The 142nd big business of printing money

Hearing Mao ZD's words, the two people opposite were stunned for a moment. He Shuheng frowned and said, "Runzhi, do you mean that Chang Ruiqing's method is really possible to calm the troubled times and unify China?" ”

Mao ZD slapped his face: "Of course, after reading Mr. Chen's letter, I admire this warlord a little, he can actually see that the key to China's problems is the countryside!" He said brightly: "China is still an agricultural country, 95% of the population is peasants, but at the moment, whether it is the Beiyang warlords or revolutionaries like Sun Yat-sen, they ignore the countryside and only focus on the cities." This is to ignore 95% of the power and only see that 5%, so they are always fighting back and forth in a melee situation, and no one can come up with overwhelming power! But this Chang Ruiqing has realized the importance of the countryside and farmers, and has come up with an effective method! But ****??" At this point, he stopped talking again.

He Shuheng and Xiao Zisheng glanced at each other, and said in unison: "But what? ”

Mao Zd smiled: "But this Chang Ruiqing is a warlord in the end, at most he can be regarded as a bourgeois revolutionary, he doesn't dare to really let go of the peasant masses!" I am afraid that when the peasant masses really rise up, they will also bring down him, the reactionary warlord, and the bourgeoisie he represents! Therefore, his layout in the countryside did not rely on the peasants, but on the rural intellectuals represented by Mr. Private School, and he wanted to rely on these rural intellectuals as the basic force, and then win over some of the gentry to establish their rule in the countryside, and it was estimated that he would carry out some reforms and give the peasants some sweetness. In this way, he will be able to borrow some of the forces of the peasants for his bourgeois revolutionary war! ”

As he spoke, he stood up, walked to the edge of the desk, opened the drawer, never took out an old newspaper, and waved at the two in front of him: "This is the new military system that Chang Ruiqing has engaged in in Fujian, if this system can be completed, the Fujian Army will be completely controlled by him." This is also not in the other warlords, and if he can use a part of the peasantry's power, even if it is only 30%, it will be for the other warlords in the country. His force is overwhelming! It should be no difficult to unify China. Unless "

"Unless what?" He Shuheng asked anxiously: "Runzhi, what's wrong with you today, you can't even speak so badly?" ”

Mao Zd smiled awkwardly. A trace of hesitation flashed in his eyes, and finally he gritted his teeth and said: "Unless we GCD people can really ignite the raging fire of the Chinese revolution!" Mobilize the peasants, who make up 95% of China, once and for all, and only then will his bourgeois revolution be completely bankrupt! China will be able to step into socialism in one step! ”

He Shuheng frowned: "Runzhi, how do you say that the Chinese peasants should be mobilized thoroughly?" ”

Mao ZD shrugged: "I don't know either!" As he spoke, he showed a confident smile on his face: "I have decided, after graduating from the first division, I will spare a year to go to the countryside to conduct a thorough investigation, and I believe that I will definitely find a way to mobilize the peasants thoroughly!" ”

Xiao Zisheng laughed at this time: "What else is there to launch, your leader, Mr. Chen Duxiu, is the director of the Department of Education in other people's places, and Chang Ruiqing will unify China in the future, maybe he will be the prime minister, and you will not be able to become an official at that time." Who has the heart to mobilize the peasants? ”

Hearing this, Mao Zd's face suddenly became solemn, and he muttered: "Yes, it seems to be like this."

Mao ZD's analysis is at least right. That is, Chang Ruiqing is really a bourgeois revolutionary!

Otherwise. He would not have left behind a big mess in Fujian, and he took a boat to Shanghai, the gathering place of the Chinese bourgeoisie, with Zhang Junmao, the second brother of Zhang Gongquan, the new director of finance and the manager of the Bank of China, and Lu Yixuan, the chief of staff.

