Boss Zhao secretly calculated the account in his heart, and found that this is indeed the case, as for the transportation capacity of trucks, he does not have to worry about this at all, because the army has now completely abandoned the traditional animal transportation, but the use of truck transportation, this kind of large cargo capacity, fast speed, and extremely terrifying industrial achievements, will definitely be promoted in the future. Pen, fun, pavilion www. biquge。 info

But with Boss Zhao's current industrial scale, it is not enough to buy a truck alone, unless you can buy three or four trucks at a time, only in this way can you completely give up animal transportation, but the problem is that Boss Zhao has negotiated with the government about the expansion, and the government is also helping him to reclaim the land and send an official letter to purchase equipment.

In other words, the money in his hand is only enough to expand the factory, and he may leave a few months' wages and normal expenses for the workers, but it is not enough to buy a car.

Although Boss Zhao is also very excited, but there is no money in his hand, and he does not dare to tell the government that he will not expand, besides, Boss Zhao will not do this kind of thing to kill chickens and eggs, although the transportation costs a little money, but now the factory's production capacity is seriously insufficient, and the orders have long been thick, but they can't be produced.

Hey, Boss Zhao sighed helplessly, perhaps, he will miss an excellent opportunity for development, but there is no way, who doesn't have so much money in his hands?

"Old Sun, it's not my brother, I don't want to buy a truck, you also know the situation of my brother, the government is already doing this expansion, and I can't regret it at this time, I really don't have the money to buy a car." Boss Zhao replied helplessly.

"Boss Zhao, I know you have no money, that's why I came to you, brother." Lao Sun looked at Boss Zhao with a smile, obviously, all this was in his calculations, but Boss Zhao was a friend rather than an enemy, so he didn't have any bad intentions.

"Actually, brother, I'm not willing to play so little, so this time my brother plans to play big, but with my brother's own ability, I can't play. That's why I found my brother, and I can't hide it, this time my brother also found Boss Qian, Boss Li and Boss Wu, and when the time comes, plus you and my brothers, this time I will basically be able to play. Lao Sun continued.

"Oh? You also found Lao Qian, Lao Li and Lao Wu? Boss Zhao couldn't help but be stunned and slightly surprised.

Lao Sun's net profit a year is about 200,000, and the total scale of his industry is almost only 100,000, but the account is not calculated like this, these are just the value of fixed assets, Lao Sun is equivalent to holding a cash cow, and Lao Sun has been tossing for so many years, and there are at least more than 500,000 in his hands.

Even Lao Sun himself can't play, so what role can he play with Lao Zhao?

Lao Qian is engaged in textiles, and the scale of the factory is not small, with an annual profit of about 100,000, Lao Li is engaged in coal, with an annual profit of about 70,000 or 80,000, and Lao Wu is engaged in steel, and the annual turnover is not small, but the profit is not much, about 150,000.

And Lao Zhao himself is the weakest among several people, with an annual profit of less than 30,000, if the expansion is completed, his annual profit can grow to about 70,000 or 80,000, barely on par with others.

If you calculate it this way, the total annual profit of the five of them is about 600,000, which is no longer a small force, and it takes five people to add up to play, which is inevitably too big, right?

"Brother, let's not hide it, there are a lot of people like you in our country, even if they know the benefits of trucks, they can't scrape together the money to buy them, and buying one or two won't make a difference. So, it's still profitable.

I asked someone, and I calculated that if a truck is fully loaded, the cost of driving one kilometer on the national highway is about a dime, one dollar for ten kilometers, ten yuan for a hundred kilometers, and if it is usual, the cost of transporting ten tons of goods to a place a hundred kilometers away is at least about thirty, so there is a theoretical profit of about twenty in this alone. What if we only make a profit of ten dollars per 100 kilometers? If we set the route on a national highway and we only travel along the national highway, then a truck with two drivers will be able to cover at least 700 kilometers in one day and one night. That is to say, theoretically, a truck can have a gross profit of 70 yuan a day, 2,100 yuan a month, and 25,200 yuan a year.

But this is only a theoretical profit, if you remove some other expenses, such as driver wages, loading and unloading, waiting for distribution and other miscellaneous expenses, even if we remove half of the gross profit, then there is still a profit of 12,600 yuan a year, even if we remove a fraction, we only calculate a profit of 10,000 yuan, then a year later, we not only earned the money of this truck, but also earned a net profit of 2,200 yuan.

