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Why build a railway?

There are many reasons to build the railway, the huge capacity of the train, the convenience of the train traveling thousands of miles a day, and so on, perhaps except for Zhu Yifeng and Xi Zhimo, everyone in the council hall has never taken a train, but it does not mean that they do not know these conveniences, but they also understand that now is not the time to build the railway. Pen "Fun" Pavilion www.biquge.info

You need iron to build a railway!

More silver!

And this is all that the current Governor's Office cannot provide, the iron works have not been built, and the silver is insufficient.

Perhaps Chen Duan's proposal to mint copper dollars alleviated the lack of financial resources for the governor's government, but how much more than 10 million yuan is needed for a railway of more than 2,000 miles?

Where does the money come from? The problem had not yet been resolved, and the Governor's problem had silenced the chaos in the council hall.

Why build a railway?

"Back to the Metropolitan Governor, the Metropolitan Governor's concern is that once the Cantonese bandits seize the capital, the situation will collapse and Jianghang will be cut off. If there is a railway between Guangdong and Han, the governor's office will no longer have a reason for river navigation, and at the same time, there will be a convenient transfer of troops! Only in this way can we seize the world with the Cantonese bandits in the future! ”

Luo Bingzhang's explanation is very direct, and he also shows a fact - the Governor's Office needs this railway. The reason why this railway is needed is because of the form of the world, after Luo Bingzhang's words fell, the hall suddenly became quiet, and now the Cantonese bandits besieging the capital have greatly changed the situation in the world, where will the governor's office go in the future?

How to defeat the Cantonese bandits is an unavoidable reality.

"What Ruzhai said is extremely true!"

Zhu Yifeng nodded, this is another reason why he wants to build this railway - in order to win the world with the Taiping army!

"With this railway, the two Guangxi will be twisted into a rope with the two lakes, and the transfer of materials and personnel between Guangdong and Han can be from morning to night, and they will be integrated into one, even if the Taiping army will attack, we can also use the railway as an artery, and mobilize personnel and troops to calmly resist the enemy......

For the Chinese people of this era, the advantages of the railway are understood by them, but for Zhu Yifeng, he knows that in the hundred years after the invention of the railway, the importance of the railway to a country, it is not a simple "road", but the artery of a country, throughout the next hundred years of the world powers, all are railway powers, the railway will connect its land into one, the industrial output value of various countries in the 19th century, which industry is more important than the railway?

No.

The importance of the railway is that it plays the role of a locomotive during the period of economic take-off, and has a redistribution effect on the country's industry through the function of transporting raw materials, products, and people. Railroads were also able to drive the production of steel, and the steel industry in the United States in the 19th century was able to catch up with the great powers combined, thanks to the construction of railroads that flourished.

However, all this is still too far away for Zhu Yifeng, now he only needs to think about the present, at the moment, he needs this railway, he needs this railway to connect Guangdong and the two lakes into one, only in this way, he can fight for the world with the Taiping Army in the future, and seize China with the strength of the three provinces.

"Of course, the construction of this railway will take no less than a few years, and the cost will be no less than tens of millions, and within these few years, I am afraid that this governor in Nanjing can only do Taoguang to maintain obscurity, and when the railway is built, it will be the day when we will turn the tide!"

What is the biggest advantage of the traverser?

That is the mastery of history, of the future, and perhaps, history has changed now. But Zhu Yifeng also has an advantage, that is, the grasp of the future, he knows the direction of the future development, and also understands what the future needs, which is also the source of his self-confidence, even if in the next few years, the Taiping Army won the world, what can it do? According to its way of governing the country, the future is still in their own hands, so why fear?

"The Guangdong-Hankou Railway is indeed important to my governor's office, but it can ...... Where does the money come from? ”

Zhang Liangji asked a little nervously, as a left member of the army, he was in charge of the household department, and in the end, he had to prepare for this money. Now the governor's mansion will come out with ten million taels of silver, even if it is a million taels, it will not be able to take out.

"Silver."

Luo Bingzhang also said in a concerned tone.

"Governor, this road must be solved first, if there is no money, or if the road is built by the Yue Han Dynasty for Zheng Guoqu, not only can it not force me, but it will exhaust me."

Zheng Guoqu was originally "tired of Qin", but in the end it was Zheng Guoqu who "strengthened Qin", the same reason, just like the Grand Canal, the Sui Dynasty died, but the Tang Dynasty was raised, this is something he has to consider, after all, this is more than 2,000 miles of railway.

"Well, silver, it's really important......"

Zhu Yifeng wore a shiny satin robe on his knees, and he was wearing a black Han-style round-necked robe at this time, perhaps he advocated Westernization, but it did not mean abandoning tradition, but for the position determines everything, as a Han person, he must choose the clothes of the Han people, of course, this can also make the Chinese people adapt, just like cutting braids and shaving hair at the same time, and not opposing hair growth, this is a kind of compromise.

For Zhu Yifeng, who already believes in pragmatism, this dress or hair system is just a tool that can be used.

