Li Er's appointment of the eldest grandson Wuji to investigate and spread rumors and slander Qian Zhuang in the Taiji Hall was just a gesture, but the family was very conscious of restraining their subordinates, and they also knew that this method could only disturb for a while and could not completely solve the problem, and if Li Er really caught the handle, it would be even more troublesome.

Although the people who fanned the flames have disappeared, the public opinion brought up by them cannot be eliminated for a while, and most of the people are suspicious and vigilant about the so-called money bank.

Chang'an City is the capital of the Tang Dynasty, and it is also the most prosperous place in the entire Tang Dynasty, and the money village in Chang'an City is naturally the most luxurious. The name of the money village is very straightforward, it is called Datang Money Village, which is set up at the intersection of East and West Streets. It was originally the largest antique shop in Chang'an City, and a few days ago a notice was posted saying that it was an internal renovation, but when the renovation was completed and reopened, it became a Datang Money Village.

Datang Qianzhuang was originally the largest antique shop in Chang'an City, which was naturally luxurious and extravagant, and after the renovation, it became even more extraordinary.

At this time, a lot of people gathered at the door of Datang Qianzhuang, and they had read the notice posted outside several times, but they were still skeptical.

"Borrowing consistent money, as long as the monthly interest is ten cents, I don't know if it's true."

"How can there be such a good thing, isn't it that someone said that they wanted to try to borrow a few times and was rejected, saying that they had no credit."

"What is creditworthiness?"

"It's all written on the notice, it's complicated, and it says that the higher the creditworthiness, the more money you can borrow, but I haven't seen anyone borrow money yet. Someone went in, someone went in, and I don't know whether to borrow money or save money. ”

"Do you still have to think about it, of course it's borrowing money, who will save money, what if you save it and don't let you take it."

"Qianzhuang is run by the imperial court. Probably not, so. ”

"Who knows, let's follow up and see."

……

Lu Defu has also heard of Qianzhuang, but these days he has been focusing on the trading of Jinsi Nanmu, so he doesn't know much, when Degui found him and told him that the turning point was Qianzhuang, he knew what kind of place Qianzhuang was.

As a shrewd businessman who has been doing business for many years, Lu Defu suddenly saw the meaning of the money bank and immediately became excited, to be honest, sometimes he also thought about taking out a loan. But the thought of the terrible interest dispelled such thoughts, but if it was the kind of interest of the bank, it was nothing at all.

The only thing he was worried about was the issue of creditworthiness, and he knew that it was impossible for the money bank to lend money casually.

With anticipation and apprehension, Lu Defu came to Datang Qianzhuang, and he was even more bottomless when he saw the people talking about it at the door of Qianzhuang, but at this time he had no other choice, and the day of delivering Jinsi Nanmu was getting closer and closer.

As soon as Lu Defu entered the money village on the front foot, he followed up a large number of people on the back foot, and there was never a shortage of people to watch the excitement, and everyone was really curious about the money bank.

The inside of the bank is very spacious. As soon as I entered the door, a beautiful woman greeted me with a smile on her face.

"How can I help you?"

Fortunately, Degui had told him the rules of the money village before, and Lu Defu reacted after a moment, and whispered a little embarrassed: "I want to borrow some money." ”

The woman didn't seem to see Lu Defu's crampedness, and said with a slight smile: "Please come here for a loan." ”

After speaking, he took Lu Defu towards a window similar to the counter of a restaurant, Lu Defu followed behind the woman a little nervously, and the other people also followed curiously when they saw this.

When he arrived at the window for loans, Lu Defu found that there was a wooden sign hanging above the window, with the words "loan office" written on it, and there were many similar windows on both sides of the window. All of them have the same wooden signs, but some of them say "Deposit Office". Some of them say "Money Pick-up Location".

The woman who took Degui to the loan office looked back and saw the people who followed her and smiled slightly: "If you need to borrow or save money, you can go to other windows to handle it, and there are seats in the hall for everyone to rest and wait." ”

The people who followed followed looked in the direction the woman pointed and realized that the rows of benches in the hall were originally prepared for them, but they all came to see if Lu Defu could successfully borrow money.

"It's okay, it's okay, we'll see."

Their minds naturally understood, and she smiled and didn't say anything.

Sitting on a round stool outside the window, Lu Defu was already much calmer, after all, he had been trading with the royal family for many years, and his psychological quality was much stronger than that of ordinary people.

But when a young man behind the window asked him how much he planned to borrow, he couldn't help but get nervous.

"I want to borrow ...... Five thousand. ”

"Five thousand!"

As soon as the words fell, there was a sound of inhalation. Lu Defu suddenly became nervous again, and was a little relieved to see that there was no abnormality on the face of the young man opposite. He also knew that 5,000 guan was not a small number, otherwise he wouldn't have been able to make it up to now.

"Because it is your first time to apply for a loan from our Datang Bank, we need to do a credit assessment first."

Hearing this, Lu Defu nodded again and again to show his understanding, which Degui had already explained to him at the inn, so he was not particularly surprised.

Hearing the words "credit assessment", the people behind them took a few steps forward to hear it more clearly. Credit is what they dare to be most interested in, after all, whether they can borrow money and how much they can borrow depends on creditworthiness.

The first step in the credit assessment is identity confirmation, the first time you come to the money bank to do business, you need to do identity confirmation and registration, the money bank has a special household registration official in charge of the identity of the person responsible for the identity confirmation, which no one can fake.

After the identity is confirmed, there is the current asset assessment, repayment ability assessment, integrity and ethics assessment of the borrower and some other assessments, at this time everyone knows that the evaluation of creditworthiness is so complicated, but the more detailed the evaluation is, the higher the creditworthiness.

After doing the credit evaluation window, the young man took out a thick booklet and recorded the details of Lu Defu on it, which can be seen that Lu Defu was recorded for the first time, and after the record was completed, the young man wrote a small "five" in the credit evaluation.

Lu Defu suddenly became excited, and the onlookers behind him also exhaled in surprise, and the notice posted outside the money village was very clear that the number of loans that could be borrowed from the first credit level should not exceed the consistent money, the number of loans from the second credit level should not exceed ten yuan, and the number of loans from the third credit level should not exceed one hundred yuan...... And the credit degree of five means that Lu Defu can borrow no more than 10,000 yuan of money in the bank!

Everyone held their breath and looked at the young man behind the window.

The young man unhurriedly put away the roster and smiled at Lu Defu: "According to your credit evaluation and the loan system of Datang Qianzhuang, the loan of 5,000 yuan you applied for has passed. ”

"Passed?"

Lu Defu and the people behind him spoke in unison.

The young man smiled faintly: "Yes, it passed." (To be continued.) )

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