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The official silver number is in charge!

When everyone heard the Metropolitan Governor mention that the official silver number was in charge of this matter, they were all stunned. Pen × fun × Pavilion www. ｂｉｑｕｇｅ。 ｉｎｆｏ

This official bank account has only just been established, and according to its original duties, it is nothing more than responsible for the release of local taxes to the household department and the special funds of the household department to the local government. Of course, one of the most important responsibilities is the payment of military salaries.

In fact, it was the problem of military salary payment that led to the establishment of the Lianghu Guanyin, at the beginning, everyone did not think that this Guanyin was a big deal, at most it was a government-run bank, but slowly they found that the rights and responsibilities of the Guanyin were getting bigger and bigger, and now they actually let the Guanyin be responsible for the issuance of bonds and the repayment of bond interest, which did not surprise them.

"Governor, this bond has a lot to do with it, shouldn't the Ministry of Households be in charge of this matter?"

Huang Huijiu put forward his own suggestion in a timely manner, maybe he didn't know what this bond was, but since it was borrowed from the government, it naturally had to go through the hands of the household. This is his right and responsibility, and when it is time to fight, he must fight for it. In fact, this is also the necessity of power, and this is true in the Governorate, and it is also true in all dynasties.

"So, how are you going to issue bonds?"

Staring at Huang Huijiu, Zhu Yifeng asked rhetorically.

"This should be based on the financial resources and the number of people in the two lakes, and decompose the bonds into the prefectures and counties, and the prefectures and counties will urge the local gentry to buy such ...... that benefit the country and the people."

Huang Huijiu, who noticed the change in the face of the Metropolitan Governor and realized that his suggestion was not in line with the wishes of the Metropolitan Governor, became quieter and quieter, and finally had to speak.

"This matter is still the first time, and I will report it to the ......governor of the capital after the minister goes back and carefully discusses it with the people in the ministry."

This is a compromise, but Huang Huijiu obviously ignored one point, most of the governors didn't want to let the household department be in charge of this matter at all, so naturally he wouldn't give him time to improve the plan.

"No more discussion! The sale of bonds will never be done by the government, let alone the government! ”

Waving his hand, Zhu Yifeng said categorically.

"We must first make it clear that after the issuance of bonds, we and the officials and people who subscribe to the bonds should be a creditor-debt relationship, and this debt relationship must be clarified, if it is according to your previous method. Is there someone who comes to the door and forces someone to borrow money from you? If you do that, then make the so-called "bonds" a kind of donation in disguise, so what is the point of issuing bonds? ”

Huang Huijiu's words strengthened Zhu Yifeng's determination to be responsible for bond issuance by Guanyin. There are some things that the government must stay out of, even if the result of the issuance is unfavorable, and it must also avoid the bonds becoming disguised donations, which will lead to the resistance of the people.

"What is the most important thing about this bond issuance?"

In everyone's puzzlement, Zhu Yifeng slowly explained.

"It's not about raising a lot of money, although this is our goal, but the most important thing is to let the people understand the debt relationship through the occurrence of bonds, establish people's confidence in bonds, and then establish a good credit system!"

After experiencing the previous financial embarrassment, Zhu Yifeng has always been extremely concerned about the establishment of official bank accounts and the issuance of bonds, and after the military salary case, he met with Wang Zimao, a small official under the household, three times. While listening to his ideas, and colluding with him according to the way he understood the operation of the bank, he was naturally impressed by his suggestions for absorbing deposits.

In the end, in the name, Wang Zimao chose the "official silver number", which is more characteristic of the Chinese name, according to his idea, the bank needs to borrow the "official power" to win the trust of the people, perhaps the government is not trustworthy to the people is a common thing, but the people have always been in awe of the government, so the bank needs from the beginning, to use the official power, to establish credibility.

The official bank account is just a name, and the purpose of establishing the official bank account is to establish a modern financial system. Now that the bank has been built, this bank can even be said to be the first bank in China, but this bank needs the support of the government and the government to mature in the shortest possible time.