Chang Ruiqing came to Shanghai for three purposes, one was to make a public investment in the Bank of China and attend the board of directors of the Bank of China. The second is to try to reach an alliance of Fujian, Zhejiang, and Shanghai warlords with Lu Yongxiang. The third is to use the huge influence of Zhang Gongquan, the manager of the Bank of China, to contact the leaders of the Jiangsu and Zhejiang consortiums on the beach. Including Chen Guangfu, manager of the Shanghai Commercial and Savings Bank. Qian Xinzhi, manager of the Shanghai branch of the Bank of Communications, Yu Qiaqing, the boss of Siming Bank, Ningshao Steamship Company, and Sanbei Company, Rong Desheng, the owner of Shenxin Textile Mill and Maoxin and Fuxin Flour Mills, and Fang Jiaobo, the representative of the Fang family of Zhenhai giant businessmen, and others.

The purpose of our Changda warlords in contacting these capitalists is certainly not to borrow money from them to expand their armed forces. In fact, the wealth in Chang Ruiqing's hands at the moment is definitely no less than that of any of the above big capitalists! And now is a golden period of the Republic of China's economy, due to the First World War, imports from Europe and the United States have decreased, imports have increased, China's industry and commerce have developed well, so Fujian's fiscal revenue is also relatively ideal, under the management of Zhang Junmai, enough to maintain Chang Ruiqing's army.

In fact, Chang Ruiqing is planning to negotiate a big business with other capitalists as a capitalist!

In the French Concession of Shanghai, in Chang Ruiqing's newly bought mansion, several giants of Shanghai's industrial and commercial circles, as well as Chang Ruiqing, Zhang Junmai and others were sitting in the hall. More than a dozen good-looking maids are serving them tea, cigarettes, and snacks.

Zhang Gongquan, the manager of the Bank of China, took a sip of tea and smiled at Chang Ruiqing opposite: "General Yaoru, this time my brother invited you from Fujian to Shanghai, and there is a big and most profitable deal in China to discuss with you at the moment. This transaction is to turn our Bank of China into China's de facto central bank, so that the banknotes and silver dollars issued by our Bank of China will control China's money market! ”

Of course, his remarks were not for Chang Ruiqing, but for several other banking and business tycoons present. In the past few months, Zhang Gongquan has been running among these financiers of the Jiangsu and Zhejiang chaebols, promoting his "Greater China Bank Plan". According to his vision, the development goal of Bank of China should be positioned as China's largest commercial bank and note-issuing bank! In the end, it will be both a central bank and a commercial bank, and become a monopoly oligopoly in China's financial industry! And in order to achieve this goal. The Bank of China needs to merge with several other Chinese banks in Shanghai and find a strong backing to absorb more capital.

Such a picture of cakes, of course, made these financial giants on the beach feel excited. The Bank of China has built up a certain degree of credibility since the "Beijing Banknote Run" incident, and the banknotes issued have also been recognized by the market, if there is any bank that can dominate China's money market in the future and become China's de facto central bank. That's undoubtedly the Bank of China!

But painting cakes is painting cakes after all! The financiers here also know that the current chaotic and complex Chinese currency market is definitely not something that the current Bank of China and a few financiers in Shanghai can do.

There are too many entanglements of interests involved. First of all. Printing money is a lucrative deal! At present, as long as there is a small piece of territory, the warlords have set up note-issuing banks on their own territory, and many of them are not well prepared. Banknotes that can turn into waste paper at any time! Will they allow banknotes issued by the Bank of China to rob their business?

Second, the banks of the great powers in China are also issuing banknotes...... Although due to the European war, the banknotes issued by the great powers were not as creditworthy as they used to be (mainly due to the collapse of Russian banks). But it won't be easy to get them out of China's currency market altogether. After all, the power of the great powers in China is not a joke.

Finally, the attitude of the Beijing government cannot be ignored, right? Although the central government seems to be transparent, after all, people still have the name of the central government, and it is also recognized internationally. If the Bank of China is doing a good job in printing money, will it arouse the covetousness of the Beijing government?

