Normally, a loan contract like this is the most reliable in triplicate, one for the person who lent the money, one for the person who owes the money, and the last one for an introducer.

This introducer generally has a good relationship with the person who borrowed the money and the person who was borrowed, and belongs to a bridging existence.

After all, no one can just lend money to someone they don't know.

However, this introducer has another identity - guarantor!

In case the borrower suddenly disappears, or some other excuse for not paying back, the person will have to find you as a "guarantor"!

Therefore, the existence of this "guarantor" is also risky.

Especially for an intermediary like Mo Ming, who took a contract, if you didn't get the contract before, then it's okay to say, the person who borrowed the money ran away, and if you don't have a rut, you can leave it alone.

But once you get this contract, it means something else, and if you want to stay out of it again, I'm afraid it's not so easy.

What do you mean by that......

In fact, there seems to be nothing wrong with this matter on the surface, after all, he is a child of a family, although he is not very old, but his mind is much more delicate than that of ordinary family children, and his consideration is much more comprehensive. 、

Compared with those people around them, they felt that Mo Ming was more cordial.

It's not that Mo Ming is trustworthy, mainly because there are so many people here now, they know Mo Ming!

Although the nearly 100 people here are all here to apologize to Mo Ming on the surface, in fact, everyone has their own thoughts, and no one knows anyone.

Especially after two rounds of "borrowing money", these people here are not as harmonious as before, when they first came, everyone was energetic to work together, and now, everyone is thinking about how to ensure their own interests.

Don't talk about those who borrowed money, at least in the eyes of these rich people, Mo Ming is already a united front with them.

After all, if it weren't for Mo Ming, they wouldn't have been able to get that much in arrears today.

Although according to Mo Ming's method, these arrears cannot be all received at once, as long as this note is signed today, then these arrears are really the property in his name.

Compared with the "borrower", the "borrower" trusts the "intermediary guarantor" more.

This is a psychological effect, when people are faced with a choice, they will instinctively choose someone who is closer to them and more familiar......

However, this matter is all the simple thoughts of the children of these families themselves, and it doesn't matter.

He said: Even if people are unwilling to repay the money, do you rush to find Lao Tzu?

Hehe, that's it, after today, do you still want to find Lao Tzu?

Yes, give money!

Wo Cao, it's easy to say anything if you give money!

Don't say it's to help you find someone to chase money, you just have to beat up the person who owes money, and Lao Tzu will help you fight!

But if you don't have any money, hehe......

Don't look at Lao Tzu's signature on this piece of paper today, if any of you dare to bother Lao Tzu blindly in the future, see if Lao Tzu doesn't slap you to death!

This thing seems a bit shameless, but in fact, Mo Ming thinks so.

Even if he killed these Yan family disciples, Mo Ming's heart did not fluctuate at all, in his words, that is:

Why didn't you give Lao Tzu money, why did Lao Tzu guarantee you?

Mo Ming also took a general look at these contracts just now, and most people maintain the interest at 10%, and some people take 20% interest, and 30% and more than 30% are not at all.

After all, the interest rate of 30% is too high, almost equivalent to paying nearly a third of the extra money, which is beyond the bottom line of those people.

Actually, in the matter of interest, Mo Ming really cheated these people.

The advanced repayment method of installment repayment was first popular in Tianting, and it was bound to online shopping at the beginning.

For example, if you want to buy something and are reluctant to spend so much money, or you don't have so much money in the card, you can choose this installment payment and repay the money monthly, so that the person who pays back dozens or hundreds of dollars a month is not distressed.

Of course, there is also such a thing as interest, but that interest is not the same as today's interest.

One percent of the interest is 10% of the total amount owed, two percent of the interest is 20% of the total amount owed, and three percent of the interest is 30% of the total amount owed.

If the interest of one or two percent is only one or two hundred taels of silver, or two or three hundred taels of silver, you can't see anything, but for the children of these families, you can deal with it.

After all, they are all children of the family, even if there are family rules on it, there is still some money...... It can't be said to be making money, just a way to get money!

The interest of one percent is twenty or thirty taels of silver, which is not too difficult for them.

However, if the arrears are too much, such as six or seven hundred taels, or one thousand eight hundred taels of silver, then even one percent of the interest is a little scary.

Therefore, in the heavenly realm, there will never be such a high interest rate for borrowing money like this, one is because there are more ways to repay in installments, and the plan you provide is not good, then I can change to someone else's plan, and the other is that the top is strict, suppressing this piece and allowing profits from it, but it can't be too much, and it can't touch the bottom line.

However, Mo Ming didn't bother to tell them about this, anyway, he said it casually at the beginning, it was just for the sake of giving examples what he said "one percent interest" and "two percent interest", he didn't expect these "rich people" to be so ruthless, and they just pushed the boat down the river......

In fact, the development of this matter is also a bit unexpected, originally he just wanted these rich people to take advantage of a little more, appease their narrow minds a little, and satisfy their greed, who knew that these people were so unreasonable.

Mo Ming didn't count how many people there were, but he estimated that there were nearly a hundred and ten people.

Let's take a whole number, according to a hundred people, suppose that fifty people here borrowed money, and each of them borrowed two hundred taels of silver, then how much is that?

That's 10,000 taels of silver!

In order to facilitate the calculation, all of them are calculated with 10% interest, how much is it?

That's a thousand taels of silver!

That's not a small amount of money......

Seriously, Mo Ming came to this mortal world from scratch, poor and white, and if he wanted to get some money, he had to ask his mother for it.

In the past, my mother was still in charge of him, but after today, it is estimated that my mother will have to be strict with him.

It's hard to get a cheap sister, it's so cold.

Mo Ming could imagine what kind of answer he would get if he went to ask that cold sister for money.

From this moment on, Mo Ming can only rely on himself for anything!

(End of chapter)