"At the moment, it is a well-known fact that there is no silver in the treasury of the Governor's Palace, so the Governor is ready to borrow money! Borrow from the private sector! ”

The last sentence was like a hammer hitting the hearts of Zhang Liangji, Luo Bingzhang and others. They almost naturally thought of the so-called "commercial borrowing of people's money" in history, which was nothing more than a means of extortion by corrupt officials and corrupt officials. Both of these results were undesirable to Zeng Guofan.

"I don't know what the Metropolitan Governor is borrowing from the people? What does this mean? ”

Huang Sijiu, who is the head of the household, has a clear low tone, and even when he speaks, his tone seems a little uncertain.

This government borrowed money, and since ancient times, it thought that there was a reason to borrow!

"There are two ways to raise funds in the West, one is bonds, and the other is stocks, and it is through this method that Western countries collect social capital and use it for various undertakings ......."

When Zhu Yifeng was explaining bonds and stocks, what everyone was thinking about was the way in the history books when the dynasties were in financial distress, which was nothing more than constantly selling official titles or forcibly expropriating and demanding donations from the common people to repay the results. Donations and retributions appear to be voluntary and originally gratuitous, but of course, it is also common for the imperial court to be willing to reward those who donate and serve with official positions or honors or fame. However, the imperial court would not have thought of borrowing money from the common people. And now, the words of the Grand Governor made them a little confused.

"Governor, is this really borrowing money from the people? Do Western countries really borrow money from their people? ”

Luo Bingzhang's attitude became more and more suspicious, for him, who has long been accustomed to treating the people as cattle and horses, the governor's office borrowed money from the people, which was more than he imagined, although in the past, when he was in office, he borrowed money from the local rich gentry, but it was only the private behavior of the local government.

"It's borrowing money, and it's going to be repaid later...... No, not later, but as you borrow and return! ”

Nodding affirmatively, Zhu Yifeng said his thoughts,

"The Governor is ready to follow the example of the West and issue bonds guaranteed by the salt tax on the two lakes and Guangdong! Borrow 50 million taels from the private sector! It is agreed that it will be repaid in 20 years, with an annual interest of 5%, and there will be no increase in the event of an intercalation. The interest will not be repaid in the first 10 years, and the principal and interest will be repaid in the next 10 years, and the interest will be reduced. For the first 10 years, the interest will be repaid once a month with the salt tax earmark......"

After experiencing the previous financial crisis, Zhu Yifeng has been thinking about how to solve the financial problem, although the colonization and trade are the root of the problem, but to achieve these eight words need capital, where does the capital come from?

Although he had considered bonds as early as the first financial crisis, he didn't know much about bonds at that time, but now, through his understanding of foreigners and the methods of issuing bonds in history, Zhu Yifeng has thought of a simple way - guarantee!

In this era, when European and American countries issued bonds domestically, they often used national credit as a guarantee. But this is precisely what China lacks -- for thousands of years, in this imperial court, which regards the people as cattle and sheep and takes them at will, it has only once broken its trust with the people, so naturally there is no credibility. But if there is a guarantee, it will be different.

What is the most valuable thing for the two lakes right now?

It's the salt tax!

When the adults spoke, Zhang Liangji, Luo Bingzhang, Li Ziyuan, and Lin Zhiping all listened carefully to every word he said, and they had to listen carefully and ponder carefully. After all, it is not unusual for the Metropolitan Governor to do this thing now, and now he has said such an unusual thing, is it feasible or not?

"The Metropolitan Governor, it is not impossible to use the salt tax as a guarantee, and the salt tax of the three provinces for 20 years is more than 10,000 taels, if it is calculated carefully, it is not impossible, after all, even if this is a private loan, there is also a pledge, and now the Metropolitan Governor is using the salt tax of the three provinces in the future as a pledge, and the gentry will not object. It's just that this monthly interest is repaid, how to repay it? ”

Huang Huijiu asked with some confusion.

"With the coupon below the bond! Each bond is printed with 240 coupons, with interest repaid in the first 10 years and principal and interest in the second 10 years, with the amount to be repaid on each coupon ......"

Although this seems to be extremely fair, only Zhu Yifeng knows that this is actually a hole buried -- according to his idea, 500,000 tickets will be printed for every 100 taels of votes, and 50 million taels of silver will be counted. The annual interest rate is 5%, which is the interest of 5 taels of silver in a year, and the annual interest rate of 5 taels of silver is distributed in 12 months, which is 0.416 taels per month, which means that the government can use copper dollars to repay the interest on stocks in the future! Even if only half of the copper dollar is paid, for the government, the pressure to repay interest is acceptable, it is nothing more than to increase the supply of copper dollars, nothing more. Its effect is almost like the act of turning on the money printing machine in later generations.

Of course, there are some things that can only be done, but not said. Just like now, he could never say the idea of repaying the loan with copper dollars.

"As for the repayment of the interest on the bonds, the Governor's idea is that the official bank will be responsible for the issuance of the bonds and the repayment of the interest on the bonds." (To be continued.) )