This line of thinking is actually logical.

After all, there are a lot of things that the Shence Mansion has to manage, and it is indeed impossible to manage everything in every detail, except for workshops such as tea, ice-making, and necessary supplies for military supplies, and then through the workshop This kind of blood and sweat profit, it is completely unnecessary.

However, the money of the Shence Mansion cannot just lie in the treasury, and now that Mengjin's business and trade activities have become more and more prosperous, it is better to lend money to make profits.

Since it is to set up a big bank, there is naturally no need to set the profit too high, one hundred yuan is released, and one hundred and thirty yuan a year is enough, at least the interest rate is lower than that of the money bank on the market, and if the interest rate is low, it is inevitable that the threshold for borrowing will be too high, so that the risk can also be reduced.

Such careful calculation is equivalent to that in a year, if the Shence Mansion runs a bank, if it lends 10 million yuan, excluding the cost, it can roughly make a profit of 2 million yuan.

This number, of course, will be lower than many production workshops, and even compared with some industries, the benefits are not as good as a fraction of others, but for the Shence Mansion, the profiteering industries are ice and tea making, as well as the monopoly of cattle and horses and leather goods.

In fact, this is a self-industrial upgrade of the Shence Mansion, from the beginning of the production group, consciously become the so-called tall 'financial group' in later generations.

Not to mention, there is another advantage in the money village of Shence Mansion, that is, because the credit is enough, you can also take the opportunity to absorb savings, and the copper money is carried on your body, after all, it is troublesome, and save the money in exchange for a bill of exchange, which can be traded on behalf of copper money, as long as it is in Mengjin, and even Luoyang, everyone recognizes the bill of exchange issued by the Shence Mansion. This thing is actually Jiaozi, but Jiaozi is jointly guaranteed by some big businessmen in a certain place, and the silver bills that appeared later were guaranteed by the imperial court, but they were all issued indiscriminately, and eventually became pieces of waste paper.

Having learned this lesson, of course Qin Shaoyou didn't dare to joke about it, and issued bills of exchange indiscriminately, which was not only shaking his credit. And it will lead to the destruction of the money business of the entire Shence Mansion, in order to put an end to this kind of behavior, Qin Shaoyou pondered a set of methods, that is, to open a special workshop for making bills of exchange, and this workshop is naturally led by the Shence Mansion, but some big commercial houses need to nominate some people to be responsible for supervising in the workshop, if these big commercial houses can rest assured. Other small businessmen were relieved.

Qin Shaoyou looked at Wang Ju with a smile, he knew that Wang Ju was an extremely smart person, and there were too many fresh and rare things in Mengjin. It can even be said that many people's living habits, as well as business activities and society as a whole, are undergoing bottom-up changes. This kind of change has already infected Wang Ju, so that Wang Ju gradually found the way. It is a scholar who has been cultivated by a scholar clan, and his performance at this moment is a bit like the thinking of those aristocratic prime ministers of the Franco-Rang Kingdom a thousand years later.

The low value-added workshop can't go on, so take the initiative and run the money bank, and the money village is closely related to the workshop, almost dominating all aspects of investment and production activities, and the Shence Mansion still occupies the most advantageous position in the new economic activities, as for other money banks, it is obviously far from being able to compete with the Shence Mansion in this regard, whether it is credit guarantee or reserve funds, the Shence Mansion has a natural advantage.

Qin Shaoyou saw Wang Ju looking at himself with blank eyes, looking like he was afraid that his opinions would not be in line with his own mind, after all, this matter is too big, it is equivalent to directly changing the future direction of the Shence Mansion, the Shence Mansion is a place of governance that is piled up with money, once the source of wealth is lost, it is a fatal matter, so for this matter, Wang Ju naturally thinks that His Royal Highness the King of Hongnong should be cautious, so before discussing with Qin Shaoyou, Wang Ju also did his homework, for fear that there will be mistakes and irreparable losses.

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Qin Shaoyou smiled, took a sip of tea, and said, "Yes, now...... It is not possible to make profits from that workshop alone, in the future, more and more businessmen will have to set up workshops, sooner or later, this profit will become more and more thin, and there is no need for the Shence Mansion to waste effort for these small profits, Qian Zhuang ...... This is a method, Mr. Wang, this matter will be left to you to co-ordinate, you first gather the opinions of each room, how to formulate the rules of the commercial house, how to cooperate with the workshop, that is, the torture room, but also to participate in it appropriately, formulate the relevant money rules, and send them to the council hall for discussion...... We must not be careless in this matter, and since we have to do it, we must handle it well, and we must not make any mistakes. ”

Wang Ju breathed a sigh of relief, and said happily: "The student obeys." ”

Yang Jiong on the side couldn't interject in this matter, but he muttered in his heart, such a good workshop business, Shence Mansion actually didn't do it? It's a shame.

The Yang family has begun to infiltrate the business of Mengjin, and the children of several clans have also begun to become familiar with the car, after all, the Yang family has ready-made contacts and has enough funds, so once they enter the industry, the business is doing well, and they have made a lot of profits in the past six months.

Although Yang Jiong presided over the council hall, the people inside and outside Mengjin were full of business experience, and some children in the family also hung up on business in their mouths, and gradually became familiar with it, and roughly knew some of the principles, he wondered in his heart, whether the Yang family took the opportunity to expand some workshops.

Of course...... After all, he is still a scholar, a person from the scholar clan, except for Wang Ju, an outlier, even if he is eager to chase the smell in his heart, he must not show his face on the surface, and Yang Jiong still has important things to ask for, he saw Wang Ju's voice fall, and hurriedly said: "Your Highness, those distinguished guests are now entrenched in Mengjin, just wait for Your Highness to meet one by one." ”

The so-called honored guests, in fact, are the Kanto clan other than Hongnong, these people have helped Qin Shaoyou a lot in the temple, and have made a lot of efforts, and now they are running over, of course, they are deciding the matter of the oath as soon as possible, and now Qin Shaoyou is rising after all, if you don't fight for some treatment at this time, when will you wait?

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The second chapter was delivered, went to sleep, and wanted to doze off all day, wishing to wake up sick tomorrow. (To be continued.) )