Under the guidance of Yang Yuanzhao, on the one hand, Jiangnan Shipyard was authorized to produce, but on the other hand, it was also looking for fishermen, so that they could become the owners of these fishing boats, for this huge project, Yang Yuanzhao even opened up a special fund of 300 million US dollars in the Northwest Bank, which was specially used for bank support, because fishermen are unlikely to come up with enough collateral or down payment, this money, Yang Yuanzhao is responsible, in order to avoid the fishermen's worries.

It seems that it is very well considered, but unexpected problems still arise, even if Yang Yuanzhao solves the problem of recovering the loan, the whole plan is not going well, China's coastal fishermen, their lives are very hard, fishing day and night, the harvest is not big, almost the entire population, the poorest, almost no money, filling the stomach is already the greatest happiness. In order to make a living, among the Chinese in Southeast Asia, there are many fishermen whose ancestors are excellent and www.uuxs.cc excellent, and they travel thousands of miles south to find a chance to survive in order to survive.

After the emergence of the industrial tide in the northwest, some of the first batch of workers were actually fishermen. A large number of fishermen went to the city to work, and the rest could only rely on small boats to fish, and they had no choice, and the poor jingle did not approve of this plan of the Northwest Bank at all, and how could they buy fishing boats when they felt that it was a big number for one or two silver dollars.

Even the smallest fishing boats of about 50 tons cost 2,000-2,500 silver dollars, and fishing boats are different from ordinary merchant ships, especially the cold storage settings. To make the cost of tonnage rise, Yang Yuanzhao considered that it was a full loan from the bank. If it is to be sustainable, it must be guaranteed to be a commercial activity. In terms of price, it is only reduced according to the range of mass production, not to the cost, so the price per ton is almost about 500 yuan, equivalent to 250 US dollars, and the qualified price is not too high.

Such a price is not inflated, and for fishermen, it is unacceptable, in their opinion. It is supported by the bank, and I don't dare to start, I can't afford to pay it back at all, if something happens, it will be a lifetime, or even the next life will not be finished, as for the debt, simple fishermen, will not consider this problem at all.

Yang Yuanzhao didn't expect things to be like this. After receiving the reward from the Northwest Bank, he was stunned for a moment, something he knew before the crossing, but could not understand. He was just born. What happened in the era before it was even born, in the early days of reform and opening up in 80-85, banks had policies. Loans are encouraged, as long as there is a guarantee for a regular job. Or I have a fixed job or household registration, and I don't need any mortgage. You can get an astronomical amount of money, as little as 1,000, as much as 10,000, 20,000, with the salary of ordinary workers at that time 20-30 yuan, this is definitely an astronomical amount.

Such a generous treatment, in the back of the people feel, it is simply a good thing to fall from the sky, but in those days, no one is willing to lend, the simple concept formed by the people, there is nothing to owe others money, especially to give high interest, the bank at that time also took this as a task, hard pressure to the salesman, how much loan business must be completed by each person, in order to be able to pay wages, those bank clerks, these are simply miserable, the last task to receive.

Yang Yuanzhao clearly remembers that when he was drinking with a big brother in the bank, he sighed with emotion, no one dared to take out loans back then, many of them were taken by themselves, and relatives and friends took out loans, which was very difficult to do, not everyone needed money, and even he had to steal interest before he could release it. But just more than ten years later, with the development of the economy, this attitude has changed, and it has become begging for bank loans, relatives and friends, cows, ghosts, snakes, and gods, have come one after another, with only one purpose, even if it is to give benefits, treat guests to dinner, and get the loan.

The Northwest Bank outside the Northwest has a much larger proportion of deposits than loans, and every year there will be a large amount of funds mobilized from other regions to the Northwest, which has almost become a habit, but the Northwest itself, the bank is a little nervous, and more and more people want to get money from the bank to support their expansion and production plans, and the more money the better, because the money is quickly earned.

It seems likely that this is still the case, and banks and loans are definitely a novelty for the people of China, for those outside the northwest. The poor fishermen, who have no contact with it, have concerns in their hearts, they take it for granted that this is not a good thing, and if they are deceived, they will go bankrupt and their families will not be able to afford to die.

It stands to reason that in this case, we should slow down a little and slowly push forward the whole plan, but what is most lacking in the northwest is always only time, and the fishermen plus naval strategy is the top priority in Yang Yuanzhao's plan, and only in this way can we train a group of qualified reserve sailors in a short time.

