Jin Lisan's words shocked Li Mingfang and froze, even Qin Chuan couldn't help but tremble in his heart, his face changed uncertainly, and his nervous eyes looked at Jin Lisan. Pen | fun | pavilion www. ｂｉｑｕｇｅ。 ｉｎｆｏ

After a long time, Li Ming asked in shock.

"Old Jin, did you just say that this silver is going to be devalued?"

Jin Lisan glanced at Qin Chuan, who was looking at him fixedly, and said to Li Mingfang.

"Lao Li, it's not that I said that this silver should be devalued, it's because you asked the adults to do this, which is what the adults think, but I just said it."

Li Mingfang turned his head to look at Qin Chuan, and seeing that Qin Chuan looked at Jin Lisan without speaking with a complicated expression on his face, Li Mingfang had no choice but to turn his head and look at Jin Lisan in surprise, waiting for Jin Lisan to explain his shocking following.

Jin Lisan was not in a hurry, picked up the tea cup, gently blew off the tea foam, took a sip, clicked his mouth, and slowly tasted the fragrance of the tea.

Jin Lisan's demeanor made Li Mingfang's anxious heart burn like a fire, rubbing his hands and about to ask, but saw Jin Lisan put down the teacup and lowered his head to check the pale green fragrant tea in the teacup, as if there were endless mysteries in the tea that exuded a light fragrance.

Jin Lisan said slowly while observing the faint mist slowly wafting on the pale green tea water in the tea cup.

"Lao Li, in fact, I think the same as you think, the so-called big silver mine is completely a non-existent thing. Because until now, we haven't seen any adults throw even a penny of silver into that silver mine. ”

"Also, you also said that whether it is a money bank or a silver number, since ancient times, it has been to absorb low and lend high, absorb savings and then lend, relying on interest differentials to survive. But the adults are good, just use this frightening high interest rate to attract a large amount of deposits and loans, but do not lend anything, all of them are exchanged for large sums of gold and put in the treasury to idle. Even with a considerable amount of coinage, he also asked us to control the number of mints as little as possible. ”

"In all this, there is only one case, not only will we not lose money, but on the contrary, we can make money."

Although he already knew what Jin Lisan was going to say, Li Mingfang couldn't help but blurt out and ask: "Under what circumstances?" ”

Jin Lisan stretched out his hand to push away the tea cup in front of him, and said in an indifferent tone.

"That is, gold has to rise in value and silver has to depreciate. Moreover, the depreciation of this silver must be very large, and the time must be before June, otherwise we will still have a huge loss. ”

Jin Lisan looked up at Qin Chuan: "Citi's Tang Sen is desperate to recover the loan in advance, which further confirms my idea." In my opinion, the owners of Citi should think so. ”

Li Mingfang came to his senses a little, turned his head and asked Qin Chuan impatiently.

"Boss, is what Lao Jin said true?"

Although there were too many doubts to be found in his own approach, Jin Lisan could see his mind so quickly, which made Qin Chuan feel deeply shocked.

"Talent! Talent! ”

Qin Chuan couldn't help but secretly rejoice in his heart that he had pulled this shrewd Jin Lisan under his command early, otherwise if this plan was leaked out, it would cause a big uproar, and his plan would not even fall short.

Qin Chuan did not answer Li Mingfang and Jin Lisan's questions immediately, but reached out and took out two more goblets from under the coffee table, personally picked up the small oak barrel and filled the two empty cups with amber crystal luster, put down the small oak barrel, and picked up the two glasses that had just been filled with beer and handed them to Jin Lisan and Li Mingfang respectively, and he also picked up the wine glass.

"Lao Li, what Lao Jin said is true. Lao Jin is worthy of being a person who has been in Dadeheng for more than ten years, and his judgment is extremely accurate. ”

Qin Chuan, who had already thought of a countermeasure, glanced at Jin Lisan with appreciation, and began to tell the two of them eloquently how he determined the reason why silver was about to depreciate.

According to Qin Chuan, he learned from the Reuters news that a large amount of silver is now circulating in the western part of the United States, and its monetary policy is different from that of the European countries that implement the gold standard. In other words, the dollar is neither pegged to gold like the European powers, nor is it backed by silver like the Indian rupee, but gold and silver are pegged to the dollar at the market base price.

This leads to the problem that when a person who holds dollars wants to exchange them for gold and silver, he can exchange his dollars for gold or silver.

According to Reuters, U.S. Congressman Joseph . Pulitzer revealed the news in the New York newspaper Le Monde, which he founded.

Morgan Stanley, the largest oligarch in the US banking industry, and the banks of the Rothschild family, the British banking tycoon, in the United States have colluded to create a series of financial panics in the United States, causing US banks and large and small enterprises, especially those in the eastern region, to begin to refuse to accept silver and only accept gold.

According to the size of the U.S. finance, the U.S. treasury reserves of gold must remain at least 100 million yuan, and as long as the gold reserves are lower than this figure, the stability of the U.S. dollar will be threatened. Under the exchange run of a large number of banks, businesses and citizens, the gold reserves in the US government treasury were quickly depleted.

