Chongzhen Emperor Zhu Youzhen is really not a narrow-minded person, he is a very clear person!

If you offend me, I only hate you alone, and it has nothing to do with your family, as for that ten-mile sitting, it is not his regular means, no matter how bad his reputation is now, no matter what the world thinks of him, no matter whether he is already on the verge of being overthrown!

If Emperor Chongzhen Zhu Youzhen chooses to deal with the recovery and pacification of the main gathering place of the White Lotus Sect in Shandong again, he will still sit for ten miles!

Chongzhen Emperor Zhu Youzhen has no way to get a nuclear egg in his hand! If he can get a pitch, he's a personality who throws pitballs everywhere!

Chongzhen Emperor Zhu Youzhen waved his hand and continued to instruct government affairs, "Banking business, as the name suggests, is the business handled by the bank. According to the complexity of the business and the dependence on the branch, the banking business can be divided into traditional business and complex business. According to the composition of its balance sheet, banking business is mainly divided into three categories: liability business, asset business, and intermediate business.

Liability business is the business of forming a source of funds for commercial banks, and is an important foundation for the intermediary business and assets of commercial banks. The liability business of commercial banks is mainly composed of deposit business, loan business and interbank business. Liabilities are monetary liabilities that a bank assumes as a result of a credit facility that will be repaid with assets or capital. Deposits and derivative deposits are the main liabilities of banks, accounting for more than 80% of the source of funds, and interbank deposits, interbank deposits, borrowed or borrowed funds or bond issuance also constitute bank liabilities.

Asset business refers to the business of commercial banks using funds, including loan business, securities investment business, and cash asset business.

Intermediate business refers to the business that does not constitute the on-balance sheet assets and on-balance sheet liabilities of a commercial bank to form the bank's non-interest income, including transaction business, clearing business, payment and settlement business, bank card business, agency business, custody business, guarantee business, commitment business and wealth management business. ”

Emperor Chongzhen Zhu Youzhen didn't care if Zhou Yanru understood it or not. He didn't want to be too tired alone. It's not that there is no one in his own hands. There are so many anti-Donglin factions in the imperial party waiting to make meritorious contributions, and these people are much more active than the Donglin party faction in the imperial party! "Immediately prepare for the establishment of the Daming Central Bank and the Daming Commercial Bank! The Daming Central Bank is responsible for the financial planning of the whole country, and will issue currency in the future and macro-control! Daming Commercial Bank is responsible for internal and external asset management, economic support for enterprises directly under the central government at all levels, and micro-control! ”

Zhou Yanru really didn't understand, and he didn't agree in a daze. Chongzhen Emperor Zhu Youzhen slapped the button, "Don't you still receive the order?" I have sent it to your computer, you can arrange who will take the lead, remember, this is an enterprise organization independent of the Ming bureaucracy, but it is directly under my management, which is very important. ”

Zhou Yanru hurriedly kowtowed and agreed, sweating profusely, and at first he was looking forward to the emperor giving him something. But the emperor gave more and more things, which made him very afraid. Because most of the things that the emperor explained were very difficult to do! "Wechen obey the order, long live my emperor, long live, long live."

Chongzhen Emperor Zhu Youzhen nodded, "It's not over yet, in the future, in addition to the emperor's enterprises, private enterprises will also encourage corporatization, and old enterprises with good reputation and great influence will let them register companies in the household department!" In the future, you will also have to prepare for the listing of stocks! A stock is a certificate of ownership issued by a joint-stock company, and it is a kind of marketable security issued by a joint-stock company to each shareholder as a certificate of shareholding in order to raise funds and obtain dividends and bonuses. Each share represents a shareholder's ownership of a basic unit of the business. Behind every stock is a publicly traded company. In other words, every public company issues shares.

Each share of the same class represents equal ownership of the company. The size of each shareholder's ownership share of the company depends on the number of shares he or she holds as a proportion of the company's total share capital.

Shares are a component of the capital of a joint-stock company, which can be transferred, bought and sold or pledged for a price, and is the main long-term credit instrument in the capital market, but the company cannot be required to return its capital contribution. ”

Zhou Yanru was stunned! He didn't understand at all this time, and he didn't dare not agree!

Chongzhen Emperor Zhu Youzhen looked at Zhou Yanru as if he wanted to poop, but he couldn't make a big expression, as if he had seen another self, very refreshing! This kind of refreshment, just like a person who often relies on the penultimate to see the expression of the penultimate person, he needs to master too many things, he can't bear it alone, and it is always useful to put pressure on the core institution early!

Zhou Yanru didn't say a word for a long time, he was still ignorant of what the company was, and he came to a stock, is this to force people's lives? "Your Majesty, does Daming have so much money? Will it be too fast? ”

Zhou Yanru cautiously asked, Chongzhen Emperor Zhu Youzhen smiled slightly, "The bank is just to make money, you will be responsible for these in the future, you have to work hard, I am very optimistic about you!" ”

Zhou Yanru wiped the sweat on his head, "Weichen received the decree to thank him, and Weichen dared to ask Zhang Weiye for a favor, he was poked as the prefect of Tianjin, and his sister Zhang Huiyi was poked as the imperial history of the imperial history, and wanted to thank the emperor." ”

Chongzhen Emperor Zhu Youzhen snorted, this is not good, how can you let the people below see the emperor casually? And after seeing a lot, it is inevitable to go to the gang, "No need, let them do a good job, you tell the Zhang brothers and sisters, how did their father die, the civil and military of the Manchu Dynasty saw it, maybe my feelings at that time were a little bad, but I didn't let him go to the palace to die, and if he didn't agree with him, he would be killed in the palace, should it be counted on my head?" Also, sue them, Zhang Youde is Zhang Youde, and it has nothing to do with the two of them, okay, you go down and do something. ”

When Zhou Yanru went down, he realized that he was soaked with sweat!

Chongzhen Emperor Zhu Youzhen was happy because he had assigned many tasks that were too advanced for the people below! He suddenly felt that he was not the worst, and there were many, many worse people than him!

Chongzhen Emperor Zhu Youzhen didn't want to summon Zhang Weiye, on the one hand, he felt that Zhang Weiye's ability and ambition, and there was no problem with being a Tianjin prefect, but Zhang Weiye's person, he actually didn't like it very much, for Zhang Huiyi, he had become much more generous than before, he thought so. (To be continued......)