The three of them drank the wine in the cup with a smile on their faces, and Jin Lisan didn't wait for Qin Chuan to make a move, he had already grabbed the small oak barrel and filled the three empty cups with wine. Pen ~ fun ~ pavilion www.biquge.info

Jin Lisan and Li Mingfang had never drunk this kind of beer with a bitter taste like horse urine before they met Qin Chuan, but since Qin Chuan drank a beer in Lishunde, he asked Xiao William to buy this pure German beer from Germany for him regularly, and even once planned to build a brewery in Tianjin. It's just that there are too few people drinking this beer in China, and they are afraid that the beer produced will not sell, so they temporarily stopped.

However, because William brings hundreds of barrels of beer to Qin Chuan every month through freighters between Europe and Asia, Qin Chuan usually invites them to drink this German beer when he invites them to dinner.

Jin Lisan put down the small oak barrel, and asked Qin Chuan with some concern before he could sit down.

"My lord, Citibank wants to recover our loan in advance at all costs, and this must be related to the possible depreciation of silver that we have just discussed, and this American is going to implement the gold standard. Judging from the fact that Tang Sen told me to keep it secret, Citi's head office in the United States probably learned the inside story of the matter through some channel, and they did not dare to speak out for fear of breaking the big thing, but only wanted to quietly get the loan back from us and minimize some losses. Also, judging from the fact that the Americans agree to recover less than 10% of the loan and want us to give up the contract, the decline in the price of silver this time will not be less than 2 to 30%. ”

Qin Chuan nodded and said: "Your analysis is reasonable, in my opinion, not only will the price of silver fall by more than two or three percent, but Citi's move also tells us that the time for the price of silver to fall should be within three or four months." ”

Although Li Mingfang also thinks that Qin Chuan and Jin Lisan's analysis is very reasonable, and he has confidence in his heart, Li Mingfang is still a little worried about how to reply to Citibank's Tang Sen.

"Owner, then let's borrow Citi's money, do we pay it back or not?"

Jin Lisan laughed out loud: "Naturally, he won't pay it back, if he wants to pay it back, he will have to have more blood." I said Lao Li, the Americans lent us money, but there is a contract, and if he wants us to withdraw from the contract by ourselves, then he will have to pay the price, one percent is not enough, at least two percent. ”

"Twenty percent!"

Hearing Jin Lisan's words, Li Mingfang beat a drum in his heart, and said with some weakness: "Oh my God! If you borrow money from others, you will have to pay an extra 20% of the compensation in just over three months! Twenty percent, that's 1.8 million US dollars, according to the current gold and silver price, that's more than 1.5 million taels of silver! Even if it's robbery, you won't be able to grab so much silver in these three months! ”

"That's right! It's robbery. ”

Qin Chuan took over the words and said with a grin: "Don't say that Lao Tzu and Citi signed a contract, just because their money is now in Lao Tzu's hands, it is the money that Lao Tzu owes him, and Lao Tzu is the uncle." Besides, they don't dare to speak out now, so they can't help Lao Tzu. ”

"But 。。。。。。"

Qin Chuan put away his smile: "The predecessor of Citibank was the New York City Bank founded by the Tillman family in the United States in 1982 in the eighth year of Guangxu, that is, in the Western calendar, and the current Citibank is controlled by the Tillman family and the Rockefeller family. The Mantil family is fine, but this Rockefeller is not ordinary, he is now the richest man in the United States, not only the owner of the largest oil company in the United States, but also has his large investments in many industries in the United States, and has a lot of energy. ”

"Moreover, Citi is the only U.S. bank in the U.S. that has opened a branch in Daqing, so in the future, we will inevitably have business dealings with U.S. companies, and I'm afraid that the funds will have to be completed through Citi. If we make too much money on it this time, I'm afraid we will have a grudge against Citigroup and even Rockefeller, the richest man in the United States, so 。。。。。。 ”

Although Li Mingfang couldn't bear to collect as much as 20% of Citi's loan loss, he suddenly heard the meaning of Qin Chuan's words, he wanted to tie up Citi, if this was the case, the more than 1.5 million silver would fly away, and Li Mingfang couldn't help but feel heartache.

Li Mingfang grinned, inhaled cold air for a long time, and said with a sad face: "Dongjia, you have been talking about this for a long time。。。。。。 Do we still have to pay back? ”

"Yes, pay it back."

Qin Chuan's words, not only Li Mingfang's heart was cold, but even Jin Lisan was also taken aback, and asked Qin Chuan with some disbelief: "My lord, this money 。。。。。。 Shall we just pay it back? ”

Qin Chuan, who had already had a plan in his heart, nodded and said in a resolute tone: "Yes, pay back the money." ”

"However, although the money has to be repaid, it cannot be said that it will be repaid."

Qin Chuan's statement, not only Li Mingfang was a little confused by Qin Chuan's words, but even Jin Lisan was also a little confused.

Li Mingfang anxiously asked: "I said the owner, are you paying it back or not?" That's more than 1,500,000 taels of silver! It is enough to build this Tangxu railway to Shanhaiguan. ”

Seeing Li Mingfang's painful appearance, Qin Chuan took a sip of his wine glass and said to the two of them lightly.

"In order not to have a grudge against Citi, the money has to be returned. However, you can't just return it to them casually, you can ask for money, but Lao Tzu can't give it to him now, now Lao Tzu is just two words, no money. ”

"If they have to recoup the loan, Lao Tzu can now sign a new loan contract with him, which can indicate that the original repayment date remains the same. However, this is subject to satisfying Lao Tzu's two conditions. ”

"My lord, what are the conditions?"

Jin Lisan never believed that Qin Chuan would give back this large amount of silver so easily, but he really couldn't think of where Qin Chuan was going to get it back.

Qin Chuan leaned forward slightly, and said to the two of them with a sly smile: "Lao Jin, you can call Tang Sen back tomorrow, just say that in view of the tight position of their Citi head office, in order for the two families to continue to cooperate in the future, Lao Tzu agreed to repay the loan in US dollars, and it was in full." ”

Li Mingfang interrupted Qin Chuan's words in surprise: "What! Just give it all to him? ”

Qin Chuan nodded and said, "Yes, let's repay the loan in full." ”

"However, there is a precondition for full repayment, and if Citi can meet my conditions, then everything will be easy."

Jin Lisan knew that Qin Chuan must have some good idea, so he couldn't help but hurry to ask.

"If you ask him to contact their head office in New York, just say that Aurora Bank has entrusted Citi to sell no less than 6 million taels of silver bonds in the United States, the amount of the bonds can be up to about 10 million, the maturity of the bonds is three months, no monthly interest, and the interest will be paid to the people who buy our bonds at the same time as 5 percent after the bonds mature."

"To reassure them, we can pledge the equivalent of gold in your vault."

"Also, although we promised to repay the loan in full, and we still repay it in US dollars, we can't pay it back now, we still have to wait until the time in the last contract to repay, and there is no interest, so we can enter into a repayment document with them. In addition, the silver raised from the issuance of bonds did not need to be shipped back, and Citi was entrusted to convert it into dollars in the United States as soon as possible. ”

"No, not as soon as possible."

"Instead, it must be converted into dollars by mid-April, otherwise they will have to use dollars to compensate Lao Tzu for the remaining silver."

"Then, Citi will use those dollars to buy shares in steel, oil, machine building, shipbuilding, and weapons and ammunition companies in the United States. Of course, we can't let them do our work for nothing, and the commission given to them is 5% of the total amount of bonds issued, all paid in US dollars。。。。。。 ”