Chen Yiqing's actions were very fast, he quickly completed the relevant procedures with Xiao Zhenlei, took the mortgaged stocks, and gave Xiao Zhenlei the two million taels of silver banknotes, and Xiao Zhenlei immediately went to Citibank to exchange them for dollars after getting the banknotes.

Afterwards, Xiao Zhenlei thought of a problem, in fact, he didn't need to take the stocks to find the bank, the ticket number and the bank mortgage, just with his Xiao Zhenlei three words, as well as the huge industry of his Zhenhua company, he could take out a loan from any bank, ticket number and bank in Shanghai, and he could find another person who had no direct relationship with him to take his stock and then go to the major banks, ticket numbers, and mortgages, so that he could raise more funds by doing it both sides.

After figuring this out, Xiao Zhenlei immediately contacted Wang Yaqiao and asked him to send some reliable intelligence officers over, Wang Yaqiao quickly sent people over, a total of six people, Xiao Zhenlei still has rubber stocks with a market value of about 19 million taels, and when he bought these rubber stocks, he used up about 8 million taels before and after, The increase in half a year is about 2.5 times, but with the current stock price upward momentum, this is definitely not the end, so these rubber stocks must continue to be held, even if they lack money, they can only be mortgaged by the bank, but they must not be sold at this time.

Now rubber stocks are very popular, and these banks, ticket numbers and banks also allow citizens to take stocks to mortgage loans, and it can even be said that the reason why the stock price of rubber stocks in Shanghai has been raised so high is largely related to the business that can be mortgaged by major banks, ticket numbers and banks.

In the next two days, people from various banks, ticket numbers, and banks took out loans with a large number of rubber stocks that were in demand. When the managers of banks and banks see that there is a loan business, they will certainly not turn it away. Because according to the current market, rubber stocks are almost one price a day. Only if it rises but does not fall, even if these people who have a rubber stock mortgage do not repay after half a year, banks and money banks can also sell rubber stocks to recover the funds.

After two days, the six people pledged all the rubber stocks in their hands, and exchanged a total of about 10 million taels of loans, and Xiao Zhenlei exchanged all the money for pounds, dollars, and francs.

At the same time, he himself met with the managers of major banks and bank managers, and Feiger, the manager of the German bank Deutsch-Hua Bank, first met with him, and the two had a meeting in Feiger's office.

The two are also old friends. After the meeting, there was nothing polite, and Feige asked, "Xiao, what do you need me to do when you come to me this time?" ”

"Don't you dare to serve anything" Xiao Zhenlei smiled: "I want to ask you for a loan, do you see how much you can lend me?" ”

Feige was a little surprised and asked: "I met Bauer a few days ago and said that he had a business with you, and you received $1.8 million that time. ”

Xiao Zhenlei smiled: "Didn't Bauer tell you that I was going to build a steel company?" ”

"Oh! I remember! Feige nodded, "I did hear him mention it." Yes, if you are going to set up a steel company, it is normal to take out a loan, if someone else wants to take a loan. I might have to think about it again, but you're different, you're my friend. And with the hen of Zhenhua Company, I don't need to worry about not being able to recover the loan. By the way, how much do you want to borrow? How long is the loan? ”

Xiao Zhenlei thought for a while and stretched out a finger: "One million gold marks, the loan term is half a year." I will repay the loan within the time limit within six months, and if the loan is not due, you must not urge me to repay for any reason, otherwise I will have a reason not to repay, and this clause must be written into the loan contract" (1 gold mark = 10 marks).

Feige frowned when he heard this: "A million gold marks? There is no problem with the term, but the number is a bit much, and at the current exchange rate, one million gold marks is equivalent to three and a half million taels of silver ??????."

Xiao Zhenlei saw that he was a little hesitant, waved his hand and said, "You just say that you don't want to take out a loan, is three million and a half million taels a lot of money for your Dehua Bank?" If you can't even lend this money, then I have to find another bank, I don't believe that there is no other bank in Shanghai that can lend so much money! ”

Of course, Dehua Bank can lend so much money, but two days ago, someone took a large number of rubber stocks to mortgage the loan, and suddenly siphoned off a lot of cash in Dehua Bank, and now Xiao Zhenlei wants to borrow 1 million gold marks, if this money is lent to him, Dehua Bank's liquidity will be less than 500,000 taels, which is the reason for Feige's hesitation.

Now seeing that Xiao Zhenlei is leaving, where can he watch this business slip away? Immediately said: "Don't, Xiao, you know me, I have always treated you as a real friend, there is such a big loan business, of course you have to handle it in our Dehua Bank, you can rest assured, our Deutsch-Hua Bank is definitely rich, it is definitely not a problem for you to ask for a million gold marks, I will handle the relevant business for you, as for the interest, how much you give to others, you will be how much."

Xiao Zhenlei frowned when he heard this: "Feige, how much do others usually borrow, how much do I borrow?" Can't you give me a lower interest? ”

Fei Ge spread his hands and said helplessly: "Xiao, you know that there are relevant regulations on how much interest we charge on loans to customers, and it's not that I said that you can count less!" ”

Xiao Zhenlei waved his hand: "Okay, okay, you bankers are all vampires!" ”

Fei Ge didn't hesitate, he was worried that if it dragged on, Xiao Zhenlei would go to another bank for a loan, so he helped Xiao Zhenlei complete the loan business as quickly as possible.