The fishermen must be transformed, but how to change, this is a headache, is it difficult to send a group of people, to various places to publicize, this is a method, carefully studied, such an effect may not be good, not the local people, everyone will just treat it as a new thing, and even cause the opposite effect, maybe think you are a liar in the show.

I have to say that the personnel of the Northwest Bank are good, after they realized the role of the people who played a leading role, they quickly analyzed the plan, among the poor peasants, there is no way to find, then look for the people who got rich first, the industrial development of the Northwest has cultivated a large number of people who got rich first, and the fishermen are the first batch of migrant workers, so start from this aspect, maybe you can find it.

How powerful the machine in the northwest is, with a certain idea, directly along the vine to find a melon, and really found a batch, they are some poor fishermen in Fujian, the earliest time, is to work in Fuzhou, the benefits of the Westernization movement fell on them, even if the initial mastery of technology, but also workers, as the initial batch of workers, was recruited into Baotou by the northwest, became the initial group of founders of Baotou.

Four years have passed, this group of people, the highest has reached the 5th level of workers, according to the current salary level in the northwest, plus a part of the bonus of hard work, his monthly income is as high as about 350 yuan, not including the cost of insurance and five insurances and one housing fund, just such a person, you can buy two 50-ton fishing boats with a year's salary.

As the first batch of citizens in the Northwest, they are a group of people who have grown up with the Northwest, and they understand the role of the bank slightly, and when they learned that the Northwest is to make the fishermen in their hometown live a good life, out of admiration for Yang Yuanzhao and gratitude to the Northwest, they agreed without hesitation, a total of 128 people, their common loan of 1 million, with an average loan amount of nearly 10,000 yuan per person, for the purchase of more than 300 fishing boats under 200 tons, and then these boats, Give it to relatives or fellow villagers in their hometown to use.

The boat is still on the way, but the coastal area of Fujian is very lively, 128 people, they are distributed in the same county in the four villages, the average of each village has more than 30 people, the largest village has 60 people, almost accounting for more than half of the total number. From the first year, the first one to go out to work, and then the seven sisters-in-law and eight aunts, the same village, family members, etc., moved out of the village one after another, and became wealthy households, especially Chen Sanding, he is the richest among them, and went home last year to worship his ancestors, just a flowing water seat, and he was placed for 10 days, and the big landlord's family is not so generous to him, I heard that now, the annual income is thousands of taels, and he is simply the richest among the rich. Much better than the landlord who is still in the village.

After a year and a half, Chen Sanding once again returned to Minxiang County, Fujian, with extraordinary feelings, he just couldn't get by, an official road through guò, almost went to Fuzhou to eat, Fuzhou's three years, and it was also precarious, it was the appearance of the northwest that gave him a glimmer of light, he clearly remembered that the 30 yuan settlement fee was the most money he had seen in his life, and it was this money that made him make up his mind, almost with the idea of selling his body, and went to Baotou.

I have to say that this is the best choice he has ever made in his life, Baotou is not Longtan Tiger's Den, but it is a miracle land, in his hometown, in Fuzhou, just living a precarious life, even the stomach can not fill the day, in Fuzhou, he has his own house, married a wife, has an industry, step by step from a junior technician to the current five-level technician, in a machine tool factory as a workshop director, monthly salary plus bonuses, almost more than 300 yuan, even in the increasingly wealthy Baotou, it is also a solid family.

When the Northwest Bank found him, he thought about it for a while and agreed, the reason why he was so firm is that this matter was promoted by Yang Yuanzhao, in the public text of the Northwest Bank, there is Yang Yuanzhao's autograph, and there are also funds that he specially listed, which made him make a decision without hesitation, took out all his savings, and took out a part of the loan, and invested in this project, in the past 5 years, Yang Yuanzhao's prestige in Baotou and Northwest is like the sky, and he has made a qiē, It is impossible to harm the people.

It was this realization that made him join this plan, and even took a leave of absence for more than a month to do this thing, and he took out a total loan to buy 8 ships under his name, and the total amount of the loan reached 30,0002, which was equivalent to his salary for 8 years, but he did it without hesitation.

The others are not as radical as Chen Sanding, most of them are two or three boats, and some even buy them together, but the proportion of loans is about the same, and their return together has made the already peaceful coastal villages of Fujian suddenly lively. (To be continued......) R1292