Chapter 158: The Imperial Driver's Expedition [Asking for Recommendation!] 】
Wei Hong said with a relaxed face: "We businessmen, in the business field, once we find that our strategy is flawed, the first idea is not to change the strategy, but to make up for the flaws in it. The same is true on the battlefield, since there are strategic shortcomings, we must find ways to make up for them. Since there are only 20,000 people of Hu Guogong in Mamane Mountain, it is necessary to send more people and horses. ”
Wei Chigong said lightly: "Anyone can send troops, but where do the soldiers come from?" ”
Hearing this, Wei Hong smiled softly: "There is a saying in the rivers and lakes that one side is in trouble and all sides support. Since the war in Horsehair Mountain was tight and there was a shortage of manpower, troops were dispatched one by one from other places. Nowadays, every state and county has garrisons, most of them are two or three thousand, and as few as five or six hundred. It is too far away to be used, and even if it is transferred, it is too late, so it is only necessary to transfer troops in the north. Whoever has a garrison of 500 will draw 100 men. Where there are more than 1,000 garrisons, 500 men are drawn. If there are more than 2,000, 1,000 will be drawn! In this way, when all the people and horses converge, it will be a large army. As for the soldiers and horses stationed at the border, not a single soldier can move! The interior can be weaker, after all, in the country, it can't be seen from the outside. But after all, if you are weak and seen by foreign enemies, you will definitely not miss the opportunity! Wei Hong's meaning is very simple, instead of placing a large army inside the country, it is better to enrich the border and reduce the interior.
After listening to Wei Hong's words, Comrade Li's eyes lit up. This strategy can not only solve the urgent needs of Mamanshan, but also reduce the armament strength of various parts of the country, and it will be invincible to the consolidation of Comrade Li's own political power! Thinking of this, Comrade Lao Li nodded again and again, and agreed: "Just as Wei Hong said, just do it!" In addition, in order to let Mamanshan end the war as soon as possible, and return the peace of the Tang Dynasty, I am ready to drive the expedition in person, boost the morale of the front-line soldiers, and cheer for the battle! ”
Since the opponent is the Hui Turks, it is not a strong enemy, plus the soldiers and horses dispatched from all over the country and Hu Guogong's soldiers and horses will form a huge combat effectiveness, and they will definitely not lose to the Hui Turks, so it is not a dangerous thing for the emperor to drive the expedition in person. Moreover, it can boost the morale of the soldiers, which will speed up the time to end this battle, and it will be more beneficial to the entire Tang Dynasty. None of the ministers present rejected Comrade Li's decision.
Now that the war is over, it's time to talk about business. Wei Hong saw that the time was almost up, so he arched his hand and said: "Holy Lord, haven't you always asked the villain to choose a country's economic pillar industry for you?" There is already a gap in the villain's heart, as long as this industry can be done well, it can definitely ensure that the treasury will be full from now on. ”
If war is the number one priority, the economy is the second. Now that the war has been decided, Comrade Lao Li gladly accepted to talk to Wei Hong about economic matters: "What do you think, and come and listen to me." ”
What is the most lucrative industry in this era? I'm afraid that people all over the world will talk about the cloth industry in unison. If Wei Hong were asked what was the most profitable in his time, Wei Hong would blurt out, bank! The cloth industry is now a relatively mature private industry, and if the official wants to intervene, it is really inappropriate and unprofitable. The banking industry, once it is done and matured, will be beyond the reach of the cloth industry. Wei Hong still clearly remembers that when the financial statements of central enterprises in a certain year, all central enterprises said that they lost money, but only the senior officials of the bank licked their faces and said shyly: "I have made too much money, and I am embarrassed to say it." ”
Although there are many restrictions now, and it cannot be as perfect as in later generations, it is still possible to be a simpler bank.
Wei Hong began to concisely explain his thoughts: "The property that the villain wants to propose to the saint is very simple, only two words 'bank'. But to appreciate the full meaning of these two words, but it is very cumbersome, to put it mildly, this Datang, except for the villain, no one can run the bank! As the name suggests, the bank is a place to deposit money, and to put it more simply, it is a place to store money, as for who saves money? Anyway, the saints don't save money, it must be the common people who save money. First of all, the bank is a place to deposit money, put the money in the hands of the people into the bank, and the bank keeps it for the people. Secondly, the bank is an integrity institution, and the integrity required is beyond the reach of all industries, as long as there is a little problem with integrity, it may affect the entire banking institution. Moreover, banks are the lubricant for the operation of the entire country's economy and the borrowers. ”
Speaking of this, Wei Hong deliberately paused, looked around, and asked, "Can you understand?" ”
Cheng Chumo and Wei Chigong shook their heads very honestly, Li Jing and Du Ruhui seemed to understand whether they understood or not, and Comrade Lao Li was quite shrewd and understood half of it.
Seeing this, Wei Hong allowed them to digest and digest it, and waited for a tea time before continuing: "I won't tell you more about other professional knowledge, and you won't understand it if you talk too much, so I'll briefly talk about the bank's profit model." Banks were set up all over the country, and the local people deposited their money that they could not use for the time being in the bank, and the bank kept it for them. And after the bank has accumulated a huge amount of wealth, it can temporarily embezzle the money, but not all at once, at most half of it, and the other half must be ready to be returned to the people who come to withdraw the money at any time. To put it bluntly, the east wall was demolished to make up the west wall, the number of people was too huge, there were those who saved money, there were those who withdrew, and those who withdrew money also saved money, as long as the people who withdrew money were not negotiated, and the whole country withdrew money together, the bank would never go bankrupt. The way to attract people to save money is very simple, in addition to providing the safest protection, there must also be the condition of interest, as long as the people are willing to save money, the interest will be increased according to the money saved. For example, if a common man saves one tael of silver, and after five years he takes out the money, with interest, and the bank should pay the man one tael of silver and one hundred yuan. ”
When Comrade Lao Li heard this, his brows tightened: "If you say so, the bank is originally a white wolf with empty gloves, operating without principal, and if you have to pay interest, won't the bank lose money?" ”
A layman is a layman in the end, and he still can't teach him for a while, so he has to take his time. Wei Hong took the trouble to explain: "The phrase tearing down the east wall and making up the west wall is the foundation of the bank, as long as people keep depositing money in the bank, the bank will never lose money!" In addition, when the money in the bank is not used by the state, it can be used for other purposes. For example, giving mortgages to businessmen who are in dire need of money. ”
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