And behind this qiē, it points to the same problem, that is, the background! If you want to build Bank of China into a super mint, you can't do without a strong backstage. In fact, this is also an indispensable condition for any big thing in China!

But there are problems in the background. Manager Zhang has also thought about it a long time ago! There are two candidates he proposed, one is the current boss of the Chinese community in Shanghai, Lu Yongxiang, the envoy of the Songhu Protector. The other is Chang Ruiqing, the Fujian military affairs supervisor who has recently risen up in Fujian.

Now a room full of financiers have set their sights on Chang Ruiqing. But Chang Ruiqing just smiled at these big bosses reservedly, and gently turned the teacup in his hand, as if he was repeatedly thinking about Zhang Gongquan's construction. In fact, what Zhang Gongquan is talking to him about now. The two of them had discussed it in advance, and most of the ideas still came from Chang Ruiqing, but because of his status as a warlord, it was really inconvenient to put it forward in front of a bunch of financial experts, so he arranged such a show.

Chang Ruiqing glanced at the bankers in the room out of the corner of his eye, and there seemed to be a trace of eagerness on everyone's faces. He smiled at Zhang Gongquan and said, "Mr. Gongquan." There seems to be some risk in the matter of issuing banknotes, right? Before Chang came to Shanghai, Fujian Province experienced a banknote run crisis, and even Fujian Bank collapsed. ”

Zhang Gongquan laughed: "That's the reason why my brother wants to make a big Bank of China." Nowadays, there are too many miscellaneous banks in various places, all vying to issue banknotes, but the capital of these banks is too weak and too small to cope with the run on banknotes! Moreover, the people who control those banks are often the military ...... above the local government Powerful soldiers do not know how to run a bank at all, and they can only issue paper money indiscriminately, and when they encounter a run, they panic and announce the suspension of exchange, and the result will naturally be the collapse of the bank, and it will also affect the local financial stability, which is harmful to the economy.

However, the brother's 'Great China Bank Plan' is different. The brothers want to take the Bank of China, the largest Chinese-funded bank in China, as the core, unite a large number of powerful Chinese-funded banks, and then recruit share capital from the wealthy businessmen in the market! Strive to expand the capital of the Bank of China from the current 10 million yuan to 50 million yuan! To be a veritable representative of our big bank in China! In this way, of course, the bank will never fail, and the banknotes it issues will inevitably have the same reputation as the silver dollar.

In addition, the brothers are not only targeting the Chinese banknote market, but also the Chinese silver dollar issuance market...... At present, there are various silver dollars in circulation in the market, and there is no unified standard for weight and fineness. With the help of the issuance system of the Silver Dollar Bureau and the Bank of China, the brothers plan to mint and issue a Chinese silver dollar equivalent to a 'gauge' (a fictitious silver dollar used for interbank settlements) with 95% fineness. This Chinese dollar will serve as the basis for the Chinese banknotes issued by the Bank of China. Together with Chinese banknotes, occupy the entire Chinese currency market.

The initial plan was to recast all the silver dollars and ingots in the Bank of China into Chinese silver dollars, which were estimated to be as large as 30 million, and then issue paper money on this basis. Moreover, this is based on the current strength of the Bank of China. If the 'Great Bank of China Plan' can be completed, the scale of issuance of silver dollars and banknotes will increase several times! Even if hundreds of millions of yuan of banknotes are issued, it is possible to sell hundreds of millions of silver dollars a year! There's a lot at stake here. Brother don't say, the superintendent can also figure it out, right? ”

Although these numbers, Chang Ruiqing already knew them. But now that I heard it from Zhang Gongquan's mouth again, I couldn't help but feel excited. Obviously, there is only 50 million silver dollars of capital, if you can absorb hundreds of millions of silver dollars in deposits, it is equivalent to having a deposit of 150 million silver dollars, which is enough to issue banknotes with a face value of about 400 million, and these banknotes can become a guarantee for the issuance of new banknotes when exchanged for the silver dollars that come in...... It's really a good deal!

