Chapter 232: Crazy Loan (1)

Selling the technology of the retractor to Lihe & Co. received 1.8 million US dollars, which was equivalent to more than 2.4 million taels of silver at the exchange rate between the silver and the US dollar at this time, which was not enough to open a steel company, but it was more than enough to buy an open-hearth furnace for steelmaking equipment. Top Novel, x.

But this money is far from enough for Xiao Zhenlei, he is ready to go to Europe and the Americas to circle money, want to circle money also needs some capital, in order to make enough capital, Xiao Zhenlei will set his sights on the Shanghai Tang rubber stock trading market, these days he always pay attention to the rubber stock trading market.

On December 6, he came to the Huade Road Villa, where Li Shulin has been in charge, and quietly absorbed various rubber stocks here, according to Li Shulin's report, in the past six months, the stock prices of various rubber stocks in Shanghai have risen sharply.

Xiao Zhenlei asked: "What is the stock price of rubber stocks today?" ”

Li Shulin opened the record book and read: "Today's opening price, the stock price of Langezhi Company is 325 taels, the share price of Siniwang is 248 taels, the share price of Pirek is 220 taels, the share price of Kalu Mengpong is 212 taels, the share price of Xiangmao Rubber is 196 taels, and the share price of Weighbridge Company is 172 taels."

Xiao Zhenlei took the record book in his hand and opened it, after comparison, he found that the stock price of each rubber stock has basically risen every day in the past few months, but sometimes it rises fast, sometimes it rises slowly, and the stock price of Langezhi Company has increased by more than two times and nearly three times in half a year, and other companies have basically increased by three times, and there are several companies that are latecomers and the stock price has increased by more than ten times.

As a matter of fact. Internationally, the price increase of rubber is far less terrifying than that of various stocks, and this stock price has a lot of moisture. Judging from these stock price increases, the heat of rubber stocks in Shanghai has risen to a very terrifying level.

As there are now largely no financial controls. There is no limit to the rise in stock prices, sometimes the price of a rubber stock rises several times overnight, which causes many people to get rich overnight, this situation makes people in Shanghai more and more optimistic about rubber stocks and keen to participate in them, although there is no later to the point of madness, but according to Xiao Zhenlei's estimate, there is absolutely no problem with rubber stocks to go to the bank, ticket number and bank as a mortgage.

That's right, Xiao Zhenlei is planning to do this, he is going to take the stocks in his hand to the bank, the ticket number and the bank as a mortgage. Although the amount of money that can be borrowed cannot be calculated according to the market value of the stock, it is not much different.

Before carrying out this plan, Xiao Zhenlei did not act blindly, he first sent people to conduct an in-depth and detailed investigation of the major money banks, ticket numbers and banks in Shanghai, and then began to carry out it after some research, and three money banks were the first to enter his sight, these three money banks are Zhengyuan Money Bank, Zhaokang Money Village and Qianyu Money Bank.

The owner of Zhengyuan Qianzhuang is called Chen Yiqing, this person has a dual identity, on the one hand, he is the owner of Zhengyuan Qianzhuang. On the other hand, he was a comprador of Maohe Foreign Bank, Xinqichang Foreign Bank and Lihua Bank, and during this time he paid attention to rubber stocks, and began to use his own money to enter the rubber stock trading market to buy various rubber stocks, and it was obvious that this person saw the prospect of rubber stocks. He has a lot of money in his hands, and he is obviously more powerful than retail investors.

But no one is stupid, and now the stock price has risen so much. One price a day, who knows how much it will rise later. In all the positive circumstances, no one is pessimistic at all. All of them are optimistic about the prospects of rubber stocks, so Chen Yiqing has a lot of banknotes, banknotes and real money in his hands, but he has not been able to buy many rubber stocks from the market.

After learning about Chen Yiqing's situation, Xiao Zhenlei thought that the opportunity had come, so he immediately asked people to prepare a little gift, and he took the gift and drove to Chen Yiqing's house with Opiyin to pay a visit.

Chen Yiqing's mansion is a Chinese garden-style building, covering an area not very large, but the ground in Shanghai is still relatively luxurious, although there are some Western architectural styles here, but mainly Chinese-style gardens.

