Chapter 226: All the interest is assigned to me
Mo Ming didn't rush to force these people, he gave these people enough buffer time.
Why is it "buffer" time, not "thinking" time?
Because, Mo Ming knew that this little time was not enough to make these people make up their minds, after all, this was a big piece of fat, and for "installment repayment", they really hadn't touched it, and no one dared to try it easily.
After thinking about it for a long time, these "rich people" couldn't make up their minds.
It was at this time that Mo Ming spoke again:
"I know that you feel that you have suffered a loss in installments, and you are not at ease, what will you do if these people do not admit it in the future, so let's solve these two problems for you!"
First intimidate these people with "overturning", force these people to comply, and then help these people come up with solutions.
With a slap and a sweet date, Mo Ming believes that these people will make the right choice:
"First solve this 'non-recognition' problem, who among you has reached a consensus on the transaction, you can now sign a treaty in front of everyone present, in duplicate, and you both keep it, so that you will not admit it in black and white, right? If you are still worried, you can make three copies, and I can keep one for you here!"
"Then, it is the problem of 'suffering', this is also easy to do, you can do this, the person who repays in installments can add compensation interest every time he repays, this interest can be half percent, or 10%, 20%, 30%, together with the agreed 12 times the principal plus the previous four times the principal to calculate the total amount of money, and pay it in installments of ten months or twelve months a year, or two years and 24 months. ”
"That's what I'm talking about, okay?"
After speaking, Mo Ming pinched his waist and waited for the reply of the group of people below.
The group of "rich people" at the bottom looked at each other, and now at this time, they are also very confused.
Mo Ming, who was originally in the united front with himself, suddenly turned against them, put pressure on them, and forced them to make a choice.
If it were something else, it would have been fine, but the matter of "money" was not so simple, they really hadn't experienced this kind of thing......
Actually, it's no wonder when you think about it.
These children of the family are usually very uncomfortable when they are suppressed by the clan rules, and to put it mildly, they have never seen so much money when they are so old.
Now that so much money is in front of them, can they not be cautious?
Their minds echoed Mo Ming's words just now, thinking about them one by one, as Mo Ming said, their two biggest knots, one is "distrust", and the other is "fear of loss"!
However, now Mo Mingdu has helped them out.
The problem of distrust can be solved through a contract, which is nothing, and the latter "fear of loss" is a bit interesting.
Raising interest means making money, who wouldn't want to?
Who is afraid of money?
It is indeed a bit difficult to let these ordinary children of the family pay back a few hundred taels of silver at once, and they themselves are not short of money for the time being, these people who borrowed their money owe them so much money, even if they collect interest, they can also collect a lot.
It's an extra income, so why not?
"Okay, since Brother Mo Ming has said so, then I'm willing to give it a try!"
In the crowd, I don't know who said it loudly.
Some people took the lead, and everyone else spoke:
"Okay, it's not easy for you to repay the money, and I'm not strong, you make a note and pay off my money in one year and twelve months!"
"Come on, come on, I only allowed you to repay the loan in installments for the sake of Brother Mo Ming's face, but I have to collect two percent of the interest!"
......
Then, a new round of revolving meetings began.
The difference is that this conference is focused on "interest"!
One hundred taels of silver will be paid one percent of the interest, that is, an additional ten taels of silver will be paid, and two hundred taels of silver will be paid one percent of the interest, that is, an additional twenty taels of silver will be paid, and three hundred taels of silver will be drawn one percent of the interest, that is, an additional thirty taels of silver will be paid.
And if one hundred taels of silver are to be paid two percent of the interest, it is necessary to pay an additional twenty taels of silver, and two hundred taels of silver will have to pay an additional forty taels of interest, and three hundred taels of silver will have to pay an additional sixty taels of interest.
If you take 30% interest, then this interest figure will be even more terrifying.
And this is only calculated to three hundred taels at most, you must know that the total arrears here have been as high as four or five hundred taels, and there are also a lot of people!
If you calculate the total amount owed, then the interest is a little frighteningly high......
Maybe these "rich people" themselves have noticed this, and they are embarrassed, so when they find a reason, they have to bring "Mo Ming".
What is on Mo Ming's face, and what is believed in Mo Ming......
Hehe, why didn't I see you looking at Lao Tzu's face before, giving Lao Tzu more money?
That's the way it is, when you're useful to them, they'll think of you first, and when you're not helpful to them, they'll be indifferent to you.
Just like now, they need the step of "Mo Ming", and at the same time, they also need the name "Mo Ming" to deter these people who borrowed money, for fear that these people will not repay the money they borrowed in the future.
Mo Ming was standing on the side, he listened to these "rich people" all kinds of banners under his banner, and he thought in his heart, this can't let you play Lao Tzu's banner in vain!
The two groups of people at the bottom quickly reached an agreement, and the vast majority of them chose to write the contract in triplicate, those who borrowed money and those who owed money, plus Mo Ming, one for each person.
In fact, this triplicate contract usually uses a "third party" like Mo Ming as a guarantor, for example, if the person who owes money suddenly does not pay back the money, the person who borrowed the money has reason to find Mo Ming as a "guarantor".
However, Mo Ming is more special here.
He is just acting as a notary public, which is to witness the signing of the loan note by both parties, as for the "guarantee......
Hehe, why didn't you give Lao Tzu money, why did Lao Tzu guarantee you?
In fact, even if Mo Ming is willing to be this "guarantor", if something happens in the future, others will not dare to come to the door......
As for the interest, most people maintain it at 10%, and some maintain it at 20%, but not more than 30%.
After all, the interest rate of 30% is too high, almost equivalent to paying nearly a third of the extra money, which is beyond the bottom line of those people.
"It's all over, isn't it?
After almost everyone's contracts were tossed, Mo Ming clapped his hands with a smile.
No one spoke at the bottom, which means that everything that should have been done has been done, and it has not been left behind.
At this point, Mo Ming nodded with satisfaction.
Then I heard him say again:
"I just looked at it, and everyone is earning a lot of money, but there is a saying that 'drink water and don't forget to dig wells', so I hope you can transfer all the interest you receive to me!"
(End of chapter)