Chapter 146: Gold Sleeps

"Citi even asked for an early recovery of the loan!"

Hearing Jin Lisan say that Citibank was going to recover the loan, Qin Chuan couldn't help but be taken aback, and his hand that was pouring wine couldn't help but shake, and a great uneasiness surged in his heart. Pen, fun, pavilion www. biquge。 info

"Grandma, why did this Citibank American suddenly want to recoup the loan? Could it be that the Americans of Citi heard something? ”

Qin Chuan was stunned for a while holding the small oak barrel, and then hurriedly put the oak barrel on the coffee table, and asked Jin Lisan with a look of surprise: "How did you answer?" ”

"I told him that the money we borrowed from their bank had been released as a loan. I also told him that we at Aurora Bank will strictly honor the loan contract signed by both parties. ”

Qin Chuan nodded, Qin Chuan was still very satisfied with Jin Lisan's reply.

Jin Lisan's answer can be described as neither humble nor arrogant, and the meaning of his words could not be clearer, that is, to remind Tang Sen that our loan is a contract document, and the repayment time has not yet expired.

However, Qin Chuan's uneasiness in Citi's heart did not lessen, even at the cost of losing interest, but became more and more intense.

Jin Lisan licked his lips and said, "My lord led the team to the Jinghai Training Ground early the day before yesterday, and he didn't come back from camping in the Jinghai Training Ground last night, so he didn't have time to report this matter to you in time." Also, today Tang Sen came to me twice again, and still insisted on recovering the loan. For the first time, he apologized for the inconvenience caused to us, and as long as we agreed to terminate the contract, he could only recover 90% of the money lent to us. I replied to him that the adults had not returned from abroad, and that the matter was so big that I did not dare to make my own decisions, and that everything would be decided when the adults came back. ”

Li Mingfang was very surprised that Citibank wanted to recover the loan in advance, and in order to achieve the goal of recovering the loan in advance, the other party did not hesitate to give up the interest, and even preferred to recover the loan less, which made Li Mingfang even more worried.

Moreover, Jin Lisan didn't reveal half a point to himself in advance about such a big matter, which made Li Mingfang deeply surprised.

Regarding Li Mingfang's surprised eyes, Jin Lisan smiled apologetically and said, "Lao Li, if I don't tell you, this matter is very important, and I'm afraid that in case。。。。。。 ”

Qin Chuan saw that Li Mingfang was a little dissatisfied, waved his hand and said, "Lao Li, I can't complain about Lao Jin in this matter, this matter is really important." ”

Qin Chuan picked up another Pure Yang brand cigarette, lit it and took a deep breath.

Qin Chuan has a habit that whenever he has something on his mind or thinks about something, he can't help but think about smoking.

Qin Chuan spit out the puff of green cigarettes, and explained to Li Mingfang with a solemn face: "Do you think, Citi actually recognized that it would lose money and recover the loan from us in advance, if this spread, so many foreign banks will inevitably be suspicious, I am afraid that most of them will suspect that we will not be able to repay the loan by then, in case any bank follows up, it will easily cause a chain reaction, and then we will be tired of coping." ”

"You also know that our borrowings have been exchanged for gold, and we have paid HSBC a large amount of commissions, so is it possible that we really want to use gold to repay the loan?"

"In that case, wouldn't we be busy with money in vain? Moreover, the most important thing is that the credibility of our Aurora Bank will be damaged, and such a thing must not be allowed to happen. ”

Jin Lisan looked at Qin Chuan thoughtfully and said, "My lord, there is something strange, this Tang Sen specially told me that they wanted to recover the loan in advance, and not spread it, saying that he was afraid of affecting their Citigroup's reputation." ”

"Oh."

Citibank wants to recover the loan in advance, and they themselves are afraid that people will know? This is weird!

Under normal circumstances, if you want to recover the loan, the whole world knows that the purpose is to cause great pressure on the other party, and the other party will do everything possible to repay the loan as soon as possible for the sake of credibility and face, but this Citi is like this, what is the idea?

Tang Sen's approach made Qin Chuan lose his head for a while, and he couldn't help but ponder while holding the wine glass.

Li Mingfang is an open-minded person, Qin Chuan's explanation, he didn't take Jin Lisan to heart if he didn't tell him about Citi, but this matter hooked out the worries and puzzles that Li Mingfang had been holding in his heart.

Li Mingfang frowned worriedly and complained to Qin Chuan: "Boss, these factories of ours are doing well, you shouldn't have such a big battle." I have no objection to starting a bank, but I don't understand why such a high interest rate is set. ”

"I know how to absorb savings at high interest rates, but there has to be a place to make money with that money!"

"It's good for you to not only use such a high interest rate to absorb savings, but also use our factory as collateral to borrow a large amount of money from those foreign banks. That's fine, but you exchange all the money you have absorbed and saved into foreign currency, and then pay a large amount of commission to exchange these foreign currencies and the money borrowed from foreign banks into gold and store them in the vaults of our banks。。。。。。 ”

"Hey!"

Li Mingfang sighed heavily, and then complained about Qin Chuan.

"The owner, you claim to the outside world that the high-interest savings and loans are all for the purpose of opening some big silver mine, but others can't hide this matter from me! We haven't invested a penny in that unwarranted silver mine! How about all our money, which can be exchanged for gold, and lie down in the vault of Aurora Bank? ”

Li Mingfang sighed again, spread his hands and said, "This comes and goes, and it costs a lot, not to mention." When the time comes, when the deposit and repayment deadline arrives, not to mention the principal, it is the silver we use to repay the depositors and repay the interest of the bank, which is a huge amount of money. ”

The more Li Mingfang spoke, the more excited he became, and his face became more and more unsightly, so he turned his head and asked Jin Lisan.

"Lao Jin, the savings collected by the head office of Aurora Bank and several other branches are added together, I'm afraid it's not less than 10 million, right?"

Aurora Bank absorbs the amount of deposits, this is the top secret of the bank, although Li Mingfang is also in charge of the bank in name, but such a confidential matter can only be said through Qin Chuan, and he Jin Lisan can never say it.

Regarding Li Mingfang's question, Jin Lisan just smiled bitterly and didn't say anything.

Jin Lisan's attitude, Li Mingfang didn't care, but turned his head and changed his voice and continued to complain about Qin Chuan.

"I roughly calculated, I estimate that we have such a high interest, I am afraid that the funds we have absorbed for such a long time will not be less than 10 million, and may even be more, the interest of such a large amount of money, plus the interest on the loan, even if we don't count those miscellaneous commissions, the interest we take out after the expiration will be more frightening to death. In addition, we have exchanged all this amount of money for gold, where will we find so much silver to pay it off? ”

"If we don't do it, we'll have to sell these factories that we've worked so hard to build。。。。。。"

Because he was too excited, Li Mingfang's face had turned purple.

"Boss, tell me, what are you doing this for?"

Qin Chuan knew that Li Mingfang was so emotional, he was completely worried about himself, and Qin Chuan not only did not feel unhappy about Li Mingfang's extremely disrespectful attitude and tone, but on the contrary, a warm current surged up in his heart.

was thinking about how to explain to Li Mingfang, and Jin Lisan on the side said quietly.

"I know what adults are doing this for."

Li Mingfang glared at Jin Lisan dissatisfiedly: "Then you tell me, what is the owner doing here?" ”

"For the depreciation of silver."