Many people are not aware of the importance of banks, but in fact, for a government, the role of banks, as the core of financial institutions, is even more important than the military, or as important as the military.

In another time and space, before the First Sino-Japanese War, there was not a single bank in China, and it was impossible to quickly and effectively concentrate the idle funds of society to support the war by relying on the traditional pawnbroking business, ticket numbers, and money banks. The lack of modern financial institutions and financing means was also a major factor that made the Qing government sigh in the face of huge military spending. In the process of learning from the West, Japan attaches great importance to the borrowing of financial instruments. As early as 1877, Japan tried to issue public bonds to finance the war. During the First Sino-Japanese War, it raised more than 100 million yen in public bonds, most of which were privately funded. In 1889, there were 218 banks in Japan, and 695 similar banks. These modern financial institutions enabled the Japanese government to smoothly raise huge sums of money on military expenditures. Even until the end of the war, it still had tens of millions of yuan in military spending. On the other hand, the Manchu Qing Dynasty, which lacked modern financial institutions and financing means, was at a loss in the face of huge military expenditures.

It was also Japan, before the Russo-Japanese War, after the army had completed many preparations, after Kodama went to meet with the governor of the Bank of Japan, and after receiving his promise and support, the army made up its mind to go to war, because the war was ultimately a contest of financial resources, and a war without financial support, like the First Sino-Japanese War, would inevitably end in tragedy.

It is precisely because he understands the importance of banks, and also because there is no bank in China at all, that Zhu Yifeng will immediately give it various policies to support after establishing the bank. The issuance of bonds, of course, is needed for the construction of railways, but also to support the development of the official bank, originally for the official bank, only through the entrustment of the governor's business, now through the issuance of bonds, the official bank can get further support, once the bond issuance is smooth, then the treasury will also be stripped out of the household, handed over to the official bank.

All this is just the beginning, a good start, just like the distribution of military salaries, the official bank has established a certain credibility through the payment of military salaries, and now many military families and their relatives have begun to deposit their money in the official bank, which is a beginning, and the issuance of bonds is also a beginning.

“…… Only by establishing good credit will we be able to pool the idle funds of society in the future to support us in building railways, factories, and even wars,"

This is the purpose of this bond issuance, of course, not many people can understand Zhu Yifeng's long-term plans, looking at the people in the chamber who seem to be puzzled, Zhu Yifeng's heart is sighing, for these officials who have read the "book of sages" all their lives, they may be able to cite scriptures to expound their views, but they cannot understand what modern financial institutions are, what financing is, and still less understand what "deficit finance" is. As for the current financial concept, it is unfamiliar to them, and even they cannot understand it.

How many of these people are willing to sincerely learn Western knowledge and be able to learn and attract Western modern civilization with the courage of "embracing all rivers"?

Every time he faces these officials who seem to have made progress, but in fact have made very limited progress, while sighing that there is no one around him, Zhu Yifeng's heart admires the ancestor of the inner man more and more, but he admires it again, it is also a figure hundreds of years ago, as for now, it is better to come step by step.

"It seems that in the future, a library will need to be built no matter what! Change people's minds through libraries! ”

After the meeting hall was over, Zhu Yifeng secretly thought to himself.

"Yes, it is not just a suggestion to build a library, but to build a library in every prefecture, every county, and even every village, so that everyone can have access to modern civilization, not only traditional books. It is necessary not only to build a library, but also to translate Western books as much as possible...... Yes, to set up a translation library dedicated to translating Western books! ”

When this idea came to mind, he naturally thought of the century-old translation movement in Arabia, in which the Abbasid Caliph vigorously advocated and sponsored the translation of scholarly texts from ancient Greece, Rome, Persia, India and other countries into Arabic through an eclectic and inclusive cultural policy, and absorbed advanced cultural heritage. Hundreds of years later, during the European Renaissance, due to the loss of texts, some classical texts translated into Arabic had to be retranslated from Arabic into Latin, which led to the Renaissance.