One car is nothing, but what if we have a hundred? If the operation is good, we can return to the cost in the first year, and ensure that the annual profit will be more than 1 million in the future, and it will be evenly shared, and everyone can get an average profit of 200,000 yuan. Lao Sun was drinking tea and smoking a cigarette while explaining.

Boss Zhao's hard power is not strong, but Lao Sun still takes a fancy to him, for no other reason, the main reason is that he likes the connections in Lao Zhao's hands, if Lao Zhao is pulled in, then at least a certain amount of business can be guaranteed, to put it bluntly, he just wants Lao Zhao to go to his friends to pull business.

Lao Sun's selection of people is not random and random, he is not only interested in assets, otherwise, it is impossible to buy shares with Lao Zhao's current situation, if the five of them, each of them can do their best to pull business, then Lao Sun can guarantee that how many cars they have is not enough.

Boss Zhao was also a little frightened by Lao Sun's great blueprint, a hundred cars, that's 780,000, what a big deal is this? And Boss Zhao quickly thought of the purpose of Lao Sun's coming to find him, but ......

"Lao Sun, you did convince me, but I'm sorry, I don't have the money to do this now, but you don't have to worry, as long as your team can be formed, all the goods in my factory will be handed over to you in the future." Boss Zhao was a little helpless, but in fact, this was not an option.

"Dude, you're wrong, who said you don't have the ability to get involved? My brother just said, this time we want to play a big game, if we want to earn it, we will make him upside down, this time we not only want to focus on the province, but also look at the whole country, and at the same time plan for us to go out of the province. I have a friend at the bank who said that he can help us introduce us to internal loans, so we don't have to worry about the funds at all. Lao Sun responded with a smile, since he came, how could he let Lao Zhao go? No matter how you say it, you have to pull him in, and the one hundred taels that Lao Sun said before, that is just to test the waters, if the early effect is good, he said that he plans to make it bigger.

"Loans? Why haven't I heard of this? Boss Zhao couldn't help but be stunned, he knew about the loan, but the Imperial Bank didn't seem to have opened a loan business.

"This business is currently only an internal trial operation, and has not yet been officially opened to the public, all businesses are reviewed internally by the Imperial Bank, and they invite them, if it weren't for the deposit in my bank account where my brother is, my brother would not have this qualification.

And my brother I also received the invitation to have this idea, so I also learned a little about this loan, roughly that the bank will be based on the scale of the industry, flow, net profit to conduct a comprehensive assessment, and then give a maximum amount of loans, my friend also gave me a thorough bottom, the maximum amount is basically 70% of the total assets, the interest rate is divided according to the different time, the interest rate of a short-term loan for one year is 5%, the interest rate for two years is 5.5%, and the interest rate for three years is 300% 6, For each additional year, it will increase by 0.5 percent, and for more than five years, it will increase by 1 percent every year.

The total assets are mainly fixed assets, supplemented by funds. My fixed assets are 200,000 yuan, but the net profit of the store is also 200,000 yuan per year, plus I still have hundreds of thousands of deposits in my hand, so the bank said that I am a high-quality customer and can borrow up to 700,000 yuan.

According to this amount, I roughly calculated, the five of us can borrow nearly two million in total, if we add the money in our hands, we can make up three million, but we don't need so much in the early stage, but it is better to borrow money at one time, so as not to need money urgently in the future and have to re-lend.

In short, the elder brother is confident that he will return to his capital within a year, and this time the elder brother is planning to gamble all his net worth to do a big job, it depends on whether the elder brother has the courage to be with the elder brother. Lao Sun said directly that since it is an invitation, there is no need to hide it from the other party, and what should be said must be made clear in time, so as not to have any estrangement in the future.

"I have to think about it...... Boss Zhao replied with a solemn face.

Such a big thing, it is not that the decision can be decided, and the bank is willing to lend 700,000 to Lao Sun, although it seems like a lot, but in fact it is not much at all, and he also understands the bank's loan method, even if Lao Sun does not repay the loan, then the bank only needs to recover Lao Sun's assets, it only takes four years, the bank can make a net profit of 100,000, and there is no guarantee that the future career will develop better, maybe two or three years can recover this money, and the bank will definitely make a net profit in the future.

And doing business now, in fact, is not much different from the reform and opening up in later generations, but anyone who has a little brain and does not mess around casually will basically not lose money in business, but just make more and earn less.

Therefore, to a certain extent, more than 80% of the people who do business at this time are high-quality customers.

PS: Thank you for the monthly pass support of Wallock without a mask, as well as the monthly pass support of the book city book friend Evil Boy! (To be continued.) )