During the meal, Feng Jingyao and Lin Zixuan gossiped casually, telling them to pay attention to safety when they arrived in Lushan, and it was best to bring a few more subordinates with them, so that they could take care of them.

He was very satisfied with Lin Zixuan, but he didn't think about letting Lin Zixuan take over his business.

His current status is desperate, and he doesn't want his daughter to live like this again, and doing their job is always full of unknown risks.

However, he always had to find a successor to take over the business in the French Concession.

Feng Jingyao thought of Xu Wenqiang, who he had seen today, this person understood things and knew how to measure things, although he had some ambitions, he was still under his control.

Besides, who doesn't want to get ahead, and those who don't have ambition can't get along.

It's time to cultivate wings, and let's see where this young man can go.

Lin Zixuan and Feng Jingyao don't have many topics in common, mainly around Feng Chengcheng.

He didn't want to get involved in Feng Jingyao's business, not because he thought that kind of business was not good, he was actually quite curious, but he didn't have the kind of ferocity that dared to fight and kill.

Don't look at Feng Jingyao when he talks to him, he is very amiable, but he will never be soft when he kills people.

In the later life, he was just a small clerk, and after crossing over, he did not have the aura of a strong man who killed decisively, and it was okay to write articles in the newspaper, but he had not thought about killing people.

After getting married, Lin Zixuan would accompany Feng Chengcheng home for dinner from time to time, and the two families were in the French Concession, not far away.

Maybe it's because he has become a family, Feng Chengcheng has matured a lot, he used to be a little rebellious, and he always worked against Feng Jingyao, but now the relationship between father and daughter is much more harmonious.

It was a fairly enjoyable dinner.

"You've got everything arranged?" On the way back, Feng Chengcheng asked.

"Almost, in fact, I am not as important as I thought, and this world will still function without me." Lin Zixuan laughed at himself.

"Don't say such things, what would I do without you." Feng Chengcheng complained.

The mode of getting along between the two is still running-in, but it has already achieved initial results, at least they can say something to each other.

Communication is the best way to eliminate misunderstandings, and it is also an important means to resolve family conflicts.

Lin Zixuan did arrange it almost, but he found that his company could run on its own, and he didn't need to worry too much, maybe it would be better if he wasn't there.

This discovery frustrated him.

Originally, I thought that as a time-traveler I should become the central figure, worshipped and revered by others, he was the sun, and once I left him, the entire solar system would lose its light.

Unfortunately, that's not how things went.

The people of this era are not primitive people who don't understand anything, they are knowledgeable, wise, and capable.

In these three aspects, he is even stronger than Lin Zixuan, Lin Zixuan only has advanced knowledge, as long as he tells them the direction of development, these people will do better than Lin Zixuan.

For example, Li Jinhui of the Mingyue Song and Dance Troupe.

He has understood how to compose pop songs, and he can compose lyrics and music himself.

He founded a music school, and the next step was to set up a record company, build a record factory, and the production and distribution of domestic records were just around the corner.

The Mingyue Song and Dance Troupe has launched several new stars, although they are not as famous as Meng Xiaodong, but they can also support the scene.

At this time, Lin Zixuan had nothing left to guide, except for occasionally taking out one or two songs from later generations to brush up on his sense of existence.

The star film company is managed by Zhou Jianyun in an orderly manner, and Ping Banya presides over Vientiane Bookstore, and everything is running normally.

This is my knowledge, and I am still credited with it.

Lin Zixuan comforted himself like this.

In fact, he doesn't have to be presumptuous, in the eyes of others, he is a magical existence.

He doesn't know sheet music, but he can write many beautiful pop songs, he doesn't know how to shoot movies, but he can always think of innovative ways, not to mention that he has written so many novels.

The most amazing thing is that he doesn't manage the bank very much, but Lin's Commercial Bank not only did not fail, but its business is thriving, and the amount of deposits has reached new highs.

This is mainly because depositors are optimistic about the development prospects of Lin's Commercial Bank, believing that with his prestige and family background, he will never go bankrupt and run away.

1923 was a year of rapid development for Shanghai's banking industry, especially for Chinese-funded banks.

In June, the HSBC building was completed at a cost of 10 million taels of silver, a huge construction cost that was almost two years of HSBC's profits, accounting for more than half of the total construction cost of all the Bund at that time.

At the same time, Yanye Bank, Jincheng Bank, Zhongnan Bank and Continental Bank jointly invested in the establishment of the Four-Bank Savings Association.

This move has greatly promoted the development of the bank's savings business.

During the Republic of China, the business scope of Chinese-funded banks in Shanghai was roughly divided into three categories: main business, subsidiary business and special business.

The main business is divided into three types: deposits, loans and foreign exchange.

There are seven types of affiliated businesses: trust, savings, store, exchange, securities trading, gold and silver, and travel.

Although deposits and savings are both components of a bank's attraction to external funds, there are significant differences between the two.

The customers who deposit are people who have close contacts with the bank, most of them are giant businessmen and organizations, and the customers who save are ordinary people, so many banks attach importance to deposits and despise savings.

In this era, most of the ordinary people do not have the habit of saving money, they prefer to keep it at home, and the savings are too cumbersome, and the bank is not willing to handle it, wasting manpower and material resources.

The first to focus on and promote savings was Chen Guangfu, a banker in Shanghai.

After he founded the Shanghai Commercial and Savings Bank in 1915, he took "focusing on savings" as his policy.

We have continuously introduced various new savings methods such as "one-yuan account opening", "lump sum deposit and withdrawal", "lump sum deposit and zero withdrawal", "deposit principal and interest payment", "fixed life and two pence", etc., to serve the society and facilitate customers, attracting a large number of depositors and individual customers.

As a result, it has brought considerable economic benefits, and the savings deposits of the Shanghai Commercial Savings Bank have increased significantly.

Lin Zixuan came from later generations and knew that although savings were cumbersome, they could accumulate a lot and gather sand into a tower.

He also pays attention to savings, but Lin's commercial bank is not large and has few means to attract depositors.

In 1923, there were 24 foreign commercial banks and 60 Chinese commercial banks in Shanghai, and it was extremely difficult for him to stand out among these banks.

Moreover, most of the Chinese commercial banks are run by Zhejiang people, and the more famous one is the "South Three Banks".

Nansanxing is the collective name of Zhejiang Industrial Bank, Zhejiang Industrial Bank and Shanghai Commercial and Savings Bank.

The three banks are all invested, founded and managed by bankers from Jiangsu and Zhejiang, and are all based in Shanghai, supporting each other in their operations, and serving as directors and supervisors of each other.

Corresponding to the "South Three Banks" is the "North Four Banks", and the "North Four Banks" are the above-mentioned Yanye Bank, Jincheng Bank, Zhongnan Bank and Continental Bank.

The above is basically the current situation of China Commercial Bank during this period.