Today's China may not need a century-old translation movement, but it needs to learn from the West thoroughly with a heart of "inclusiveness" and "inclusiveness", and only in this way is the only way to become a strong country, and history has already proved all this. Either step on the bones of others and achieve the prosperity and strength of the country by learning from the West in an all-round way, or they cling to the so-called tradition and let others step on the bones of China.

"Library, Translation ......"

Taking out the notepad from the drawer, when Zhu Yifeng wrote these words on the notebook, in order to ask himself not to forget this matter, looking at the brush in his hand, a thought suddenly popped up in his heart.

"It seems that this brush will be replaced with a pipe pen......"

What is good at the top will be very bad at the bottom. This sentence is indeed true, as a leader must influence and change people's views through his words and deeds, for Zhu Yifeng, who is eager for officials to take the initiative to learn Western culture, he does not mind influencing the officials in the Governor's Mansion through some details.

"But the quill is not very convenient to use, well, you can consider the pen, I don't know if there is an invention now......"

While his thoughts were floating, Zhu Yifeng looked at the calendar on the table, which was a calendar printed based on the calendars of later generations, that is, he could see the lunar calendar and the foreign calendar.

"It's already 1854!"

Looking at the January 7 on the calendar, looking at the circle drawn with a brush on it, this is the mark I made half a month ago after I decided to send troops to Guangdong.

"I don't know if he's here?"

Thinking about it in his heart, Zhu Yifeng called someone to invite Luo Bingzhang to come over, and soon Luo Bingzhang came to the office, and after his salute, Zhu Yifeng asked him to sit down, and then asked directly.

"Count the days, Ye Enyi is almost in Guangzhou!"

Ye Enyi is the adopted son of Ye Mingchen, the governor of Liangguang, although he is the son of a high-ranking official and dignitary of the Manchu Qing Dynasty, but out of Huairou...... No, it should be said that it was out of the need of the united front, Ye Enyi was not harmed, and even the Ye family's industry was not affected, which also included other Qing court officials from the two lakes, not only were they not impacted, but they still maintained their "respect", of course, this is for the needs of the united front!

The Metropolitan Governor's inquiry made Luo Bingzhang quickly answer.

"Well, it should be almost! Even if it's a few days at night, it should be the work of these few days! ”

"If Ye Mingchen can descend......"

After pondering for a moment, Zhu Yifeng continued.

"The overall situation of Guangdong has also been decided, if it is ......"

If it really can't be done, it is okay to build an iron factory in Guangdong, after all, it is only a "small factory" with an annual output of 10,000 tons, and its purpose is only to master modern metallurgical technology.

Of course, as long as possible, Zhu Yifeng still hopes to put this iron factory in Daye, after all, a series of factories are now built in Wuchang. More importantly, although it is a pilot plant, it is the mother of China's iron and steel industry after all, and Daye Iron Works will continue to expand in the future. As a result, China will be able to catch up with other powers and stay ahead of the curve as the steel century begins.

"Metropolitan Governor, Ye Mingchen doesn't have much of a problem on his side, after all, the current situation is here, and the situation in Guangdong is also there, he Ye Mingchen is not a confused person! Not even pedantic! But ......"

After a slight pause, Luo Bingzhang looked at the Metropolitan Governor and said.

"There have always been heavy troops stationed in Guangdong, Guangzhou, Zhaoqing, and Huizhou each have governors, governors, and admirals stationed there, and there are also Guangzhou generals to control each other, the four of them hinder each other, if you want this Ye Mingchen to miss me, I'm afraid you have to take that dose of fierce medicine!"

The fierce medicine has naturally begun to come out, and Luo Bingzhang is naturally very clear about this, and it can even be said that the fierce medicine is directly related to the future of Guangdong, as for how he Ye Mingchen receives this medicine, it is not something that Luo Bingzhang can control.

"Metropolitan Governor, I'm afraid it still depends on Ye Mingchen, after all, we can only speculate one or two ...... now"

Nodding slightly, Zhu Yifeng's expression became more and more solemn.

"If that medicine doesn't work......"

Looking at Luo Bingzhang, Zhu Yifeng smiled and shook his head.

"I'm afraid that when the time comes, I can only take Guangdong by force!" (To be continued.) )