Xiao Zhenlei's reputation in Shanghai is now like thunder, Chen Yiqing heard that Xiao Zhenlei asked to see him outside the mansion, he was overjoyed at that time, and immediately ran to the door of the mansion to greet him, you must know that Xiao Zhenlei is the golden bait in the eyes of the major money banks, ticket numbers and bank managers in Shanghai, and the golden beetle son-in-law in the eyes of those who have young and beautiful daughters, everyone hopes to have a friendship with Xiao Zhenlei, and these managers Xiao Zhenlei can deposit money in their bank.

Although Chen Yiqing and Xiao Zhenlei also knew each other before, they basically had no contact, and the two did not have much friendship, what did Xiao Zhenlei suddenly come to the door for this time? Chen Yiqing thought about it, I didn't hear that Xiao Zhenlei was short of money, since he didn't come to take out a loan, he must have come to make a deposit? Thinking of this, Chen Yiqing's steps became more brisk.

When I walked to the door, I saw a young man and a foreigner standing under the eaves of the door, this young man was wearing an extra-long navy blue wool coat, a black top hat, a white scarf around his neck, leather gloves on his hands, and a pair of black leather shoes under his feet.

"President Xiao's arrival has made the humble house shine, Chen has missed the welcome, forgive your sins!" Chen Yiqing put up a smile and said, this person is in his forties, his body is quite rich, although he has a braid on the back of his head, he is wearing a suit, and he obviously came back from outside just now.

Xiao Zhenlei joked: "Chen Caidong is too modest, if you are a humble house here, there will be no humble house on the beach, hahaha is the first time to come to the door, this is my little brother, I have a little heart, and please Chen Caidong don't dislike it."

"President Xiao can come to my house, I can't ask for it, where can I dislike it, come on, please come inside!" Chen Yiqing made a gesture after speaking.

The two came to the main hall house to sit down and drink tea and talk, Opiyin couldn't sit still, and went to play in the garden outside, and Xiao Zhenlei didn't bother to care about him.

While drinking tea, the two chatted about the Shanghai beach, and soon, Chen Yiqing couldn't sit still, he first asked: "President Xiao came to my house today, is there anything important?" If you have to find me Chen Yiqing, you can speak, although Chen's ability is limited. But there are still some connections on the beach! ”

Xiao Zhenlei put down the teacup when he heard this: "Yes, I came here today to discuss a business with Chen Caidong!" ”

And so it was. Chen Yiqing's eyes lit up when he heard this, and he hurriedly said, "Oh? President Xiao wants to save money in my Zhengyuan Bank? That's easy to say. I can give you a higher interest rate than others, how much do you have to save? ”

Xiao Zhenlei smiled when he heard this, shook his head and said, "Chen Caidong misunderstood, I didn't come to save money, but to ask you for a loan!" ”

"Loans, loans?" The smile on Chen Yiqing's face froze, and then he squeezed out a little smile and said, "President Xiao, are you joking?" I still know about the situation of your Zhenhua company, and now it can be said that it is making money every day, how can you lack money to spend? ”

Xiao Zhenlei did not answer immediately. Instead, he took out a metal cigarette case and opened it to signal to Chen Yiqing, Chen Yiqing waved his hand to signal that he would not smoke, but took out a thick hookah from the side, stuffed it with tobacco and lit it with a match, and snorted it.

Xiao Zhenlei lit a cigarette and took a few puffs and said: "Chen Caidong doesn't know, every family has a scripture that is difficult to read, you also know what my Zhenhua company does, the main raw materials are steel, without steel, my Zhenhua company will have to stop working." But as you know about the situation in China, we can buy less and less steel from the Hanyang Iron and Steel Plant, and most of the steel can only be purchased from foreigners, but now the Western countries are complicated. Everyone is expanding their armaments, and the steel that we can buy from foreigners is getting more and more expensive, so the cost is getting higher and higher. I can't always be at the mercy of people in terms of raw materials, so I wanted to start my own steel company. Iron ore and coking coal, the main raw materials needed by steel companies, are still available on the international market, even if they are not available in China. Although the price is a little more expensive than in China, what can be done, and besides, the West will not always be in such a tense situation as it is now, but it takes a lot of money to build a steel company, and even if I have such a big family, I can't get that much liquidity at once, so I have to think of other ways."

