Chapter 161: Rise

5,000 kan! It's not 5,000 words!

For ordinary people, 5,000 is already a lot, and 5,000 is unimaginable for many people.

After all, Lu Defu is doing the trading of golden silk nanmu, and he is often trading tens of thousands of yuan, and after a short period of surprise, he calmed down and asked, "When can I withdraw this money?" ”

The day of delivering the golden silk nanmu is getting closer and closer, and he can't help but be in a hurry.

The young man took out two printed documents and filled in the information of the borrower, the amount of the loan, the time of the loan, etc., and then handed the document to Lu Defu and said: "This is the loan document, you take a look at it first, if there is no problem, you can take the loan of 5,000 yuan at any time after signing and drawing." ”

Lu Defu carefully read the loan documents, according to the rules of borrowing money and ten cents per month, he borrowed 5,000 yuan per month, and the latest repayment period is two years, which means that the borrowed money and interest must be paid off in full within two years.

Fifty guan seems like a lot, but it is nothing compared to five thousand guan, this transaction is done at least thousands of profits, fifty guan interest is nothing to Lu Defu, as for the two-year repayment period, there is no need to worry, he can repay the money in two months at most.

After reading the documents, Lu Defu signed and signed the two documents without hesitation.

After Lu Defu finished signing and drawing, the young man took out a seal, printed seals on both documents, handed one of the documents to Lu Defu and said, "You can take this document and bring it with you next time you pay back the money." ”

Lu Defu nodded and looked at the seal on the document, which was the four seal characters of "Datang Qianzhuang".

Seeing Lu Defu carefully put away the loan papers, the young man smiled: "Now you can receive the loan of 5,000 yuan, do you want to withdraw cash or silver tickets?" ”

Five thousand is not a small number. If you settle it with copper money, I don't know how many cars you have to pull. Therefore the money dealer has silver. When Lu Defu hired a carriage to pull away a large box full of white flowers, the onlookers were not calm.

This is real money, so let him pull it away directly?

Not to mention these people, even Lu Defu felt like he was in a dream, although the silver ticket that the young man said sounded very good, but the five thousand yuan was too important to him, so he still chose cash.

The issuance of silver tickets is also from Wang Xiang's attention, but this thing cannot be promoted all at once, and it must be gradual.

After the news of Lu Defu's borrowing of 5,000 yuan from Datang Qianzhuang spread, it immediately caused an uproar in Chang'an City, and some people previously questioned that the so-called loan of Shi Wenli was fake. Now not only have people borrowed money, but it is also a large amount of 5,000 yuan, and the money village has suddenly become a topic of discussion among everyone.

Some people suspected that the person who borrowed the money might be his own person found by the money bank, but immediately someone refuted him, Lu Defu has done so many years of gold silk nanmu business, not only in Yangzhou is famous, but also in Chang'an, and a few days ago he raised money everywhere Many people know, naturally it will not be a person from Qian Zhuang.

With the news of Lu Defu's loan of 5,000 yuan, there is also a set of credit evaluation standards of Qian Zhuang, although it is complicated but very reasonable when you think about it, and there is no harm in making an evaluation for yourself. On the contrary, it was good for himself through evaluation, so not long after the news spread, many people poured into Datang Qianzhuang at once. It's all for credit assessment.

People who do not pass the evaluation are naturally depressed, those who pass the evaluation are complacent, and people with high credit evaluation feel that they have more face, and credit not only represents strength and financial resources but also represents morality.

In just a few days, thousands of people went to Datang Qianzhuang to do credit evaluation, and the original blank roster has been filled with several books, and there is still an endless stream of people who go to Qianzhuang every day to do evaluation.

Because of the low monthly interest rate and doubts, many people who have passed the assessment have tried to borrow from the bank, and the result is that as long as the amount of credit limit is not exceeded, all of them have successfully borrowed, which completely dispelled everyone's suspicion of borrowing from the bank, and the bank suddenly became hot.

Nowadays, walking on the streets of Chang'an, the most common question you hear is: "What is your creditworthiness in Datang Qianzhuang?" ”

The credibility of Datang Qianzhuang seems to have become a new status symbol, which is a result that Li Er and even Wang Xiang did not expect.

Such a low loan interest has made many businessmen who have a temporary shortage of funds apply for loans, but with the popularity of the money bank and the increase in loans, Li Er's bank deposits are also rapidly depleting, and the pressure is increasing.

At this time, another exciting news spread, Jiayuan Hou deposited 100,000 yuan in Datang Qianzhuang!

This is just the beginning, and then other deposit news spread one by one, the eldest grandson Wuji deposited 10,000 yuan in Datang Qianzhuang, Fang Xuanling deposited 2,000 yuan in Datang Qianzhuang, and Lu Guogong deposited 50,000 yuan in Datang Qianzhuang...... It would be nice if Lao Cheng could come up with 5,000 guan in the past, but with the dividends of a wine shop, he now has a feeling of being rich.

Then Chang'an Zhao Ji Mizhuang deposited 800 guan in Datang Qianzhuang, Liu Ji rouge shop deposited 500 guan in Datang Qianzhuang, and Luoyang Zheng's silk shop deposited 2,000 guan in Luoyang's Datang Qianzhuang and successfully withdrew the money in Chang'an Datang Qianzhuang with the proof of saving......

There are more and more news about deposits, some are arranged by Li Er, some are not his arrangements, and the most surprising thing for Li Er is that there are families who have also deposited money in the bank, including the Taiyuan Wang family to which Wang Tong belongs.

In fact, this is not difficult to understand, these families secretly have a lot of business, the largest medicinal herb shop in Chang'an is the industry of the Taiyuan Wang family, and it is the shopkeeper of the medicinal herb shop who goes to Datang Qianzhuang to save money, and he saves 20,000 yuan at once. This money was originally to be brought to Chengdu to purchase, but Chengdu also has a Datang Money Village, and it is naturally not as convenient to carry a certificate of deposit as it is to carry 20,000 yuan on the road, and it can also save a lot of carriage and horse fees and the cost of finding someone to escort you. Since they can't stop the rise of the bank, they won't refuse the convenience brought by the bank.

Gradually, businessmen with more money in the family began to try to deposit some of their money into Datang Bank, because they found that everything was as the money bank said, as long as they could withdraw their savings at any time with the proof of deposit, so that they would not have to worry about thieves worrying about their family's money, and it would be more convenient and safe to go out to do business without cash.

Although ordinary people still don't have the habit of saving money, but with the capital injection of these businessmen, Li Er's pressure is much less, and the inner treasury is gradually full, coupled with the initial results of the promotion of silver tickets, he believes that it will not take long for Qian Zhuang to do what Wang Xiang said, money comes and goes. (To be continued.) )