Xiao Zhenlei has not yet received a loan from Dehua Bank, so he immediately made an appointment with the bosses of Zhaokang Qianzhuang and Qianyu Qianzhuang respectively, these two guys are particularly keen on stock speculation, especially the love for rubber stocks Cheng dù is no less than Chen Yiqing of Zhengyuan Qianzhuang.

After meeting with the owners of these two money banks respectively, Xiao Zhenlei successfully borrowed one million taels from each of them, which is two million taels in total, this is because they speculated in rubber stocks and siphoned off a lot of money in the bank, otherwise, Xiao Zhenlei could borrow more from them, and the parties would not talk nonsense everywhere about loans, and the money banks and banks would not talk nonsense everywhere in order to protect their business secrets. Therefore, no one knew about Xiao Zhenlei's continuous loans from several banks and money banks, and only the parties on both sides knew about it, and of course those banks and money banks would not know that their peers had lent money to Xiao Zhenlei.

Subsequently, Xiao Zhenlei ran several money banks successively, these money banks were Senyuan Money Village, Yuanfeng Money Village, Huida Money Village, Xiefeng Money Village, and Jinda Money Village, and he borrowed a total of 3 million taels from these money banks.

Zhengyuan Money, Zhaokang Money, and Qianyu Money are not the largest in the money bank industry on the Shanghai Beach, but they are also considered to have a pivotal position, but the real leader in the money village on the Shanghai Beach is the Yuanfengrun ticket number and the Yishanyuan ticket number.

Xiao Zhenlei first found Yan Yibin, the big owner of the Yuanfengrun ticket number, who is this Yan Yibin? What virtue does he have, how can he have such a big ticket number as Yuanfengrun? In fact, Yuan Fengrun was not founded by Yan Yibin, but by his father Yan Xinhou.

When Yan Xinhou was young, he worked in Shanghai Baocheng Silver Building, because he was eager to learn and motivated, and was appreciated by the owner Hu Guangyong. After being introduced by Hu, he became Li Hongzhang's staff and was entrusted by Li Hongzhang to be stationed in Shanghai to pay for the equipment. Soon, he was sponsored by Li Hongzhang as an alternate road, added the title of prefect, and served as the supervisor of Henan Salt Affairs. In 1885 (the 11th year of Guangxu), the director of Lu Yanwu was the assistant, and the following year he set up his own Tongde Salt in Tianjin. Following the establishment of the Yuanfeng Run ticket number head office in Shanghai, more than 10 branches in Beijing and Tianjin and other places, operating domestic foreign exchange and commercial dismantling business. He was appointed as the manager of the official silver account of Shanghai Dao Ku Huitong, and was in charge of the entry and exit of public funds in Shanghai Dao. Since then, Tianjin Wuhua Gold Store, Shanghai Lao Jiuzhang Silk Village, Sino-British Pharmacy, Huaxing Water and Fire Insurance Company, Jinzhou Tianyi Reclamation Company, Jingdezhen Jiangxi Porcelain Industry Company, etc. In 1897, he was appointed by Sheng Xuanhuai to found the first bank, China Commerce Bank, and served as the general director, general manager and chairman of the Shanghai branch. In the following year, the Qing court ordered the provinces to set up commerce bureaus, which were instructed to handle commerce and draw up six articles. In 1902, he was appointed to establish the Shanghai Chamber of Commerce and served as the premier. In the second year, it was changed to the Shanghai Chamber of Commerce, and he still served as the premier. In 1905, he founded the Tongli Sack Factory in Shanghai, and invested in flour mills, oil mills, inland river steamships and other enterprises, and died in 1906.

Think about it, Yan Xinhou has such a great energy, after his death, his son Yan Yibin inherited the Yuanfeng Run ticket number and other industries, whether it is the government or the business community, for the sake of the late Yan Xinhou's face, no one will embarrass his son Yan Yibin lightly, many times he still helps one or two, so Yan Yibin is also in Shanghai Beach.

Faced with Xiao Zhenlei such a big money mainly looking for himself to borrow, Yan Yibin was also very happy, he asked Xiao Zhenlei how much he wanted to borrow, Xiao Zhenlei said three million taels, such a little money is really not a difficult thing for the current Yuan Fengrun, Yan Yibin immediately went through the loan procedures for him without saying a word.

Without any accidents, Xiao Zhenlei also borrowed three million taels from Yishanyuan. Compared with Yan Yibin, the origin of the Yishanyuan ticket number is greater, his owner is called Li Jingchu, is the first prime minister of the Bank of Communications (official to the Ministry of Posts and Communications), this person may not be famous, but his father is a famous big man, his father is Li Hanzhang (the sixth governor of the governor), and his uncle is Li Hongzhang, he is the second son of Li Hanzhang.

Although Li Hongzhang and Li Hanzhang have been dead for so many years, their protégés are still alive, two of the representative figures are Yuan Shikai and Sheng Xuanhuai, Yuan Shikai took over Li Hongzhang's position as the governor of Zhili and the minister of Beiyang, and Sheng Xuanhuai served as the secretary of the Ministry of Posts and Communications. (To be continued......) R1292