Chen Yiqing finally figured out that Xiao Zhenlei was going to build a steel company, which was a great event, and he thought that after the establishment of the Hanyang Iron and Steel Plant, he purchased a new furnace and comprehensively transformed the iron plant. After renovation and expansion, the Hanyang Iron Works has become the 'No. 1 Male Factory' in East Asia, and outsiders exclaim, 'China is awakening'. One can imagine what the establishment of a steel mill means to the Chinese people.

"I see, I didn't expect President Xiao to have such ambitions and even prepare to build a steel company called the bloodline of industry, I Chen admire it very much!" Although Chen Yiqing said this, it is unknown whether he sincerely sighed in his heart.

He is a businessman and the owner of a money bank, if someone wants to take out a loan, he must do a credit assessment, and with Xiao Zhenlei's credit and family background, even if he wants to borrow 10 million, there will definitely be money and banks that will lend him money, because he can afford it.

Although Chen Yiqing was extremely happy in his heart, he didn't show it on his face, he groaned for a moment and gritted his teeth and said, "I don't know how much President Xiao wants to borrow?" Within one million taels, I'm fine here, but if it's more than one million taels, I can't help it! The repayment period can only be three months at most, and you also know that I am a small bank, and if the funds are withdrawn for too long, it will affect the business of our bank."

"A million taels? That's a little bit! And the time is too short" Xiao Zhenlei frowned, thought about it and said: "That's it, Chen Caidong, I heard that you are buying rubber stocks, and it just so happens that I have some in my hands, if you are not at ease, I can use those rubber stocks in my hands as collateral to borrow two million taels for a period of half a year!" With the current market of rubber stocks, this thing can definitely be spent as money, what do you think? ”

Chen Yiqing was stunned when he heard this, "You have so many rubber stocks?" ”

"Of course, I can't lie to you with my identity!" Xiao Zhenlei said and took out some equity certificates from his briefcase and handed them over: "Look at it, I didn't bring the stocks, there are too many to take, this is the equity certificate issued by various rubber companies!" ”

Chen Yiqing took it and opened it one by one, Wen Jiàn was no problem, he breathed a sigh of relief, but he thought in his heart, why did Xiao Zhenlei only use rubber stocks as collateral? Can you just buy these stocks?

Thinking of this, Chen Yiqing looked up at Xiao Zhenlei and asked, "Since President Xiao has so much rubber equity, and you are short of money, why don't you sell these shares to me?" ”

Xiao Zhenlei smoked a cigarette and shook his head and smiled: "Chen Caidong, you are not the only one who can see that rubber stocks are promising, in my opinion, the price of these rubber stocks will continue to rise for a long time in the future, and it is estimated that it is not impossible to rise more than ten times, do you think I will sell the golden hen that lays eggs cheaply?" If Chen Caidong only wants to buy my stocks, but does not want to lend me money, then I can only look at other money banks and banks, I heard that the two Caidong of Zhaokang Money Village and Qianyu Money Village have this need, thank you Chen Caidong for your hospitality today, farewell! ”

Chen Yiqing didn't expect Xiao Zhenlei to say that he was leaving, how could this work? Although you can't buy stocks, people are here to take out loans, he is to open a bank, and people have a family and can't worry about not being able to pay it back, isn't it stupid not to make money? He hurriedly got up and stopped: "Oh, President Xiao, what are you doing here, I didn't say that I wouldn't lend to you, since you don't want to sell stocks, I won't force it, but this doesn't hinder the loan business between us, come on, let's continue to talk about loans!" ”

Xiao Zhenlei turned around and sat down and asked, "Then what do you think about the loan of two million taels and the term of half a year, which I just said, can you take it out?" ”

Chen Yiqing was a little unhappy when he heard this, he also thought that Xiao Zhenlei disliked his small temple and didn't have so much incense money, "President Xiao, you're not right, my Chen Yiqing's ancestors have been running money for three generations, although the business is not good in the hands of my generation, but there are still some family backgrounds, the loan you said is two million taels, and the term is half a year, there is no problem on my side, your stock here is almost exactly two million taels according to seventy percent of the market price, so it's decided!" ”

For example, if a house is worth 1 million in the market, the bank will never lend you 1 million, at most 700,000 yuan, and some will be less. (To be continued......) R640