Seeing this weakness, Morgan joined forces with the Rothschild family in the U.S. bank to persuade U.S. President Cleveland, who had been heavily funded during the election campaign, to have Cleveland privately issue huge bonds to their bank to support the stability of the dollar. In exchange, the banks of the Morgan and Rothschild families paid for the bonds in gold. Of course, they used very low prices to buy these government bonds.

It was only after this revelation by Le Monde that the clandestine deal was halted, and it is said that a total of $162 million was reached.

Qin Chuan pondered the words and continued to explain to the two: "Since the panic has spread, and even a trend has formed, according to the current situation, the US government has only two options in the future, either to pay the dollar with silver only, that is, to form a monetary system with the same silver standard as India and the Qing Dynasty; Either they would have to pay dollars in gold, thus moving from a gold and silver standard to a gold standard. ”

"Whichever the U.S. government ultimately chooses either option would imply a single currency system. Under the single monetary system, another currency would have to be withdrawn from the U.S. circulation system. I don't think it will take too long, I'm afraid it will happen in six months at most. If the big banks, led by Morgan, suddenly threw away the huge bonds they had in their hands, the process would be achieved in no time. ”

"Tell me, what kind of monetary policy will the Americans ultimately adopt?"

Li Mingfang, who was terrified, muttered: "Then there is no need to ask, the United States is a Western country, so naturally it will adopt the gold standard like the European powers." ”

"Then tell me if silver will fall then?"

Jin Lisan said with a wry smile: "Needless to say, the silver circulation in the United States is probably billions, so a large amount of silver suddenly cannot be used as currency, then the price of silver must fall sharply." ”

Li Mingfang patted his head and came to his senses: "I understand the owner, why in the loan contracts signed with those foreign banks, you have repeatedly emphasized that we must indicate that after the loan period expires, we must repay the loan with silver." Owner, you want to wait until the price of silver falls, and then buy the silver back at a low price, and then use the silver bought at a low price to return to those foreigners, so that we can earn the difference in the depreciation of silver. ”

However, Li Mingfang immediately asked Qin Chuan worriedly: "Owner, there are still a few tricks here, one is that the price of silver must fall before the repayment is due; Second, the decline in silver prices should be large enough; The third is that when the price of silver falls, we must have enough foreign currency to buy silver in large quantities. ”

Qin Chuan nodded and said, "Lao Li, you're on the point." The first thing you said, there is nothing wrong with this, once the panic spreads, it will only get worse and worse, and it will never slowly calm down, especially if someone secretly fuels the trouble. The more panicked people became, the more they had to intensify their exchange for gold, and even their daily transactions would be willing to use gold instead of silver. Therefore, I estimate that the fastest one will be three months, and the slower one will definitely not drag on for half a year, and silver will definitely depreciate sharply. ”

"As for your second question, it's nothing. As long as the United States implements the gold standard, he will have to replenish the treasury gold in large quantities, even if the price of silver does not fall much, as the amount of gold in circulation gradually decreases, the price of gold will rise sharply, but the upward momentum will be slower. The rise in the price of gold means that the depreciation of silver, as long as this trend is formed, it will gradually develop, as long as we have a large amount of gold in our hands, it is a situation of steady profit and no loss. ”

"As for your third point, that's not a problem. If this is not enough, you two will check it again, and after the New Year, we will take out the goods in the second and third quarters at the same time. ”

After listening to Qin Chuan's explanation, Li Mingfang's hanging heart finally let go, and he breathed a long sigh of relief relaxed, and the clouds on his face faded and he was full of smiles.

Jin Lisan was not as happy as Li Mingfang, and thought about it and said: "Since all we have in circulation in China is silver, the price of silver has fallen, although it has no impact on the daily life of the people of the Qing Dynasty, but we have to spend a lot more when we use silver to buy foreign things than now, and even some foreign factories in China that have just emerged and some means of production must be purchased from abroad, such as SH Qingdao and Guangzhou national enterprises will be affected a lot." ”

"For example, muslin, imported cotton, foreign oil, etc., these things will rise in price because of the fall in the price of silver. From this point of view, our high interest rate accumulation also helps the people reduce some losses. This move is not only to make us invincible, but also to benefit the people who have deposited money in our Aurora Bank! ”

"What an adult has done is really a great act of kindness!"

Although Qin Chuan's move also inadvertently helped the depositors reduce some losses, Qin Chuan never thought that his approach would be said to be a good deed by Jin Lisan.

Qin Chuan remembers that in the first article of Pu Songling's "Strange Tales from Liaozhai", "Examination of the City God", there is "There is a heart for goodness, although it is not rewarded." This sentence, not to mention that he did it unintentionally, when it came to Jin Lisan's mouth, how could it become a great act of kindness?

Although he thought so in his heart, Jin Lisan's words still made Qin Chuan's whole body comfortable.

Qin Chuan raised his wine glass and said to the two henchmen with a smile: "Come, just for our good deed, cheers." ”

Li Mingfang also smiled and said: "Lao Jin is right, it's a good deed, cheers." ”