As long as the reputation of the Bank of China is good enough, then the people are willing to hold the banknotes of the Bank of China with peace of mind, isn't it equivalent to an extra capital of hundreds of millions of yuan out of thin air? If we can create a good investment environment for this huge amount of capital and guide them to invest in some important industries. Then the future of yourself and China is bright!

Thinking of this, Chang Ruiqing's face was already a smile that could not be concealed, he put down the tea cup in his hand, clapped his hands, and said with a smile: "Mr. Zhang is really a figure like the God of Wealth." You can also come up with such a way to make money! This deal is often a certain one. ”

As he spoke, he stretched out a slap: "Chang Mou will invest five million yuan!" The Fujian Provincial Government's Silver Dollar Bureau will also entrust the Bank of China to operate and manage it in the future, and the provincial government will only receive dividends. Moreover, all taxes in Fujian Province must be paid with the silver dollars and banknotes of the Bank of China, the salaries of all officials and the army are also paid with the banknotes of the Bank of China, and the funds of all government agencies and government-run enterprises in the province are also deposited in the Bank of China! ”

That's a lot of support! Although the bankers present were still unfazed on their faces, they had already calculated in their hearts.

It seems that Fujian Province is already the territory of the Bank of China! Other banks don't say it's meat, and you can't even drink a sip of soup! And there is Fujian, an iron-clad country. With the support of Chang Da Supervisor, the strength of Bank of China is even stronger...... And Chang Ruiqing, with the backing of Bank of China, must also be like a tiger with wings! Together, they may be able to make the Bank of China dominate the Chinese money market in the future!

Thinking of this, there are already people who can't help it. Chen Guangfu of the Shanghai Commercial and Savings Bank put down the tea cup in his hand and was the first to say: "Mr. Zhang, the Shanghai Commercial and Savings Bank, which is managed by Chang and contemptible people, is willing to join the Bank of China, but it is ...... Chen believes that savings and credit business will be the focus of the future development of the banking industry, and hopes that Bank of China can increase investment in this area. ”

"Okay!" Zhang Gongquan smiled and nodded: "The Bank of China will set up an independent Bank of China savings bank, and Brother Guangfu can be the manager." ”

Chang Ruiqing also nodded slightly, this Chen Guangfu is one of the most outstanding bankers in the history of the Republic of China, and the Shanghai Commercial and Savings Bank has also become the fastest growing bank at that time under his management! It is indeed the best result that the savings business of the Bank of China can be run by him.

Zhang Gongquan looked at an old man in a robe who was sitting on a sofa with Erlang's legs, this person was Yu Qiaqing, a well-known industrialist on the beach. The Siming Bank, which he controlled, was also a small bank in Shanghai, and it had very close business dealings with money banks in the Ningshao area. If the Siming Bank can be merged, the bank's banknotes and silver dollars will be unimpeded in the affluent Ningshao area.

However, Yu Qiaqing, the old fox, has always been lukewarm about this, and he doesn't seem to have much interest. Probably noticing Zhang Gongquan's gaze, Yu Qiaqing showed a smile like a spring breeze, and smiled at the other party: "Gongquan, after all, Shanghai is Lu Zijia's territory, and General Zijia has always taken good care of us business people, is your 'Great China Bank Plan' also counted in him?" ”

As soon as these words came out, several bankers present also echoed the inquiry. After all, the Shanghai Chinese community is Lu Yongxiang's world, and these people can ignore the attitude of the Beijing government, but they can't treat Lu Yongxiang as transparent! If Lu Yongxiang opposes this "big China bank," then I am afraid that no one will be willing to take out the bank that he has worked so hard to set up to participate in the shares!

Zhang Gongquan's expression did not move, but he just raised his eyes and looked at Chang Ruiqing. Chang Ruiqing laughed and took over the topic: "Lu Zijia, let the brothers lobby!" Such a good deal, he will not fail to participate! ”

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