at the beginning of the senior monks played side hustles just engaged in real estate, at the peak of the Northern Wei Dynasty (the first dynasty of the Northern Dynasty) one-third of the real estate in the capital was the temple monks.

But whether it is a monk or a Taoist temple, engaging in real estate is to slap the face of the Buddha and the gods after all, and the reputation is not very good.

As a result, the senior monks started the "Monk's Mansion Su", which was used to save the year and help the victims!

The saying is very noble, but in fact, the monk Di Su means usury!

Sui, Tang, Five Dynasties, Song Dynasty, temples and Taoist temples have occupied the mountain as the king, pretending to be the name of the god to do things.

However, most of these people stood on the right side, or because the rulers of the new dynasty wanted to do the things of the Son of Heaven, although they were sometimes weakened, they never thought of weighing heavily on them.

At the end of the Northern Song Dynasty at this time, Zhao Ji of Song Huizong advocated Taoism very much, but he did not destroy Buddhism, thus forming a situation in which there were many scum in Taoism and Buddhism.

Now, even the Pan family can't wait for the black, and they can only abandon the idea of entering the loan shark industry in an all-round way.

What's even more ridiculous is that the successor of the Pan family, the leader of Kaifeng Huang and gambling, is actually going to start borrowing a lot of usury!

Even, I was thinking about whether to secretly communicate with the skinheads and the Taoist Friendship Party. Pitiful, alas!

-……