Chapter 159: The Bank's Idea [Ask for Recommendation!] 】

Banks are the lifeblood of a country's economy, and the strength of a country's economy can be seen from the integrity of a country's banking system. The banking system is undoubtedly powerful and complex, and no one in the world can fully grasp all the relevant knowledge of the bank, and Wei Hong is no exception. However, everything can be simplified, and since it is impossible to imitate the complete system of the bank, it is completely possible to take only the essence and discard the dross. In order to use banks in this relatively primitive society, it was necessary to develop a special banking system that was in line with the characteristics of the era.

In addition to the bank, paper money has an incomparable convenience compared to coins, so in order for the banking system to be used, it is necessary to be the first to circulate paper money, in other words, to create silver bills, passbooks, and the like.

After the veteran comrades present learned of Wei Hong's banknote idea, they shook their heads like rattles, especially Comrade Li, who was very resistant to rejecting Wei Hong's idea: "Using a pile of waste paper as currency is a bit too fantastical." Not to mention the value of the banknote itself, just touching a little water may burn it. ”

Comrade Li's worries Wei Hong naturally knows, but if you want to set up a bank, you must have a convenient and fast currency exchange system. In order to reassure Comrade Li, Wei Hong introduced the benefits of banknotes one by one: "Banknotes are carried, and the value of the amount represented by banknotes can be expanded as needed. Although paper money also has drawbacks, such as fear of moisture, but since you know that the value of paper money is very large, why throw paper money into the water? Naturally, it is necessary to keep it in a safe place. In addition, paper money does not necessarily have to replace the current hard currency, and it is completely equivalent to a bank exchange guarantee. ”

"Guarantee?" Comrade Lao Li frowned, very puzzled.

Wei Hong nodded: "That's right, the guarantee." To put it bluntly, when people go to the bank to deposit money, they must be completely trustworthy to the bank, and the bank must give an honest item, so that the people can withdraw the money stored in the bank with this honest item, which is equivalent to an IOU or a note. ”

Fang Xuanling stroked his beard and suddenly realized: "If you had said this earlier, the old man would have understood." I just heard that you are an honest item and a banknote, which made the old man a cloud. ”

When Fang Xuanling said this, Wei Hong was slightly embarrassed, and immediately turned his head to look at Comrade Lao Li, and asked lightly: "Holy Lord, do you understand?" ”

Comrade Lao Li nodded noncommittally: "I barely understand." Wei Hong, how long will it take for you to submit a detailed introduction and plan list to me? Also, how long does it take to get the bank up and running? ”

Wei Hong tilted his head and thought for a while, and said conservatively: "The introduction and plan of the bank, the villain needs three days to do it well." Due to the huge construction of the bank, it will take at least half a year to fully operation. ”

Hearing this, Comrade Lao Li nodded thoughtfully: "In this way, there is no hurry. In this way, after two days, you and I will go to Horsehair Mountain together, and on the way there, I will introduce the bank to me in detail. ”

Going to Horsehair Mountain? Wei Hong couldn't help but be stunned when he heard this, and hurriedly waved his hand and said: "Shengshang, the small ones can write down the knowledge of banking on the letter, and let people bring it to the Shengshang." As for the small ones to go to Horsehair Mountain? Or forget it, right? "I also talked about this matter just now, Horsehair Mountain is fighting, although the Hui Turks are not the opponent of the Tang Dynasty, and Horsehair Mountain is not a sinister place. But the battlefield is a battlefield after all, and no one can guarantee that it will be foolproof, in case there is a cold arrow or something, it is not worth leaving your life there.

Why Wei Hong refused to go to Horsehair Mountain, everyone present knew it in their hearts. Comrade Lao Li didn't speak, and Comrade Lao Cheng next to him pursed his lips and said in a very disdainful tone: "A scholar is a scholar, even if he is talented, he is as timid as a mouse!" ”

This was said so nakedly that even Fang Xuanling and Li Jing next to him scolded him. Li Jing is nothing, Fang Xuanling's face is a little unsightly, but it is not easy to attack. had no choice but to sprinkle all his anger on Wei Hong, and said loudly: "Good man, you should take it as your responsibility to protect your family and defend the country." This time I went to Horsehair Mountain, and I didn't let you charge into battle, you shirked it like this, cowardly and cowardly, isn't it like the reputation of a literati? ”

Wei Hong thought to himself, even if you say that the sky is broken, Lao Tzu will not go! The battlefield is not a joke, and you may be able to take your own life if an arrow pops up from somewhere!

Just when Wei Hong was about to refuse, Li Jing, who had been silent, suddenly saluted to Comrade Lao Li and said, "Holy Lord, since Wei Hong doesn't want to go, there is no need to embarrass him." ”

Hearing this, Wei Hong thought to himself that Li Jing, an old boy, was kind, and he didn't know how many times better than those old things who tried to send him to death! As soon as I thought of this, I listened to Li Jing's words: "When the country encounters difficulties, everyone should do their best to serve the country." Since Wei Hong can't go to the front line, let him take out some money and use it as military expenses. ”

At first, Comrade Lao Li didn't understand what Li Jing meant, and thought that Li Jing really didn't let Wei Hong go to Horsehair Mountain, but after hearing the words, Comrade Lao Li immediately understood Li Jing's deep chill, and immediately echoed as if he understood: "I don't know what Aiqing thinks, how much money is appropriate for Wei Hong?" ”

Li Jing rolled his eyes and said: "The minister thinks that with Wei Hong's worth, he has to take out at least 200,000 taels to be reasonable, I don't know what the saint thinks?" ”

200,000 taels is not a small amount, and it can be used as food for half a year for an army of 100,000 people. If Wei Hong really doesn't go, it would be good to come up with 200,000 taels of silver. Comrade Lao Li was very happy and said: "According to what Aiqing said, let Wei Hong take out 200,000 taels of silver, and there is no need to go to Horsehair Mountain!" ”

Wei Hong has always adhered to the principle of 'if you don't have money, you don't give your life', and when he heard that he was going to take out 200,000 taels of silver, he directly scared Wei Hong into three souls. Extending his highest greetings to Li Jing's ancestors and ancestors in his heart, Wei Hong said with a sad face: "Holy Lord, aren't you embarrassing me? A few days ago, when the son bought military uniforms and bedding for the north, the villain had already borne half of the money, and now don't say 200,000 taels of silver, as long as you can find 20 taels of silver from the villain, the villain will dispose of it as you like. ”

Comrade Lao Li didn't care whether Wei Hong could take it out or not, and looked at Wei Hong with a self-righteous look: "Go to Horsehair Mountain, or take out 200,000 taels of silver, you choose." ”

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